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[合集] working widow/widower SSA benefit (转载)
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[合集] working widow/widower SSA benefit (转载)# Midlife - 人到中年
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【 以下文字转载自 SanDiego 讨论区 】
发信人: yudeli (余德利), 信区: SanDiego
标 题: [合集] working widow/widower SSA benefit
发信站: BBS 未名空间站 (Thu Jan 2 16:45:36 2014, 美东)
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accos (socca) 于 (Tue Mar 12 13:23:37 2013, 美东) 提到:
The mother or father who cares for a dependent child of the deceased worker.
The child must be under the age of 16 (or disabled before 22). This mother
or father’s benefit is different than a widow or widower’s benefit in that
it can be paid to someone of any age, whereas a surviving spouse must be
age 60 or older to claim a widow or widower’s benefit.
这个养逝者孩子的人,可以领取她/他自己的benefit, 无论收入高低和年龄。
只要是孩子的parent, 可以是养父母,也可以是离婚的父母 (surviving divorced
widow or widower)。
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accos (socca) 于 (Tue Mar 12 13:29:54 2013, 美东) 提到:
IRS的权威解释找到了:
These are examples of the benefits that survivors may receive:
Widow or widower, full retirement age or older -- 100 percent of the
deceased worker's benefit amount;
Widow or widower, age 60 -- full retirement age -- 71½ to 99
percent of the deceased worker's basic amount;
Disabled widow or widower aged 50 through 59 -- 71½ percent;
Widow or widower, any age, caring for a child under age 16 -- 75 percent.
A child under age 18 (19 if still in elementary or secondary school) or
disabled -- 75 percent.
Dependent parent(s) of the deceased worker, age 62 or older:
One surviving parent -- 82½ percent.
Two surviving parents -- 75 percent to each parent.
Percentages for a surviving divorced widow or widower would be the same as
above.
There may also be a special lump-sum death benefit.
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以上的六类人,另外加上surviving devorced widow or widower.
其中Benefits for a widow, widower or surviving divorced spouse may be
affected by several additional factors (收入,re-marry, 年龄。。。)
但是 Widow or widower, any age, caring for a child under age 16 -- 75
percent这一类是不受年龄,收入和re-marry的影响的。
这部分benefits的目的是为了让这个survivor承担起抚育孩子的任务。
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accos (socca) 于 (Tue Mar 12 13:32:35 2013, 美东) 提到:
ss的东西一如既往得复杂。但是宗旨是退休保险和伤亡保险。
percent.
or
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SlowRabit (慢吞吞的小白兔) 于 (Tue Mar 12 13:54:48 2013, 美东) 提到:
多谢普及
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