Earnest money will be part of your downpayment, however, by the time of closing, you will pay not only rest of the downn pay, but also the other closing cost such as property tax, home insurance, transfer taxes, escrow fee....etc. Your loan amount will be the same.
【在 r******d 的大作中提到】 : Earnest money will be part of your downpayment, however, by the time of : closing, you will pay not only rest of the downn pay, but also the other : closing cost such as property tax, home insurance, transfer taxes, escrow : fee....etc. : Your loan amount will be the same.