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麻烦帮忙看一下这个利率怎么样 (15 yr fixed)
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麻烦帮忙看一下这个利率怎么样 (15 yr fixed)# Living
m*e
1
Got a message of RFE from USCIS this morning.
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l*n
2
New York State
1. SF
2. Loan Amt: $220k
3. 15 yr fixed
4. <=60% LTV (40% down plus)
5. credit score 740+
6. green card
7. no escrow
interest rate origination fee with credit/cost included ($)
2.500% 3050
2.625% 1675
2.750% 300
2.875% -1075
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X*1
3
一周内应能收到。
快了。
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l*n
4
自己顶一下
有人能说说吗?

【在 l******n 的大作中提到】
: New York State
: 1. SF
: 2. Loan Amt: $220k
: 3. 15 yr fixed
: 4. <=60% LTV (40% down plus)
: 5. credit score 740+
: 6. green card
: 7. no escrow
: interest rate origination fee with credit/cost included ($)
: 2.500% 3050

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l*n
5
tsc终于有干活的兆头了。
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o*p
6
可参考我们的贷款俱乐部。

【在 l******n 的大作中提到】
: New York State
: 1. SF
: 2. Loan Amt: $220k
: 3. 15 yr fixed
: 4. <=60% LTV (40% down plus)
: 5. credit score 740+
: 6. green card
: 7. no escrow
: interest rate origination fee with credit/cost included ($)
: 2.500% 3050

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s*5
7
我们的PD 12/8/2012, 今天查网站也是说request for initial evidence was mailed
on 3/4
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l*n
8
如何加入啊?
还有,以上提到的origination fee 包括underwriting fee, broker compensation,
lender credit to closing (no escrow, 0 point). 报价合理么?

【在 o*****p 的大作中提到】
: 可参考我们的贷款俱乐部。
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h*e
9
在ny这个rate很不错啊

【在 l******n 的大作中提到】
: New York State
: 1. SF
: 2. Loan Amt: $220k
: 3. 15 yr fixed
: 4. <=60% LTV (40% down plus)
: 5. credit score 740+
: 6. green card
: 7. no escrow
: interest rate origination fee with credit/cost included ($)
: 2.500% 3050

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t*e
10
Take the 2.875% with rebates. Takes up to 7 years to get the rebates back
to you if you choose any other option. Pay off your loan in 10 years. You
save quite some money.

【在 l******n 的大作中提到】
: New York State
: 1. SF
: 2. Loan Amt: $220k
: 3. 15 yr fixed
: 4. <=60% LTV (40% down plus)
: 5. credit score 740+
: 6. green card
: 7. no escrow
: interest rate origination fee with credit/cost included ($)
: 2.500% 3050

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p*y
11
reasonable
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l*n
12
Thanks a lot for your suggestion! I will check the 10 yr fixed rate and
update here.
Regarding the more desired 2.875% with rebates option - the (total interest
+ cost/credit) for 2.5% with $3,050 cost is $3,000 less than that of the 2.
875% bundle, so it is not clear to me why 2.875% is more desirable? Did I
miss something here?
Here is the options with (interest + cost/credit) included for each option:
interest rate origination fee with credit/cost included ($) interest+
cost/credit
2.500% $3,050 $47,
099
2.625% $1,675 $48,
060
2.750% %300 $49,
034
2.875% $-1,075 $50,
021

【在 t**e 的大作中提到】
: Take the 2.875% with rebates. Takes up to 7 years to get the rebates back
: to you if you choose any other option. Pay off your loan in 10 years. You
: save quite some money.

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