开Ally的saving和cd竟然被hard pull了# Money - 海外理财
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今天收到ally的notice，说由于技术错误，本改soft pull的，结果弄成了hard pull了
。notice部分内容如下。这是不是把我的信用分给降低了？最近申请了一张credit
card，还买房准备贷款，这又来了一个hard pull，是不是分应该很低了，会不会影响
贷款呀？
notice中说，15号已经把hard pull改为soft pull了，这样是不是third party就看不
到有这个hard pull了？但credit还是受到了影响？我的理解对吗？谢谢。
As a commitment to quality, we continuously monitor new account openings.
Our system is coded to
perform a soft credit inquiry when we open a new account. We recently
discovered a short-term technical
issue where TransUnion, a consumer credit reporting agency, posted a hard
credit inquiry to your credit
file instead. If you participate in a credit monitoring service, you may
have received an alert about this
inquiry. It was not the result of fraud or a data breach, and there was no
improper disclosure of your
credit report as a result of the issue.
We worked with TransUnion to remediate this issue, and on December 15, 2017,
your credit report was
updated from a hard credit inquiry to soft credit inquiry. We have attached
a Q&A from TransUnion
addressing some questions you may have.
Please accept our apology for any inconvenience you may have experienced. ..
......
。notice部分内容如下。这是不是把我的信用分给降低了？最近申请了一张credit
card，还买房准备贷款，这又来了一个hard pull，是不是分应该很低了，会不会影响
贷款呀？
notice中说，15号已经把hard pull改为soft pull了，这样是不是third party就看不
到有这个hard pull了？但credit还是受到了影响？我的理解对吗？谢谢。
As a commitment to quality, we continuously monitor new account openings.
Our system is coded to
perform a soft credit inquiry when we open a new account. We recently
discovered a short-term technical
issue where TransUnion, a consumer credit reporting agency, posted a hard
credit inquiry to your credit
file instead. If you participate in a credit monitoring service, you may
have received an alert about this
inquiry. It was not the result of fraud or a data breach, and there was no
improper disclosure of your
credit report as a result of the issue.
We worked with TransUnion to remediate this issue, and on December 15, 2017,
your credit report was
updated from a hard credit inquiry to soft credit inquiry. We have attached
a Q&A from TransUnion
addressing some questions you may have.
Please accept our apology for any inconvenience you may have experienced. ..
......
