I heard it could be there forever. The credit bureau must remove any negative information in 7 years, but for non-positive information, they do not need to remove it no matter how many years has past.
【在 y****i 的大作中提到】 : mine: : Total Accounts 59 : Open Accounts 21 : Closed Accounts 38 : LD: : Total Accounts 61 : Open Accounts 27 : Closed Accounts 34
y*i
27 楼
you can do it - just a matter of time closed accounts (>7 yrs) are still there in the report looks like they stay for 10 yrs after they've been closed Experian BANK OF AMERICA Date Opened: 03/1999 Last Reported: 07/2004 Status: Paid,Closed/Never late. Status Details: This account is scheduled to continue on record until Jul 2014. CITIBANK Date Opened: 11/1999 Last Reported: 03/2003 Status: Paid,Closed/Never late. Status Details: This account is scheduled to continue on record until Mar 2013.