过了remove loan contingency的deadline，卖家有权没收escrow的钱吗 - 未名空间MITBBS历史存档

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过了remove loan contingency的deadline，卖家有权没收escrow的钱吗

过了remove loan contingency的deadline，卖家有权没收escrow的钱吗# Living

m*j2016-05-24 07:05

1 楼

现在的情况是，今天是remove loan contingency的最后一天，银行那边还在催，可能
今天不会有结果
listing agent不愿意延长deadline，因为有backup offer
如果过了deadline，listing agent主动cancel contract的话，我能拿回escrow里面的
钱吗？还是现在需要做什么？

d*32016-05-24 07:05

2 楼

卖家退出能拿回来，但是你如果loan没批下来想退出就拿不会押金了

w*m2016-05-24 07:05

3 楼

延长几天是正常的吧，你赶紧催MORTGAGE BROKER，不要告诉我你直接去找的银行

m*72016-05-24 07:05

4 楼

看你的ps 怎么写的·既使remove loan contigency 也可以延期等贷款 .但如果律师没
写进去可能就不行了

b*12016-05-24 07:05

5 楼

在有loan contingency的情况下, 如果过了remove contingency的deadline, seller可
以送notice to perform form 让你remove contingency, 如果你在规定的时间不
remove, seller可以把房子卖给下一家. 但是你的deposit一定会还给你. 在没有
remove loan contingency的情况下, 即使过了deadline, seller也不能没收你的
deposit. 至少在加州是这样的.
现在你能做的就是尽量和listing agent说明目前loan做到了什么地步, 大约还需要多
少时间, 可以请loan agent和listing agent沟通一下, 表示一下诚意, 看能不能再拖
延几天.

【在 m**********j 的大作中提到】

: 现在的情况是，今天是remove loan contingency的最后一天，银行那边还在催，可能
: 今天不会有结果
: listing agent不愿意延长deadline，因为有backup offer
: 如果过了deadline，listing agent主动cancel contract的话，我能拿回escrow里面的
: 钱吗？还是现在需要做什么？

c*m2016-05-24 07:05

6 楼

I think LZ is talking about commitment date. He does has mortgage
contingency. It is commitment date and he has not got the commitment letter
from the lender yet.
Here is my suggestion:
1. Talk to your lender/broker to find out what is missing;
2. What's the ETA that you could get the commitment letter;
Then share this information with seller agent and ask for extension.
Even if they have back up offer and there is still a lot of risk for seller
if they let the house BOM.
If seller doesn't agree to extend commitment date, then your best choice is
to tell them you want to take your escrow money back and walk away. Once the
commitment date passes, you can't take your deposit back.
I never seen a deal fall apart for this reason and most of the time it is
just pressure.
Good Luck!

b*12016-05-24 07:05

7 楼

在加州不一样, 不管pass什么deadline, 只要没有remove contingency, seller如果要
cancel contract, 就要退还buyer 的deposit.