c*n
3 楼
closing fee is a general term. Usually it includes 4 parts:
1. your pre-paid taxes, HOA fee if applicable, insurance
2. in some states, title insurance and title service fee
3. mortgage related cost, origination fee, lock fee, commitment fee, etc.
4. Other fees like attorney fees, appraisal fees, survey (optional in some
states)
1 and 2 are what you have to pay no matter what and title service charge
could vary.
you can shop for 3 and 4 and see who has lower fee. Usually the mortgage
company order appraisal for you.
When you shop, you should ask for good faith estimate and compare fees for 3
and 4.
good luck
1. your pre-paid taxes, HOA fee if applicable, insurance
2. in some states, title insurance and title service fee
3. mortgage related cost, origination fee, lock fee, commitment fee, etc.
4. Other fees like attorney fees, appraisal fees, survey (optional in some
states)
1 and 2 are what you have to pay no matter what and title service charge
could vary.
you can shop for 3 and 4 and see who has lower fee. Usually the mortgage
company order appraisal for you.
When you shop, you should ask for good faith estimate and compare fees for 3
and 4.
good luck
f*0
4 楼
大概3%就可以了
p*y
7 楼
房价高的话,closing cost的比例就低,房价低的话比例就高,因为很多费用是固定的
,不是跟房价成正比的。
,不是跟房价成正比的。
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