c*o
4 楼
没看出什么揪心,求解释
F*x
5 楼
我今天没扫出来
K*g
8 楼
其实现在利率还是很低的。只是见多了更低的利息,心理上受不了变化。
u*q
16 楼
很揪蛋的感觉。
e*p
17 楼
那个是grove的,不知道好吃不好吃?
o*p
18 楼
Mortgage rate is up recently.
加州, 点击我的ID, 看每日利率更新 in my club.
加州, 点击我的ID, 看每日利率更新 in my club.
h*0
19 楼
吃吧
不好吃洗一下 自己料理哈哈
不好吃洗一下 自己料理哈哈
x*8
20 楼
哎,上周4没有锁,后悔死了。怎么办啊,一个月后过户。是赶紧锁了,还是等等看有
没有奇迹发生?
没有奇迹发生?
r*h
21 楼
还以为就一次,都没去扫:(
k*a
22 楼
利率最近在变坏。
加州的可以点击我的id, 看每日利率更新。
加州的可以点击我的id, 看每日利率更新。
z*q
23 楼
i did not get it today.
h*0
25 楼
今天还是出
h*0
27 楼
今天还是出
V*n
29 楼
Here is my 2 cents
Usually 30 year fixed ties to 10 year treasury. so your rate is 10 year
treasury + margin
margin is something you can't change in a short period of time (debt to
income, FICO, Loan to value, etc)
http://finance.yahoo.com/echarts?s=%5ETNX+Interactive#symbol=^t
10 year treasury can be very volatile. If you look at the past one year
chart on yahoo finance, you will notice some key factors such as 1 year
range 1.39% - 2.09%, etc
Also there is a strong resistance around 1.6%~1.65%. September, October,
November, December 2012, and early May 2013, 5 times rates are close to but
couldn't break or stay below 1.60%. Except rate stayed at or below 1.6
around June-July last year and hit the historical low 1.39%, which I doubt
will happen again.
Foundamentally, rumors are Fed will slow pace of bond purchases. On the
other hand Fed may continue to do it till unemployment rate drops below 6.5%
. Also if there is a stock market pull back, people may rush to buy treasury
and lower the 10 year treasury rate. Personally, I think 2.05%~2.1% rate is
not easy to break and you may want to wait it out if you are not in a hurry
to refinance.
【在 H******r 的大作中提到】![](/moin_static193/solenoid/img/up.png)
: http://www.mortgagenewsdaily.com/mbs/?Product=FNMA35
Usually 30 year fixed ties to 10 year treasury. so your rate is 10 year
treasury + margin
margin is something you can't change in a short period of time (debt to
income, FICO, Loan to value, etc)
http://finance.yahoo.com/echarts?s=%5ETNX+Interactive#symbol=^t
10 year treasury can be very volatile. If you look at the past one year
chart on yahoo finance, you will notice some key factors such as 1 year
range 1.39% - 2.09%, etc
Also there is a strong resistance around 1.6%~1.65%. September, October,
November, December 2012, and early May 2013, 5 times rates are close to but
couldn't break or stay below 1.60%. Except rate stayed at or below 1.6
around June-July last year and hit the historical low 1.39%, which I doubt
will happen again.
Foundamentally, rumors are Fed will slow pace of bond purchases. On the
other hand Fed may continue to do it till unemployment rate drops below 6.5%
. Also if there is a stock market pull back, people may rush to buy treasury
and lower the 10 year treasury rate. Personally, I think 2.05%~2.1% rate is
not easy to break and you may want to wait it out if you are not in a hurry
to refinance.
【在 H******r 的大作中提到】
![](/moin_static193/solenoid/img/up.png)
: http://www.mortgagenewsdaily.com/mbs/?Product=FNMA35
b*7
34 楼
If Fed slow pace of bond purchase, it means the rate will go higher?
Foundamentally, rumors are Fed will slow pace of bond purchases. On the
other hand Fed may continue to do it till unemployment rate drops below 6.5%
. Also if there is a stock market pull back, people may rush to buy treasury
and lower the 10 year treasury rate.
【在 V******n 的大作中提到】![](/moin_static193/solenoid/img/up.png)
: Here is my 2 cents
: Usually 30 year fixed ties to 10 year treasury. so your rate is 10 year
: treasury + margin
: margin is something you can't change in a short period of time (debt to
: income, FICO, Loan to value, etc)
: http://finance.yahoo.com/echarts?s=%5ETNX+Interactive#symbol=^t
: 10 year treasury can be very volatile. If you look at the past one year
: chart on yahoo finance, you will notice some key factors such as 1 year
: range 1.39% - 2.09%, etc
: Also there is a strong resistance around 1.6%~1.65%. September, October,
Foundamentally, rumors are Fed will slow pace of bond purchases. On the
other hand Fed may continue to do it till unemployment rate drops below 6.5%
. Also if there is a stock market pull back, people may rush to buy treasury
and lower the 10 year treasury rate.
【在 V******n 的大作中提到】
![](/moin_static193/solenoid/img/up.png)
: Here is my 2 cents
: Usually 30 year fixed ties to 10 year treasury. so your rate is 10 year
: treasury + margin
: margin is something you can't change in a short period of time (debt to
: income, FICO, Loan to value, etc)
: http://finance.yahoo.com/echarts?s=%5ETNX+Interactive#symbol=^t
: 10 year treasury can be very volatile. If you look at the past one year
: chart on yahoo finance, you will notice some key factors such as 1 year
: range 1.39% - 2.09%, etc
: Also there is a strong resistance around 1.6%~1.65%. September, October,
c*o
35 楼
当然。
5%
treasury
【在 b*******7 的大作中提到】![](/moin_static193/solenoid/img/up.png)
: If Fed slow pace of bond purchase, it means the rate will go higher?
:
: Foundamentally, rumors are Fed will slow pace of bond purchases. On the
: other hand Fed may continue to do it till unemployment rate drops below 6.5%
: . Also if there is a stock market pull back, people may rush to buy treasury
: and lower the 10 year treasury rate.
5%
treasury
【在 b*******7 的大作中提到】
![](/moin_static193/solenoid/img/up.png)
: If Fed slow pace of bond purchase, it means the rate will go higher?
:
: Foundamentally, rumors are Fed will slow pace of bond purchases. On the
: other hand Fed may continue to do it till unemployment rate drops below 6.5%
: . Also if there is a stock market pull back, people may rush to buy treasury
: and lower the 10 year treasury rate.
W*T
41 楼
5月10好锁的是20年fixed 3.25%
现在是多少?
现在是多少?
g*i
42 楼
Make sense. Should we short 10 year notes to lock in advance?
【在 V******n 的大作中提到】![](/moin_static193/solenoid/img/up.png)
: Here is my 2 cents
: Usually 30 year fixed ties to 10 year treasury. so your rate is 10 year
: treasury + margin
: margin is something you can't change in a short period of time (debt to
: income, FICO, Loan to value, etc)
: http://finance.yahoo.com/echarts?s=%5ETNX+Interactive#symbol=^t
: 10 year treasury can be very volatile. If you look at the past one year
: chart on yahoo finance, you will notice some key factors such as 1 year
: range 1.39% - 2.09%, etc
: Also there is a strong resistance around 1.6%~1.65%. September, October,
【在 V******n 的大作中提到】
![](/moin_static193/solenoid/img/up.png)
: Here is my 2 cents
: Usually 30 year fixed ties to 10 year treasury. so your rate is 10 year
: treasury + margin
: margin is something you can't change in a short period of time (debt to
: income, FICO, Loan to value, etc)
: http://finance.yahoo.com/echarts?s=%5ETNX+Interactive#symbol=^t
: 10 year treasury can be very volatile. If you look at the past one year
: chart on yahoo finance, you will notice some key factors such as 1 year
: range 1.39% - 2.09%, etc
: Also there is a strong resistance around 1.6%~1.65%. September, October,
F*y
43 楼
前天晚上果断锁了.......虽然前面因为慢错过了最低, 但是也只比我能做的最低高了0
.125个点
锁了之后心里踏实很多, 以后降了还可以再refi, 不降也没什么好说的了.
.125个点
锁了之后心里踏实很多, 以后降了还可以再refi, 不降也没什么好说的了.
c*o
51 楼
年底望5,吼吼
b*b
56 楼
长期的低利率本来就不正常。利率30年5%比较合理。
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