My understanding on BT# Money - 海外理财
y*a
1 楼
1. Look at the cards you already have, who are the issuers and what are the
CLs. (after soft CLI)
They are preferred because even if you have a low cl in your aor, you can
relocate (when available) cl to the new cards. -- so check which issuers
are able to relocate your cl between cards, and what are the limitation.
Usually citi/boa/chase/amex allow you to relocate. discover not, and hsbc
only one cards. check by yourself on fwf about cap1, etc.
2. citi/boa are more preferable, because they
CLs. (after soft CLI)
They are preferred because even if you have a low cl in your aor, you can
relocate (when available) cl to the new cards. -- so check which issuers
are able to relocate your cl between cards, and what are the limitation.
Usually citi/boa/chase/amex allow you to relocate. discover not, and hsbc
only one cards. check by yourself on fwf about cap1, etc.
2. citi/boa are more preferable, because they