7. With impound: [Yes/No] 8. Your current loan term and rate if refinance: 9. Has it been six months since your last refinance? Your old lender may require you stay four to seven months before doing refinance again. 10. Status [Green Card/H1B/Others]: 11. Property Zip Code [California Only]: 12. If the property is condo, what's the owner occupy ratio?
u*a
16 楼
谢谢,太感谢了
【在 b********2 的大作中提到】 : 提供这些问题应该可以得到一个比较准确的rate quote: : 1. Loan type: [Owner Occupied/Investment] : 2. Property type: [Single Family House Type/Town House/Condo] : 3. Property value: : 4. Loan amount: : 5. FICO score (Credit score): : 6. Desired loan term: [30 Yr. Fixed/15 Yr. Fixed/7ARM/5ARM] : : 7. With impound: [Yes/No] : 8. Your current loan term and rate if refinance:
如果是single family house,shopping around还是有必要的,如果是condo,很可能 在整个project卖完之前,只能用builder的那个lender。如果该project已经被Fannie Mae或Freddie Mac approve了,或者被某几个大lender approve过或许还有转机。
o*p
20 楼
如果是condo type && unfinished community, 基本上我们broker都帮不上大忙.