【在 s**********d 的大作中提到】 : 一般escrow都是。你先交一年+3个月。一年的他直接给insurance company : 了。然后每个月付,到一年他再给insurance付。里面3个月的reserve怕涨价。
c*9
20 楼
她是女滴
z*y
21 楼
No. You can let the bank to handle (buy) the insurance or you can buy the insurance by yourself. You provide the insurance agent information to escrow, they will pay directly to the agent using the closing fund, your loan bank does not involved here, but you must buy the insurance for sure, otherwise, it won't get closed.
【在 p**q 的大作中提到】 : this should be same for all escrow account. : i will refinance to ing direct when the loan amount is less than $500k. : no escrow there
Q*A
22 楼
cute ,cute, cute!!!
【在 c*********9 的大作中提到】 : 老爸刚发给我的,我们家肥肥
p*q
23 楼
I am talking about keeping thousands of dolloar in my own bank account in stead of an escrow account. and i pay the property tax and house hazard insurance myself. As i know, the only bank allowing that is ing direct.
escrow, they will pay directly to the agent using the closing fund, your loan bank does not involved here, but you must buy the insurance for sure, otherwise, it won't get closed.
【在 z***y 的大作中提到】 : No. You can let the bank to handle (buy) the insurance or you can buy the : insurance by yourself. You provide the insurance agent information to escrow, they will pay directly to the agent using the closing fund, your loan bank does not involved here, but you must buy the insurance for sure, otherwise, it won't get closed.