B*t
2 楼
可以。
Traditional。
Traditional。
m*a
3 楼
both are OK unitl 4/15. I like Roth thought.
Traditional is tax-deferral, you pay tax on the day you withdraw.
Roth is tax-free earning. You use your cash (=income tax has been paid) and
try your best to increase them by investment. No matter how much you earn,
it is tax free.
ROTH feels like pain first and sweet later, while tradition is the verse.
【在 a*******n 的大作中提到】
: 如果能,是tranditional IRA,还是Roth IRA, 有什么需要注意的吗?
Traditional is tax-deferral, you pay tax on the day you withdraw.
Roth is tax-free earning. You use your cash (=income tax has been paid) and
try your best to increase them by investment. No matter how much you earn,
it is tax free.
ROTH feels like pain first and sweet later, while tradition is the verse.
【在 a*******n 的大作中提到】
: 如果能,是tranditional IRA,还是Roth IRA, 有什么需要注意的吗?
a*n
4 楼
但一般来说不是现在收入较高,税率也高;退休时收入低,税率也抵;因此应该现在尽
量少缴税,开 traditional IRA吗?
and
【在 m*****a 的大作中提到】
: both are OK unitl 4/15. I like Roth thought.
: Traditional is tax-deferral, you pay tax on the day you withdraw.
: Roth is tax-free earning. You use your cash (=income tax has been paid) and
: try your best to increase them by investment. No matter how much you earn,
: it is tax free.
: ROTH feels like pain first and sweet later, while tradition is the verse.
量少缴税,开 traditional IRA吗?
and
【在 m*****a 的大作中提到】
: both are OK unitl 4/15. I like Roth thought.
: Traditional is tax-deferral, you pay tax on the day you withdraw.
: Roth is tax-free earning. You use your cash (=income tax has been paid) and
: try your best to increase them by investment. No matter how much you earn,
: it is tax free.
: ROTH feels like pain first and sweet later, while tradition is the verse.
e*y
5 楼
but if you keep the money in your retirement account for 30+ years
the investment return will most likely be much more than your principal
so even your tax rate now is higher, in ROTH account you will only be taxed
for your principal
【在 a*******n 的大作中提到】
: 但一般来说不是现在收入较高,税率也高;退休时收入低,税率也抵;因此应该现在尽
: 量少缴税,开 traditional IRA吗?
:
: and
the investment return will most likely be much more than your principal
so even your tax rate now is higher, in ROTH account you will only be taxed
for your principal
【在 a*******n 的大作中提到】
: 但一般来说不是现在收入较高,税率也高;退休时收入低,税率也抵;因此应该现在尽
: 量少缴税,开 traditional IRA吗?
:
: and
相关阅读
有几万块钱临时不用,请问放哪里收益比较高?jet.com 25 credit取消7,8年前的信用卡影响很大吗?Southwest 卡六万点j reward这种deal多久有一次?amx delta金卡值得搞吗?现在哪个SAVINGS比较好?CSR $300 travel credit 需要在新一年年费post 之前花吗?ally的fax发不过去Merrill+ 卡退货会导致点数被收回吗收到了fia的amazon2500点大家用什么查online shopping cashback哪个给的多?起床了 Amex Offers: 10%/10x off Cable or Satellite Billusbank travel 租车问题ally bank no penalty CDCHASE UA Churn问题Fidelity checking account开户有啥bonus吗?有人收到citi prestige的金属卡了吗?怎么才能把我的钱要回来?hotels.com太糟糕了MR怎么用最划算?