[转载] 非常tricky的balance transfer (from credit card)# Money - 海外理财
a*r
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【 以下文字转载自 shopping 讨论区 】
【 原文由 yyue 所发表 】
刚刚才知道上当了.
写在这里请大家主意.
被Chase card的 0 interest rate所诱惑,
做了个几千块钱的balance transfer to pay off my auto loan.
结果, 今天发现, 我不能pay off 我的purchase balance first.
而purchase interest rate is above 10%, which is much higher
than the interest rate of my original auto loan.
就是说, 如果你要做credit card的balance transfer,
首先是一定要make sure you pay off all your purchase balance
before your balance transfer is posted to the statement.
原因是, 你在balance transfer posted date 之后寄去的payment
【 原文由 yyue 所发表 】
刚刚才知道上当了.
写在这里请大家主意.
被Chase card的 0 interest rate所诱惑,
做了个几千块钱的balance transfer to pay off my auto loan.
结果, 今天发现, 我不能pay off 我的purchase balance first.
而purchase interest rate is above 10%, which is much higher
than the interest rate of my original auto loan.
就是说, 如果你要做credit card的balance transfer,
首先是一定要make sure you pay off all your purchase balance
before your balance transfer is posted to the statement.
原因是, 你在balance transfer posted date 之后寄去的payment