"是不是只有statement 后还款才能拿还款的那部分点数?" 应该不是. 你在你的帐户里点开"view/redeem cash rewards"会看到"Cash Back on Purchases"和 "Cash Back on Payments"的细节. 你每个月的Statement里有更详细的细节.注意最近 的消费和还款(last statement balance之 后)不会马上加到CASH BACK REWARDS里. Q: When can I see the cash back I've earned? A: The cash back you earn is calculated at the end of each billing cycle and is shown on your monthly statement and account online.