Store Credit Card，长不用，影响score吗？# Money - 海外理财
j*z
1 楼
Store Credit Card，长不用，影响score吗？比如Macy's, Gap,等。谢谢。
i*o
2 楼
It will has a positive effect on your score.
My JCpenny store card is the longest record in my report even if I didn't
use at all for 6 years.
My JCpenny store card is the longest record in my report even if I didn't
use at all for 6 years.
j*z
3 楼
啊？！我听说过，经常不用，突然用，会negative影响credit score。我把很多不用的
store credit card都取消了。
store credit card都取消了。
i*o
4 楼
Why care score so much. You only need score for financing or mortgage at
later year. FICO score depends on lots factors. The store credit can
increase your total credit line and lower debt ratio.
later year. FICO score depends on lots factors. The store credit can
increase your total credit line and lower debt ratio.
j*z
5 楼
是想学点知识，见笑。能解释为什么是positive的影响吗？谢谢。
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