那请问是在取款时选择哪个原因呢?
72-T
Roth Distribution with Exception
Excess Contribution Removal
Same Year Re-characterization
Prior Year Re-characterization
Disability
我看任意一个都不算啊?
Excess Contribution Removal这个写的也是"If you have made an excess
contribution to your Roth IRA, you must take the appropriate steps to remove
or redesignate the contribution. Depending upon when you take the necessary
corrective action and the amount of the exces contribution, you may have to
pay the IRS either an excess contribution or early distribution penalty tax
, or both."
感觉这个选项的话也还是有可能交罚款和税?
谢谢了