Chase Freedom Point Earning Change (zz)# Money - 海外理财
m*a
1 楼
最近看到很多地方说什么10pt没啦，另一个10%出来啦，之类。没理会，不过今天看了
帖子，总结的很精辟，贴在这里，不知道的看一下：
注意，这个帖子似乎有点没说清，你仍然是需要有checking account才能有这个新的
annual 10%的。光有Freedom不行。
Chase Freedom Exclusives - Change to Earning Points
Starting as early as April 1, 2013 for some Chase Freedom Exclusives
customers, Ultimate Rewards points will be earned differently than how they
are currently.
Currently, for those with a Chase Freedom credit card and a Chase Checking
account cardholders earn :
- 10 points per transaction, and
- 10% bonus points on the 1% of purchases
(basically 1.1% on all purchases or 5.1% on rotating categories, plus 10
points per transaction)
With the change, cardholders will NOT earn either of those. Instead you will
earn an annual dividend of 10% of ALL points earned throughout the year. So
you will basically earn 1.1% on all purchases or 5.5% on rotating
categories. In addition you will earn 10% extra points on points earned by
shopping the Ultimate Rewards Mall.
This change is good if most of your purchases are in 5% cash back categories
, but not so good if you make a lot of small purchases.
Source: http://slickdeals.net/f/5909094-Chase-Freedom-Exclusives-Change-to-Earning-Points
下面是Term
关键的两句：
1. You will also earn a 10% Bonus on all new points earned with your Chase
Freedom card during billing cycles within the previous Year when you, as the
primary cardmember, were the sole or joint owner of an open Chase checking
account.
2. You will not earn the 10% Bonus on new account bonus points, previous 10%
Bonus points awarded, or points transferred into your account.
"You will earn 1 base point for each $1 of Net Purchases. You will earn an
additional 1 point for each $1 of airfare and hotel accommodation Net
Purchases when you book at chase.com/ultimaterewards. You will also earn a
10% Bonus on all new points earned with your Chase Freedom card during
billing cycles within the previous Year when you, as the primary cardmember,
were the sole or joint owner of an open Chase checking account. Your 10%
Bonus is calculated after your billing cycle with a December closing date (
“Year” means the twelve billing cycle period beginning the day after your
billing cycle with a December closing date through your billing cycle with a
December closing date of the next year.) Your Chase checking account must
be open, and your Chase Freedom card account must be open and not in default
, at the end of the Year. Your 10% Bonus points will appear on your January
or February billing statement. You will not earn the 10% Bonus on new
account bonus points, previous 10% Bonus points awarded, or points
transferred into your account. (“Net Purchases” means purchases of goods
and services made by you or any authorized user on your Account minus any
returns or refunds.) Point accrual will begin upon the Enrollment Date in
the Program. (“Enrollment Date” is the day on which we approve you as a
Program member.) No retroactive points will be awarded. You do not earn
points on balance transfers, cash advances, cash-like charges such as
travelers checks, foreign currency, and money orders, any checks that are
used to access your Account, overdraft advances, interest, unauthorized or
fraudulent charges, or fees of any kind, including fees for products that
protect or insure the balances of your Account. Points will be deducted for
any returns or credits made on your Account. Points will appear on your
monthly statement. "
帖子，总结的很精辟，贴在这里，不知道的看一下：
注意，这个帖子似乎有点没说清，你仍然是需要有checking account才能有这个新的
annual 10%的。光有Freedom不行。
Chase Freedom Exclusives - Change to Earning Points
Starting as early as April 1, 2013 for some Chase Freedom Exclusives
customers, Ultimate Rewards points will be earned differently than how they
are currently.
Currently, for those with a Chase Freedom credit card and a Chase Checking
account cardholders earn :
- 10 points per transaction, and
- 10% bonus points on the 1% of purchases
(basically 1.1% on all purchases or 5.1% on rotating categories, plus 10
points per transaction)
With the change, cardholders will NOT earn either of those. Instead you will
earn an annual dividend of 10% of ALL points earned throughout the year. So
you will basically earn 1.1% on all purchases or 5.5% on rotating
categories. In addition you will earn 10% extra points on points earned by
shopping the Ultimate Rewards Mall.
This change is good if most of your purchases are in 5% cash back categories
, but not so good if you make a lot of small purchases.
Source: http://slickdeals.net/f/5909094-Chase-Freedom-Exclusives-Change-to-Earning-Points
下面是Term
关键的两句：
1. You will also earn a 10% Bonus on all new points earned with your Chase
Freedom card during billing cycles within the previous Year when you, as the
primary cardmember, were the sole or joint owner of an open Chase checking
account.
2. You will not earn the 10% Bonus on new account bonus points, previous 10%
Bonus points awarded, or points transferred into your account.
"You will earn 1 base point for each $1 of Net Purchases. You will earn an
additional 1 point for each $1 of airfare and hotel accommodation Net
Purchases when you book at chase.com/ultimaterewards. You will also earn a
10% Bonus on all new points earned with your Chase Freedom card during
billing cycles within the previous Year when you, as the primary cardmember,
were the sole or joint owner of an open Chase checking account. Your 10%
Bonus is calculated after your billing cycle with a December closing date (
“Year” means the twelve billing cycle period beginning the day after your
billing cycle with a December closing date through your billing cycle with a
December closing date of the next year.) Your Chase checking account must
be open, and your Chase Freedom card account must be open and not in default
, at the end of the Year. Your 10% Bonus points will appear on your January
or February billing statement. You will not earn the 10% Bonus on new
account bonus points, previous 10% Bonus points awarded, or points
transferred into your account. (“Net Purchases” means purchases of goods
and services made by you or any authorized user on your Account minus any
returns or refunds.) Point accrual will begin upon the Enrollment Date in
the Program. (“Enrollment Date” is the day on which we approve you as a
Program member.) No retroactive points will be awarded. You do not earn
points on balance transfers, cash advances, cash-like charges such as
travelers checks, foreign currency, and money orders, any checks that are
used to access your Account, overdraft advances, interest, unauthorized or
fraudulent charges, or fees of any kind, including fees for products that
protect or insure the balances of your Account. Points will be deducted for
any returns or credits made on your Account. Points will appear on your
monthly statement. "