2013 全美家庭资产统计# Money - 海外理财
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American Family Financial Statistics
Average American family savings account balance $3,800
Percent of working Americans who are not saving for retirement 40 %
Percent of American families who have no savings at all 25 %
Average amount saved for retirement $35,000
Average American household debt $117,951
Average American family home value $160,000
Average amount owed on home mortgage $95,000
Average American household annual income $43,000
Average credit card debt $2,200
Percent of American workers who postponed their retirement age this year
24 %
Percent surveyed who are very confident about having enough money for
retirement 18 %
Percent of American adults who do not have a bank account 7.7 %
Percent of American adults who have an emergency fund to fall back on 38 %
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Statistic Verification
Source: Federal Reserve, US Census Bureau, Internal Revenue Service
Date Verified: 12.26.2013
Savings accounts are accounts maintained by retail financial institutions
that pay interest but cannot be used directly as money in the narrow sense
of a medium of exchange (for example, by writing a check). These accounts
let customers set aside a portion of their liquid assets while earning a
monetary return. For the bank, money in a savings account may not be
callable immediately and therefore often does not incur a reserve
requirement freeing up cash from the bank’s vault to be lent out with
interest.
Average American family savings account balance $3,800
Percent of working Americans who are not saving for retirement 40 %
Percent of American families who have no savings at all 25 %
Average amount saved for retirement $35,000
Average American household debt $117,951
Average American family home value $160,000
Average amount owed on home mortgage $95,000
Average American household annual income $43,000
Average credit card debt $2,200
Percent of American workers who postponed their retirement age this year
24 %
Percent surveyed who are very confident about having enough money for
retirement 18 %
Percent of American adults who do not have a bank account 7.7 %
Percent of American adults who have an emergency fund to fall back on 38 %
-----------------------------------
Statistic Verification
Source: Federal Reserve, US Census Bureau, Internal Revenue Service
Date Verified: 12.26.2013
Savings accounts are accounts maintained by retail financial institutions
that pay interest but cannot be used directly as money in the narrow sense
of a medium of exchange (for example, by writing a check). These accounts
let customers set aside a portion of their liquid assets while earning a
monetary return. For the bank, money in a savings account may not be
callable immediately and therefore often does not incur a reserve
requirement freeing up cash from the bank’s vault to be lent out with
interest.
