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求助:Android手机帐号问题# PDA - 掌中宝
m*l
1
【 以下文字转载自 Business 讨论区 】
发信人: mateicbill (mate.icbill), 信区: Business
标 题: Book Recommendation: “Getting More” – A Negotiation Bible
发信站: BBS 未名空间站 (Mon Mar 7 01:55:29 2011, 美东)
Please allow me to introduce a very exciting new book titled "Getting More:
How to Negotiate to Achieve Your Goals in the Real World". It is authored by
Professor Stuart Diamond at the Wharton School of the University of
Pennsylvania.
Did you ever feel frustrated by a tough negotiation? Did you ever wish you
could have negotiated a better deal for yourself? I know I certainly did. I'
m a chemist by training. For a long time, dealing with molecules was a lot
easier than negotiating with people. I hated negotiation, partially because
I didn't like confrontation and partially because I preferred "take it or
leave it". Haggling was out of the question for a guy like me.
There are probably a few lucky people among us who were born to be super
good at negotiation. Good for them! But for the rest of us, we can still
acquire and improve our negotiation skill by building awareness and finding
the right way of training ourselves. Whether you agree (or still decide if
you want to agree), please read on. :o)
In my personal experience, taking the negotiation course with Professor
Stuart Diamond at Wharton has totally changed my view of negotiation. From
job search to relocation to my current job in venture capital investment,
again and again his negotiation techniques helped me and my friends a big
time.
- Two months ago, AT&T billed me $300 for my international roaming during a
recent trip to Europe. With Prof. Diamond's negotiation approach, I ended up
paying $30 only for the roaming.
- Four months ago, a friend was pulled over by the California Highway Patrol
for speeding. Before she had to appear in court, I shared with her a couple
thoughts borrowed from Prof. Diamond's class. The next day she told me her
fine was significantly reduced from the original amount (by 50% as I vaguely
remember).
- Fifteen months ago, my landlord agreed to charge me $500 less, after I
convinced him I would bring a great deal of intangible value to his house.
- Two years ago, a classmate used Prof. Diamond's negotiation framework and
got herself extra $20k for base salary.
- Of course, negotiation doesn't always involve $$. In Prof. Diamond's own
case, he didn't force his son to brush his teeth but asked him which tooth
brush to pick, blue or green. The boy felt empowered with the choice he
could make and joyfully picked one - everybody was happy.
Professor Stuart Diamond is THE most popular professor at Wharton. His
negotiation class has always been oversubscribed by the Wharton MBAs.
Outside Wharton, he has been invited to teach at Fortune 100 companies
across the world (such as Google, but I heard it could take a year to get a
slot in his work shop).
Now you know THE BEST NEWS of this week - you don't have to go to Wharton or
bid for those exclusive workshops to learn from Prof. Diamond. His new book
"Getting More" is a negotiation bible that been distilled from years of
real-world negotiation and teaching of negotiation. For $14.99, you can get
a copy from Amazon http://www.amazon.com/Getting-More-Negotiate-Achieve-Goals/dp/0307716899/ref=cm_cr_pr_pb_t.
Yes, I'm shamelessly promoting my professor and his new book, because I've
personally benefited from his class. His teaching has made me a lot more
effective in both career and life. I ordered the book for myself as
reference; I certainly want to continue improving my own negotiation skill.
I'm positive you'll find Prof. Diamond's book helpful and insightful to your
career and life too.
Thanks for reading.
avatar
f*s
2
怎样程序?也先要弄个preapproval,还是上来就说cash offer?多谢
avatar
w*m
3
我前天掉了android系统的电话,现在已经拿回原号码跟新的sim card了,但是很担心
原来手机里的各种app。所以到班上求助:如果别人拿了我的电话换了新的卡,他还能
access原来google的帐号一起其他所有app吗?跪谢跪谢!!!
avatar
b*d
4
Cash不需要Approval了,直接说Cash Offer。

【在 f**********s 的大作中提到】
: 怎样程序?也先要弄个preapproval,还是上来就说cash offer?多谢
avatar
f*e
5
能。
换google password。
avatar
n*e
6
这么低利率,还cash买?
没有投资意识.
avatar
j*z
7
手机上要装lookout security之类的软件,丢了手机后可以锁机+wipe data

【在 w*******m 的大作中提到】
: 我前天掉了android系统的电话,现在已经拿回原号码跟新的sim card了,但是很担心
: 原来手机里的各种app。所以到班上求助:如果别人拿了我的电话换了新的卡,他还能
: access原来google的帐号一起其他所有app吗?跪谢跪谢!!!

avatar
p*t
8
如果cash买完房之后余钱投资呢?不一定要全部身家都拿来投资吧?

【在 n*********e 的大作中提到】
: 这么低利率,还cash买?
: 没有投资意识.

avatar
w*m
9
多谢楼上二位!!!
avatar
d*2
10
房子本身就是投资, 不比index风险小。

【在 p*******t 的大作中提到】
: 如果cash买完房之后余钱投资呢?不一定要全部身家都拿来投资吧?
avatar
m*8
11

不行。SIM卡变了Android手机会让你重新输入Google帐号密码。正确输入前不能访问原
帐号内容。当然手机里文件的就没办法了。

【在 f*****e 的大作中提到】
: 能。
: 换google password。

avatar
d*2
12
房产投资至少要实现3个目标中的一个才值得做, 否则还是去买fund吧
1. leverage
2. rent
3. tax

【在 p*******t 的大作中提到】
: 如果cash买完房之后余钱投资呢?不一定要全部身家都拿来投资吧?
avatar
p*t
13
Location, location, location!
有些地方是投资,有些地方就是自住,没有投资价值。

【在 d*********2 的大作中提到】
: 房子本身就是投资, 不比index风险小。
avatar
d*2
14
这三个字就是骗人的噱头。
你如果稍微做点research就知道了。
location重要? 好区的价格早你之前多少年就涨到位了, 就好比你现在去买appl.
看似绝对回报高, 回报%相当一般。
所谓location, 就是在地区变好之前就去买, 好像买IPO, 你以为你有这眼光和内线消
息?
越强调location在房产投资的作用越像赌股票。
location在买房产时候的最大作用还是自用。 为了自己的居住环境和学区需要。
从投资角度就是个噱头。
就算有道理, 普通人也没那个资本去炒作, 你根本没机会diversify.

【在 p*******t 的大作中提到】
: Location, location, location!
: 有些地方是投资,有些地方就是自住,没有投资价值。

avatar
c*o
15
一般cash offer是为了把房子抢下来。
有朋友用cash买了以后,然后再做refinance(不是HELOC)。
avatar
b*a
16
这事得问老胡。他后备箱从来都装半箱现金。看房时时顺便让卖主看一眼。

【在 f**********s 的大作中提到】
: 怎样程序?也先要弄个preapproval,还是上来就说cash offer?多谢
avatar
d*2
17
老胡不是败金的嘛?不稀的bill.

【在 b*a 的大作中提到】
: 这事得问老胡。他后备箱从来都装半箱现金。看房时时顺便让卖主看一眼。
avatar
p*t
18
location就是指好区和坏区?你有没有研究过不同城市或不同州的房价?
有些地方的房价就是长年不变,你投什么资?

【在 d*********2 的大作中提到】
: 这三个字就是骗人的噱头。
: 你如果稍微做点research就知道了。
: location重要? 好区的价格早你之前多少年就涨到位了, 就好比你现在去买appl.
: 看似绝对回报高, 回报%相当一般。
: 所谓location, 就是在地区变好之前就去买, 好像买IPO, 你以为你有这眼光和内线消
: 息?
: 越强调location在房产投资的作用越像赌股票。
: location在买房产时候的最大作用还是自用。 为了自己的居住环境和学区需要。
: 从投资角度就是个噱头。
: 就算有道理, 普通人也没那个资本去炒作, 你根本没机会diversify.

avatar
d*2
19
remote 买房? 说说而已吧。
不是爹妈或者过命的哥们儿, 就是兄弟姐妹都不放心吧。
别老看着李嘉诚, 龚如心, 那个日本人什么的说事, 人家那是实业,
买商业区出租或者买地盖楼。
不是买俩住宅在那坐等, 住宅主要也就是保值和抗通膨作用, 30年看过去跟指数一样。 还得是经济热点区的, 农村州的真还不如买index.

【在 p*******t 的大作中提到】
: location就是指好区和坏区?你有没有研究过不同城市或不同州的房价?
: 有些地方的房价就是长年不变,你投什么资?

avatar
d*2
20
你要是觉得农村州50年房价不变所以要全cash买房, 那就更错了。
既然房价不变, 那就说明没有投资回报, 甚至还是亏损的, 你cash放进去就是死
钱了, 你从银行贷款才多少rate, 随便投一个growth就beat了。 当然还是贷款。
贷款买房, 有个风吹草动, downpay不要了走人, credit score才值多少钱。
全cash, 走的了你人, 走不了你庙, 全摊那儿了, 稍微有点risk control的概念。
如果是了节省房租开销, 都50年房价不变的地方了, 那个model肯定租房比买房
划算了。
最后, 最起码省点税吧, 到tax-deferred帐户随便买点MMA也成呐。

【在 p*******t 的大作中提到】
: location就是指好区和坏区?你有没有研究过不同城市或不同州的房价?
: 有些地方的房价就是长年不变,你投什么资?

avatar
p*t
21
你怎么保证你的投资一定能beat贷款的利息?没准你还亏了呢。
合理的cash management绝不是把100%钱都拿去投资,除非你有100%的把握至少能beat
利息, 即使放一部分死钱也不是不可以。
downpay不要走人,那是非常极端的情况,对绝大部分人都不适用。
要说省税,那更是不一定。就即使你不买房还有一万多的standard ded呢。还要看你买
的房子多贵,贷了多少款,地产税高不高, etc.

念。

【在 d*********2 的大作中提到】
: 你要是觉得农村州50年房价不变所以要全cash买房, 那就更错了。
: 既然房价不变, 那就说明没有投资回报, 甚至还是亏损的, 你cash放进去就是死
: 钱了, 你从银行贷款才多少rate, 随便投一个growth就beat了。 当然还是贷款。
: 贷款买房, 有个风吹草动, downpay不要了走人, credit score才值多少钱。
: 全cash, 走的了你人, 走不了你庙, 全摊那儿了, 稍微有点risk control的概念。
: 如果是了节省房租开销, 都50年房价不变的地方了, 那个model肯定租房比买房
: 划算了。
: 最后, 最起码省点税吧, 到tax-deferred帐户随便买点MMA也成呐。

avatar
d*2
22
yes, u r right, 0 money asset is a bad one.
but at the first time I have mentioned, house itself is an investment.
your words to buy a full cash house is against your words here.

beat

【在 p*******t 的大作中提到】
: 你怎么保证你的投资一定能beat贷款的利息?没准你还亏了呢。
: 合理的cash management绝不是把100%钱都拿去投资,除非你有100%的把握至少能beat
: 利息, 即使放一部分死钱也不是不可以。
: downpay不要走人,那是非常极端的情况,对绝大部分人都不适用。
: 要说省税,那更是不一定。就即使你不买房还有一万多的standard ded呢。还要看你买
: 的房子多贵,贷了多少款,地产税高不高, etc.
:
: 念。

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