Mango 6% APY Debit & Savings# Money - 海外理财
D*C
1 楼
前两天看到版上有人提到这个，就研究了一下，希望有经验的同志分享信息。
1. Fees：
https://www.mangomoney.com/simple-fees#savings
Debit Card：$5/month；waived if you loaded $500 in the prior 30 day cycle
excluding card-to-card transfers.
Savings Account：free
由于这个帐号只适合于薅一些interests，所以其他的fees应该都是不必要的。
2. APY
前$5000 6%，超出部分0.1%
6%需要有Direct Deposit Service，否则是2%
Direct Deposit Service定义：You qualify as enrolling in Direct Deposit
Service when you complete two Direct Deposits totaling $50.00 within 90 days
of opening your account. Your account will be credited within 30 days of
full enrollment.
× 据说ACH transfer也被算作DD，白名单如下：
Alliant Credit Union
Chase (bring the balance to positive first)
CIT Bank
E*Trade
Fidelity Investments
Capital One 360 Person2Person
Navy Federal Credit Union
TIAA Direct
Vanguard
不被recognize的黑名单有：
Ally
Bank of America
Capital One (regular ACH)
Citibank
Discover Bank
Popmoney
Wells Fargo
3. Withdraw
Ideal case would be setting up an monthly recurring transfer of $500 between
Mango and other bank accounts to ensure 6% APY and eliminate excess money.
However, a lot of banks don't recognize Mango as a legitimate bank.
不知道大家有没有link Mango到别的银行的经验，AP，Google Wallet，Amex Savigns
，etc能不能和这个帐号link起来？
1. Fees：
https://www.mangomoney.com/simple-fees#savings
Debit Card：$5/month；waived if you loaded $500 in the prior 30 day cycle
excluding card-to-card transfers.
Savings Account：free
由于这个帐号只适合于薅一些interests，所以其他的fees应该都是不必要的。
2. APY
前$5000 6%，超出部分0.1%
6%需要有Direct Deposit Service，否则是2%
Direct Deposit Service定义：You qualify as enrolling in Direct Deposit
Service when you complete two Direct Deposits totaling $50.00 within 90 days
of opening your account. Your account will be credited within 30 days of
full enrollment.
× 据说ACH transfer也被算作DD，白名单如下：
Alliant Credit Union
Chase (bring the balance to positive first)
CIT Bank
E*Trade
Fidelity Investments
Capital One 360 Person2Person
Navy Federal Credit Union
TIAA Direct
Vanguard
不被recognize的黑名单有：
Ally
Bank of America
Capital One (regular ACH)
Citibank
Discover Bank
Popmoney
Wells Fargo
3. Withdraw
Ideal case would be setting up an monthly recurring transfer of $500 between
Mango and other bank accounts to ensure 6% APY and eliminate excess money.
However, a lot of banks don't recognize Mango as a legitimate bank.
不知道大家有没有link Mango到别的银行的经验，AP，Google Wallet，Amex Savigns
，etc能不能和这个帐号link起来？
