【在 y******n 的大作中提到】 : If the rate of 30 years is same as that of 15 years, of course 30 years. : Now, a lot of people choose 15 years just because the rate is much lower.
The world is not fair, but you need to overcome it. - bill gates
rate.
【在 l******c 的大作中提到】 : you should complain CD rate is too low, under 1% per year, not mortgage rate. : current rates is unfair to some seniors living on interest.
If you are implying that inflation is coming, look at Japan. But I will take 30 years over 15 years in any day. You have so many options for your money if your monthly payment is low. For example, a few rental properties? Most people are still young in this board, it is important to utilize other people's money to grow your wealth, as long as the number works out. And you don't just count on inflation comes to save your day.