请问下板上各位大牛,如果贷款有float down option的话要注意什么,大概closing前 多就relock比较好? broker跟我说float down option要加1/4点,值吗?多谢了
n*9
2 楼
lock for how many days? 30 or 45?
【在 s*********0 的大作中提到】 : 请问下板上各位大牛,如果贷款有float down option的话要注意什么,大概closing前 : 多就relock比较好? : broker跟我说float down option要加1/4点,值吗?多谢了
s*0
3 楼
45天的
【在 n*******9 的大作中提到】 : lock for how many days? 30 or 45?
n*9
4 楼
doesn't make much of difference and if the rate keeps the same or move up, you will end up with 0.25% higher rate.
【在 s*********0 的大作中提到】 : 45天的
r*d
5 楼
Is this a new purchase loan OR refinance? Usually 45 days locking is good enough unless your case is complicated such as need surbordination, multiple properties, tax issue.... For new purchase, 30 days should be good to close the transaction. Why do you consider the float down option?
【在 s*********0 的大作中提到】 : 请问下板上各位大牛,如果贷款有float down option的话要注意什么,大概closing前 : 多就relock比较好? : broker跟我说float down option要加1/4点,值吗?多谢了
【在 r******d 的大作中提到】 : Is this a new purchase loan OR refinance? : Usually 45 days locking is good enough unless your case is complicated such : as need surbordination, multiple properties, tax issue.... : For new purchase, 30 days should be good to close the transaction. : Why do you consider the float down option?
s*0
7 楼
是purchase,不是refinance,refinance好像就无所谓了
such
【在 r******d 的大作中提到】 : Is this a new purchase loan OR refinance? : Usually 45 days locking is good enough unless your case is complicated such : as need surbordination, multiple properties, tax issue.... : For new purchase, 30 days should be good to close the transaction. : Why do you consider the float down option?