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确定一下:ebay上的htc touch pro可以用于sero么？

确定一下:ebay上的htc touch pro可以用于sero么？# PDA - 掌中宝

W*U2009-07-01 07:07

1 楼

准备从美国回中国, 然后带一个两岁的小孩回美国 (小孩需要一张有座位的机票). 这
种情况下机票怎么买? (是在美国还是中国买?) 大家有过这种经历吗?
我问了几个机票代理. 有的说在美国买, 有的说在中国买. 还有的说大人小孩分开买
子(大人美国买, 小孩中国买).
谢谢!

n*n2009-07-01 07:07

2 楼

【以下文字转载自 Stock 讨论区】
发信人: newgumin (新股民), 信区: Stock
标题: 熟悉货币政策的青蛙来说说
发信站: BBS 未名空间站 (Thu Feb 18 18:30:22 2010, 美东)
fund rate为何比discount rate重要很多？这两个rate的含义我知道。

r*72009-07-01 07:07

3 楼

【以下文字转载自 Seattle 讨论区】
发信人: robin87 (rwx), 信区: Seattle
标题: 有人用过膚必清么？
发信站: BBS 未名空间站 (Fri Nov 5 16:20:18 2010, 美东)
有人用过膚必清产品么？在网上和电视里都看到了广告，效果如何。美国的保险是否
cover?
多谢多谢！

g*92009-07-01 07:07

4 楼

我亲戚家小孩在国内读高中，打算毕业以后来北美读本科。像这种情况一般都是怎么申
请的？
听说好多孩子过来要读语言预科，有什办法可以跳过预科直接入学吗？
什么时间考SAT合适？
我不在北美，不懂本科申请的过程。麻烦知道的人指点一下。

h*u2009-07-01 07:07

5 楼

【以下文字转载自 ebiz 讨论区】
发信人: huksliu (小鱼儿), 信区: ebiz
标题: H1B身份在amazon上开店的问题
发信站: BBS 未名空间站 (Sat Oct 16 22:06:02 2010, 美东)
我想在网上做些小生意，好些问题不明白，还请各位帮个忙。
请问h1b可以在amazon上professionally卖东西吗？是否需要注册一家公司，申请
business license之类呢？如果不需要，填表的时候要求的company name, 是不是自己
设立就可以，不需要申请什么文件呢？
谢谢！

s*d2009-07-01 07:07

6 楼

as title.

K*D2009-07-01 07:07

7 楼

Because discount rate is almost always higher than fund rate?

【在 n******n 的大作中提到】

: 【以下文字转载自 Stock 讨论区】
: 发信人: newgumin (新股民), 信区: Stock
: 标题: 熟悉货币政策的青蛙来说说
: 发信站: BBS 未名空间站 (Thu Feb 18 18:30:22 2010, 美东)
: fund rate为何比discount rate重要很多？这两个rate的含义我知道。

a*e2009-07-01 07:07

8 楼

托福或雅思足够高就不用补习英语。外国学生不一定需要靠SAT。

【在 g***9 的大作中提到】

: 我亲戚家小孩在国内读高中，打算毕业以后来北美读本科。像这种情况一般都是怎么申
: 请的？
: 听说好多孩子过来要读语言预科，有什办法可以跳过预科直接入学吗？
: 什么时间考SAT合适？
: 我不在北美，不懂本科申请的过程。麻烦知道的人指点一下。

h*u2009-07-01 07:07

9 楼

w*w2009-07-01 07:07

10 楼

关键是clean 的esn

【在 s*******d 的大作中提到】

: as title.

n*n2009-07-01 07:07

11 楼

ft.

【在 K****D 的大作中提到】

: Because discount rate is almost always higher than fund rate?

A*o2009-07-01 07:07

12 楼

各个学校的要求是不大一样的，有的要求SAT，有的可能不要求，一般比较好的学校都
回要求SAT成绩，并且有最低要求。可以去喜欢的学校的网站上看看学校对国际学生申
请的要求。如果英语比较好，不需要读预科，不太好的话，其他成绩不错的话，学校会
考虑conditional offer，来了之后要读ESL课程。
我们公司可以帮助办理，有兴趣可pm我，或发邮件到[email protected]
americantranslationservice.com.

【在 g***9 的大作中提到】

m*g2009-07-01 07:07

13 楼

同问这个问题。

s*d2009-07-01 07:07

14 楼

说是brand new in box，应该是clean的esn吧？

【在 w***w 的大作中提到】

: 关键是clean 的esn

K*D2009-07-01 07:07

15 楼

Why ft? If you could borrow at 0.25%, why would you care some
other "backup" rate jumps to 0.75%?

【在 n******n 的大作中提到】

: ft.

b*i2009-07-01 07:07

16 楼

还最低要求呢，不懂装懂

【在 A*******o 的大作中提到】

: 各个学校的要求是不大一样的，有的要求SAT，有的可能不要求，一般比较好的学校都
: 回要求SAT成绩，并且有最低要求。可以去喜欢的学校的网站上看看学校对国际学生申
: 请的要求。如果英语比较好，不需要读预科，不太好的话，其他成绩不错的话，学校会
: 考虑conditional offer，来了之后要读ESL课程。
: 我们公司可以帮助办理，有兴趣可pm我，或发邮件到[email protected]
: americantranslationservice.com.

m*g2009-07-01 07:07

17 楼

需要注册公司并且开一个公司银行帐号。H1B怎么开公司，这个最好找个律师问一下，
不要舍不得花钱，律师几句话就能把所有问题都给你讲清楚，比你道听途说来的有用得多

w*w2009-07-01 07:07

18 楼

这个就不好说了，看运气，跟东西的成色没关系。

【在 s*******d 的大作中提到】

: 说是brand new in box，应该是clean的esn吧？

n*n2009-07-01 07:07

19 楼

how u know u could? what if ur counter-party not make the loan to u?

【在 K****D 的大作中提到】

: Why ft? If you could borrow at 0.25%, why would you care some
: other "backup" rate jumps to 0.75%?

s*d2009-07-01 07:07

20 楼

我看ebay上有卖简约版的，就是只有电池，触摸笔和充电器。没有data cable，
缺的那些附件是不是重要？

这个就不好说了，看运气，跟东西的成色没关系。

【在 w***w 的大作中提到】

: 这个就不好说了，看运气，跟东西的成色没关系。

K*D2009-07-01 07:07

21 楼

Then I have no choice but borrow at 0.75%. That's exactly why
I call it a "backup".
As long as 0.75% is higher than 0.25%, it can only be a backup.

【在 n******n 的大作中提到】

: how u know u could? what if ur counter-party not make the loan to u?

w*w2009-07-01 07:07

22 楼

data cable 就是一usb电缆，不要也没关系。没有有线耳机，没有usb2一般耳机的转换
，没有皮套，

【在 s*******d 的大作中提到】

: 我看ebay上有卖简约版的，就是只有电池，触摸笔和充电器。没有data cable，
: 缺的那些附件是不是重要？
:
: 这个就不好说了，看运气，跟东西的成色没关系。

n*n2009-07-01 07:07

23 楼

if u have 200k and u have reward checking 4.0%, hsbc 1.2%, will u consider
reward checking the major and hsbc the backup?

【在 K****D 的大作中提到】

: Then I have no choice but borrow at 0.75%. That's exactly why
: I call it a "backup".
: As long as 0.75% is higher than 0.25%, it can only be a backup.

s*d2009-07-01 07:07

24 楼

那个皮套那么傻，我估计买了也不会用。。看来另外再搞个data cable和转换接头就齐
活了。

【在 w***w 的大作中提到】

: data cable 就是一usb电缆，不要也没关系。没有有线耳机，没有usb2一般耳机的转换
: ，没有皮套，

K*D2009-07-01 07:07

25 楼

If that's the situation currently at Fed, the last thing
it would dare to do is to raise to 0.75%.
Fed sees that now most "reward checking" has a limit of 1 million,
and then confidently dropped "hsbc's 1.2%" to 0.6%.

【在 n******n 的大作中提到】

: if u have 200k and u have reward checking 4.0%, hsbc 1.2%, will u consider
: reward checking the major and hsbc the backup?

n*n2009-07-01 07:07

26 楼

Do u have specific data showing inter-bank overnight loan is the major
funding source?
BTW, I assume bank would make loans to each other now and then. So the
higher rate effect is canceled with each other, isn't it? If so, why this
rate matters anyway?
Say, C borrow from JPM 10M today, BAC borrow from C tomorrow, and JPM brrow
from BAC later. Then the total cost for each is zero, as what they gain is
what they lose.

【在 K****D 的大作中提到】

: Why ft? If you could borrow at 0.25%, why would you care some
: other "backup" rate jumps to 0.75%?

K*D2009-07-01 07:07

27 楼

I don't have the data since I am very green to money market.
But considering every bank is forced to put 10% or so down
to Fed, it must have a huge pool ah. If Fed's own pocket is
deeper than that, it must own 10000 cash printers which work
24x7. Again all these could be completely wrong as my
understanding is just at wiki level.
The 2nd question, no, the typical situation should be like:
C borrows from JPM 10M today.
BAC borrows from JPM 10M tomorrow.
and C borrows from JPM another 10m later.
S

【在 n******n 的大作中提到】

: Do u have specific data showing inter-bank overnight loan is the major
: funding source?
: BTW, I assume bank would make loans to each other now and then. So the
: higher rate effect is canceled with each other, isn't it? If so, why this
: rate matters anyway?
: Say, C borrow from JPM 10M today, BAC borrow from C tomorrow, and JPM brrow
: from BAC later. Then the total cost for each is zero, as what they gain is
: what they lose.

K*D2009-07-01 07:07

28 楼

I think my answer to the 2nd question is complete crap.
All banks would want that rate to be as low as possible.
In emergencies you want to be able to borrow at cheap rate.
JPM doesn't rely on that mere 0.25% to earn money -- it can
easily earn 5% from a mortgage. Even its CD is higher than
that rate. It was just forced by law to put 10% money in Fed.
JPM is more like "what the hell, it's just 10%, I think I'll
let it be. Besides, maybe one day conservative guy like me
may also be short of money

【在 K****D 的大作中提到】

: I don't have the data since I am very green to money market.
: But considering every bank is forced to put 10% or so down
: to Fed, it must have a huge pool ah. If Fed's own pocket is
: deeper than that, it must own 10000 cash printers which work
: 24x7. Again all these could be completely wrong as my
: understanding is just at wiki level.
: The 2nd question, no, the typical situation should be like:
: C borrows from JPM 10M today.
: BAC borrows from JPM 10M tomorrow.
: and C borrows from JPM another 10m later.

n*n2009-07-01 07:07

29 楼

really. how do u know?

【在 K****D 的大作中提到】

K*D2009-07-01 07:07

30 楼

Which part?

【在 n******n 的大作中提到】

: really. how do u know?

n*n2009-07-01 07:07

31 楼

i can't agree. bank is both lender and borrower in term of inter-bank loan.
in total the meat is still in the big pot. the same logic can be applied on
higher rate preference.

【在 K****D 的大作中提到】

: I think my answer to the 2nd question is complete crap.
: All banks would want that rate to be as low as possible.
: In emergencies you want to be able to borrow at cheap rate.
: JPM doesn't rely on that mere 0.25% to earn money -- it can
: easily earn 5% from a mortgage. Even its CD is higher than
: that rate. It was just forced by law to put 10% money in Fed.
: JPM is more like "what the hell, it's just 10%, I think I'll
: let it be. Besides, maybe one day conservative guy like me
: may also be short of money

n*n2009-07-01 07:07

32 楼

how do u know there exists net borrowers and net lenders, instead of stand-
neutral.

【在 K****D 的大作中提到】

: Which part?

K*D2009-07-01 07:07

33 楼

The higher rate will inevitable make everybody more conservative.
In case of an emergency, they will be punished. It's like if a
speeding ticket is $2500, most people will drive at 20mph on a
30 limit.

.
on

【在 n******n 的大作中提到】

: i can't agree. bank is both lender and borrower in term of inter-bank loan.
: in total the meat is still in the big pot. the same logic can be applied on
: higher rate preference.

K*D2009-07-01 07:07

34 楼

I don't ah. Don't you see I used fictitious tone all along? @[email protected]
It's just pure watering based on my poor knowledge and the rest
is just imagination.

【在 n******n 的大作中提到】

: how do u know there exists net borrowers and net lenders, instead of stand-
: neutral.

n*n2009-07-01 07:07

35 楼

why not like if gas price is $1, everyone drives truck?

【在 K****D 的大作中提到】

: The higher rate will inevitable make everybody more conservative.
: In case of an emergency, they will be punished. It's like if a
: speeding ticket is $2500, most people will drive at 20mph on a
: 30 limit.
:
: .
: on

K*D2009-07-01 07:07

36 楼

You surely can say that, but it lacks "emergency" concept?

【在 n******n 的大作中提到】

: why not like if gas price is $1, everyone drives truck?

K*D2009-07-01 07:07

37 楼

One thing I am not sure is who earns that 0.25%? The banks or
the Fed? @[email protected]
Maybe the whole thing is not transparent to the banks? The banks
are just required to put 10% into the pot (consider it gone), and
then Fed manages it.

.
on

【在 n******n 的大作中提到】

: i can't agree. bank is both lender and borrower in term of inter-bank loan.
: in total the meat is still in the big pot. the same logic can be applied on
: higher rate preference.

n*n2009-07-01 07:07

38 楼

higher rate -> hard to borrow money. so be conservative, u assume there's
borrower role preference.
why not higher rate -> easy to make money. so be aggressive?

【在 K****D 的大作中提到】

: You surely can say that, but it lacks "emergency" concept?

K*D2009-07-01 07:07

39 楼

First please see my comments in the previous post regarding who
earns that 0.25%.
2nd, even if the banks earn that 0.25%, I don't think they would
consider that as a significant source of income. Even if it's 0.5%,
so what? Does that look attractive to you if you are a rich man?
hehe.

【在 n******n 的大作中提到】

: higher rate -> hard to borrow money. so be conservative, u assume there's
: borrower role preference.
: why not higher rate -> easy to make money. so be aggressive?

n*n2009-07-01 07:07

40 楼

so u saying 0.25% too low and they r unwilling to lend?

【在 K****D 的大作中提到】

: First please see my comments in the previous post regarding who
: earns that 0.25%.
: 2nd, even if the banks earn that 0.25%, I don't think they would
: consider that as a significant source of income. Even if it's 0.5%,
: so what? Does that look attractive to you if you are a rich man?
: hehe.

K*D2009-07-01 07:07

41 楼

It's not up to me. By law I have to lend at 0.25%.
fortunately only 10% of my money is obliged to that law.

【在 n******n 的大作中提到】

: so u saying 0.25% too low and they r unwilling to lend?

m*t2009-07-01 07:07

42 楼

Heh, not for or against your main point, but here in Virginia if you
get caught speeding for the second time, there _will_ be a $2k ticket.
People still do 70 all the time.

【在 K****D 的大作中提到】

K*D2009-07-01 07:07

43 楼

What's the speed limit?

【在 m******t 的大作中提到】

:
: Heh, not for or against your main point, but here in Virginia if you
: get caught speeding for the second time, there _will_ be a $2k ticket.
: People still do 70 all the time.

m*t2009-07-01 07:07

44 楼

55-65 on the highways around town. Admittedly most people doing 70-75 don't
get caught every time as long as they don't drive recklessly, but that's not
the point.

【在 K****D 的大作中提到】

: What's the speed limit?

K*D2009-07-01 07:07

45 楼

hehe, here people drive 55mph on 60mph limit, and ticket is
not that expensive. Too crowded to drive any faster...

t
not

【在 m******t 的大作中提到】

: 55-65 on the highways around town. Admittedly most people doing 70-75 don't
: get caught every time as long as they don't drive recklessly, but that's not
: the point.