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请问用 Traditional IRA early withdraw 付首付值不值?
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请问用 Traditional IRA early withdraw 付首付值不值?# Living
h*o
1
如题 求介绍弯曲BI培训的CCC 谢谢
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S*g
2
early withdraw from IRA 有10%的penalty. 跟多带点款比哪个合适?
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C*8
3
同求

【在 h*********o 的大作中提到】
: 如题 求介绍弯曲BI培训的CCC 谢谢
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g*q
4
early withdraw 1万用于第一次买房,没有penalty
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y*3
5
我 Monstrer 留言箱里好多BI的……我翻翻
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g*q
6
能凑够20%DP肯定要凑,想办法让卖家多给closing assistance,让lender多给rebate之
类的办法都要用上.否则PMI很不爽的.
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y*3
7
翻出来一个。
请自行甄别及谨慎决定!!
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S*g
8
是啊,还是要用IRA early withdraw 才弄凑齐20% down payment. 现在的问题是想多
付点,但不知道IRA penalty跟贷款利息比哪个少点, IRA distribution 还要考虑Tax
brackets的问题,提钱多一点的话税率可能高不少。

【在 g*q 的大作中提到】
: 能凑够20%DP肯定要凑,想办法让卖家多给closing assistance,让lender多给rebate之
: 类的办法都要用上.否则PMI很不爽的.

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q*8
9
www.usaqingshan.com
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g*q
10
拿1万出来再说,<1万的部分不用交penalty.补税是肯定要的,但是你早晚要交这笔税的,
以后的tax bracket天晓得是更高还是低.

Tax

【在 S******g 的大作中提到】
: 是啊,还是要用IRA early withdraw 才弄凑齐20% down payment. 现在的问题是想多
: 付点,但不知道IRA penalty跟贷款利息比哪个少点, IRA distribution 还要考虑Tax
: brackets的问题,提钱多一点的话税率可能高不少。

avatar
S*g
11
房子这么贵,1万根本不解决问题啊。 房价35万左右,首付要7万。

的,

【在 g*q 的大作中提到】
: 拿1万出来再说,<1万的部分不用交penalty.补税是肯定要的,但是你早晚要交这笔税的,
: 以后的tax bracket天晓得是更高还是低.
:
: Tax

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g*q
12
就是说你根本没有钱做下付?

【在 S******g 的大作中提到】
: 房子这么贵,1万根本不解决问题啊。 房价35万左右,首付要7万。
:
: 的,

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S*g
13
有点钱,但我想用一部分ira里的股票收入,要不哪天搞不好又都赔回去了,呵呵

【在 g*q 的大作中提到】
: 就是说你根本没有钱做下付?
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u*q
14
不建议动用退休金买房。
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