Anthem Blue Cross HMO benefits are covered only when services are provided
or coordinated by the primary care physician and authorized by the
participating medical group or independent practice association (IPA),
这不是说了么,如果没有IPA的AUTHORIZATION,BC不会承认付费的,AUTH就是REFERAL
,你只要选了IPA就永远需要REFERAL,只是有些IPA很好,允许PROVIDER做RETRO
REFERL 你不知道而已
【在 x******i 的大作中提到】 : Anthem Blue Cross HMO benefits are covered only when services are provided : or coordinated by the primary care physician and authorized by the : participating medical group or independent practice association (IPA), : 这不是说了么,如果没有IPA的AUTHORIZATION,BC不会承认付费的,AUTH就是REFERAL : ,你只要选了IPA就永远需要REFERAL,只是有些IPA很好,允许PROVIDER做RETRO : REFERL 你不知道而已