t*u
2 楼
上个礼拜刚拿到ssn,能作些什么? 信用卡可以先不急,别的什么可以做什么? 要不
要注册个creditkarma 或者什么?
多谢
要注册个creditkarma 或者什么?
多谢
r*e
3 楼
Conforming Loan (<=417k)
Purpose of Loan 30 YR 15 YR 5/1
Purchase Loan 4.750 4.250 3.375
Refinance Loan 4.875 4.375 3.625
The rates are based on criterion below and good for the time when they are
quoted:
Loan $ >=400K, FICO>=740, LTV<=80%( SFH) or 75%( Condo), primary residence.
There is no point, no fee for refinance but there is fee for purchase loan.
Rate change is subject to loan amount, impound and other conditions.
High Balance Loan (<=729k)
Purpose of Loan 30 YR 15 YR 5/1
Purchase Loan 4.875 4.375 3.625
Refinance Loan 5.000 4.500 3.750
The rates are based on criterion below and good for the time when they are
quoted:
Loan $ >=600K, FICO>=740, LTV<=80% for SFH or 75% for Condo, primary
residence.
There is no point, no fee for refinance but there is fee for purchase loan.
Rate change is subject to loan amount, impound and other conditions.
If you need to get real-time rate for your specific loan,
please include the answers to following questions into your email or visit
my club
洛城房地产贷款(LA_Real_Estate_Mortgage)俱乐部
http://www.mitbbs.com/club_bbsdoc/LA_Real_Estate_Mortgage.html
1) Loan amount
2) Self-occupied or Investment
3)Single Family House or Condo
4)Self-estimated FICO score
5)Expected LTV (loan to value of house)
6) W-2 or Self employed
7) Expected yearly DTI (Debt to income) ratio
8) Any other houses or loans
9) Type of loan you are interested(refi/new, 30,15,5/1)
10) Your current mortgage rate
Hope this make your life easier !
Purpose of Loan 30 YR 15 YR 5/1
Purchase Loan 4.750 4.250 3.375
Refinance Loan 4.875 4.375 3.625
The rates are based on criterion below and good for the time when they are
quoted:
Loan $ >=400K, FICO>=740, LTV<=80%( SFH) or 75%( Condo), primary residence.
There is no point, no fee for refinance but there is fee for purchase loan.
Rate change is subject to loan amount, impound and other conditions.
High Balance Loan (<=729k)
Purpose of Loan 30 YR 15 YR 5/1
Purchase Loan 4.875 4.375 3.625
Refinance Loan 5.000 4.500 3.750
The rates are based on criterion below and good for the time when they are
quoted:
Loan $ >=600K, FICO>=740, LTV<=80% for SFH or 75% for Condo, primary
residence.
There is no point, no fee for refinance but there is fee for purchase loan.
Rate change is subject to loan amount, impound and other conditions.
If you need to get real-time rate for your specific loan,
please include the answers to following questions into your email or visit
my club
洛城房地产贷款(LA_Real_Estate_Mortgage)俱乐部
http://www.mitbbs.com/club_bbsdoc/LA_Real_Estate_Mortgage.html
1) Loan amount
2) Self-occupied or Investment
3)Single Family House or Condo
4)Self-estimated FICO score
5)Expected LTV (loan to value of house)
6) W-2 or Self employed
7) Expected yearly DTI (Debt to income) ratio
8) Any other houses or loans
9) Type of loan you are interested(refi/new, 30,15,5/1)
10) Your current mortgage rate
Hope this make your life easier !
x*7
4 楼
姓名:Coco, 没有中文名字
照片:在3楼和5楼 (我还不太会用附件操作,另外这是LG的号)
年龄:5个月
性别:她
品种:Ragdoll,布偶猫
性情:非常乖巧,胆子小,不喜欢叫,喜欢登高远望+晒太阳,喜欢装可爱,喜欢跟她老爸玩捉迷藏。
照片:在3楼和5楼 (我还不太会用附件操作,另外这是LG的号)
年龄:5个月
性别:她
品种:Ragdoll,布偶猫
性情:非常乖巧,胆子小,不喜欢叫,喜欢登高远望+晒太阳,喜欢装可爱,喜欢跟她老爸玩捉迷藏。
d*e
6 楼
晕,不用做什么。。。好好看帖学习下,不要问太多小白问题。。。
一个月后去申citi的学生卡。。。伸不到就c1或者discover学生卡,再不行就secured
card。。。然后就养半年,什么都别做。。。
一个月后去申citi的学生卡。。。伸不到就c1或者discover学生卡,再不行就secured
card。。。然后就养半年,什么都别做。。。
f*r
7 楼
最近rate是不是走高了?
x*u
8 楼
calling benma...
f*s
10 楼
1.考古,不要浪费pull,乱申请卡
2.试一下,citi dividend student, after 6 months, change this card to citi
forward。或者,直接forward。这是我能想到的作为新手开卡最好的组合。
3. 如果申请不到,如楼上所说,c1,discover or Boa student。偏向discover,因为
国内可以随便用,但是我觉得discover难度和citi相当。
4. secured card
拿到信用卡6个月后,才能在creditkarma查到信用记录。
2.试一下,citi dividend student, after 6 months, change this card to citi
forward。或者,直接forward。这是我能想到的作为新手开卡最好的组合。
3. 如果申请不到,如楼上所说,c1,discover or Boa student。偏向discover,因为
国内可以随便用,但是我觉得discover难度和citi相当。
4. secured card
拿到信用卡6个月后,才能在creditkarma查到信用记录。
r*e
11 楼
update at 12pm
Conforming Loan (<=417k)
Purpose of Loan 30 YR 15 YR 5/1
Purchase Loan 4.875 4.250 3.375
Refinance Loan 5.000 4.375 3.625
The rates are based on criterion below and good for the time when they are
quoted:
Loan $ >=400K, FICO>=740, LTV<=80%( SFH) or 75%( Condo), primary residence.
There is no point, no fee for refinance but there is fee for purchase loan.
Rate change is subject to loan amount, impound and other conditions.
High Balance Loan (<=729k)
Purpose of Loan 30 YR 15 YR 5/1
Purchase Loan 5.000 4.375 3.625
Refinance Loan 5.125 4.500 3.750
The rates are based on criterion below and good for the time when they are
quoted:
Loan $ >=600K, FICO>=740, LTV<=80% for SFH or 75% for Condo, primary
residence.
There is no point, no fee for refinance but there is fee for purchase loan.
Rate change is subject to loan amount, impound and other conditions.
If you need to get real-time rate for your specific loan,
please include the answers to following questions into your email or visit
my club
洛城房地产贷款(LA_Real_Estate_Mortgage)俱乐部
http://www.mitbbs.com/club_bbsdoc/LA_Real_Estate_Mortgage.html
1) Loan amount
2) Self-occupied or Investment
3)Single Family House or Condo
4)Self-estimated FICO score
5)Expected LTV (loan to value of house)
6) W-2 or Self employed
7) Expected yearly DTI (Debt to income) ratio
8) Any other houses or loans
9) Type of loan you are interested(refi/new, 30,15,5/1)
10) Your current mortgage rate
Hope this make your life easier !
Conforming Loan (<=417k)
Purpose of Loan 30 YR 15 YR 5/1
Purchase Loan 4.875 4.250 3.375
Refinance Loan 5.000 4.375 3.625
The rates are based on criterion below and good for the time when they are
quoted:
Loan $ >=400K, FICO>=740, LTV<=80%( SFH) or 75%( Condo), primary residence.
There is no point, no fee for refinance but there is fee for purchase loan.
Rate change is subject to loan amount, impound and other conditions.
High Balance Loan (<=729k)
Purpose of Loan 30 YR 15 YR 5/1
Purchase Loan 5.000 4.375 3.625
Refinance Loan 5.125 4.500 3.750
The rates are based on criterion below and good for the time when they are
quoted:
Loan $ >=600K, FICO>=740, LTV<=80% for SFH or 75% for Condo, primary
residence.
There is no point, no fee for refinance but there is fee for purchase loan.
Rate change is subject to loan amount, impound and other conditions.
If you need to get real-time rate for your specific loan,
please include the answers to following questions into your email or visit
my club
洛城房地产贷款(LA_Real_Estate_Mortgage)俱乐部
http://www.mitbbs.com/club_bbsdoc/LA_Real_Estate_Mortgage.html
1) Loan amount
2) Self-occupied or Investment
3)Single Family House or Condo
4)Self-estimated FICO score
5)Expected LTV (loan to value of house)
6) W-2 or Self employed
7) Expected yearly DTI (Debt to income) ratio
8) Any other houses or loans
9) Type of loan you are interested(refi/new, 30,15,5/1)
10) Your current mortgage rate
Hope this make your life easier !
a*1
14 楼
re
建议申卡顺序c1》citi dividend/forward 》discover more。这些都申不到就申
secured。
【在 f*******s 的大作中提到】![](/moin_static193/solenoid/img/up.png)
: 1.考古,不要浪费pull,乱申请卡
: 2.试一下,citi dividend student, after 6 months, change this card to citi
: forward。或者,直接forward。这是我能想到的作为新手开卡最好的组合。
: 3. 如果申请不到,如楼上所说,c1,discover or Boa student。偏向discover,因为
: 国内可以随便用,但是我觉得discover难度和citi相当。
: 4. secured card
: 拿到信用卡6个月后,才能在creditkarma查到信用记录。
建议申卡顺序c1》citi dividend/forward 》discover more。这些都申不到就申
secured。
【在 f*******s 的大作中提到】
![](/moin_static193/solenoid/img/up.png)
: 1.考古,不要浪费pull,乱申请卡
: 2.试一下,citi dividend student, after 6 months, change this card to citi
: forward。或者,直接forward。这是我能想到的作为新手开卡最好的组合。
: 3. 如果申请不到,如楼上所说,c1,discover or Boa student。偏向discover,因为
: 国内可以随便用,但是我觉得discover难度和citi相当。
: 4. secured card
: 拿到信用卡6个月后,才能在creditkarma查到信用记录。
A*R
16 楼
Ragdoll?
d*n
19 楼
Nothing for me too. Lots of deadlines were Dec 1st. I think it is just
because I suck
銆鍦MikeD (蹇冩儏濂芥瀬浜 鐨勫ぇ浣滀腑鎻愬埌: 銆br />
竴涓嬶紵
because I suck
銆鍦MikeD (蹇冩儏濂芥瀬浜 鐨勫ぇ浣滀腑鎻愬埌: 銆br />
竴涓嬶紵
a*t
20 楼
可爱啊`
RLRL
RLRL
d*n
23 楼
Really? Still have hope?
d*n
25 楼
May I ask what was the deadline for your university?
p*y
31 楼
我在SC当查。我们12月1日截止。下个星期或一月头电面。年底了,事情可能进展的很
快,也可能要拖到年后。别急。没法急。楼主什么方向?
快,也可能要拖到年后。别急。没法急。楼主什么方向?
d*n
41 楼
Mine is CheEng.
I feel sad that I didn't hear back from any:(
Anyone has experience in CheEng?
I feel sad that I didn't hear back from any:(
Anyone has experience in CheEng?
s*d
42 楼
真漂亮的seal mitten啊!我就知道,小黑脸很sweet。希望等到以后看到变成黑脸黑猫
的照片。。。。。
包子妈,咱俩去蹲墙角吧。
的照片。。。。。
包子妈,咱俩去蹲墙角吧。
e*i
43 楼
化工本月有两个skype, 投了15个,其它没消息,估计快了或者默拒了。。。
g*r
44 楼
cute!
d*n
47 楼
May I ask which schools and what was the deadline?
f*e
49 楼
同着急,几个快的投了几天就有面试,其他的也是没消息,不知道是没开始审还是有其
他候选人了,觉得心态还是需要提高
他候选人了,觉得心态还是需要提高
A*R
52 楼
我家的好象脾气挺好的,嗬嗬,反正和mimi 那个母老虎比起来是这样。
f*n
54 楼
哈哈哈,这小鼻子,怎么这么脏啊
d*n
55 楼
cong锛亀hich field锛
c*n
56 楼
好漂亮!我家的猫猫和COCO有点像呢,就是脸上没那么黑。这种也是Ragdoll吗?
我到现在也不能确定我家的猫猫是什么品种,可能是混血的, 也有可能是所谓的
BIRMAN。大家看下面的link看看BIRMAN是啥样?嗬嗬。和Siamese有一点点像吧, 鼻子
黑黑的。
http://www.cfainc.org/breeds/profiles/birman.html
她老爸玩捉迷藏。
【在 x**7 的大作中提到】![](/moin_static193/solenoid/img/up.png)
: 姓名:Coco, 没有中文名字
: 照片:在3楼和5楼 (我还不太会用附件操作,另外这是LG的号)
: 年龄:5个月
: 性别:她
: 品种:Ragdoll,布偶猫
: 性情:非常乖巧,胆子小,不喜欢叫,喜欢登高远望+晒太阳,喜欢装可爱,喜欢跟她老爸玩捉迷藏。
我到现在也不能确定我家的猫猫是什么品种,可能是混血的, 也有可能是所谓的
BIRMAN。大家看下面的link看看BIRMAN是啥样?嗬嗬。和Siamese有一点点像吧, 鼻子
黑黑的。
http://www.cfainc.org/breeds/profiles/birman.html
她老爸玩捉迷藏。
【在 x**7 的大作中提到】
![](/moin_static193/solenoid/img/up.png)
: 姓名:Coco, 没有中文名字
: 照片:在3楼和5楼 (我还不太会用附件操作,另外这是LG的号)
: 年龄:5个月
: 性别:她
: 品种:Ragdoll,布偶猫
: 性情:非常乖巧,胆子小,不喜欢叫,喜欢登高远望+晒太阳,喜欢装可爱,喜欢跟她老爸玩捉迷藏。
h*d
62 楼
哈哈,好漂亮的小猫,看来Coco这个名字很popular~
我也喜欢ragdoll,可惜我们这里太少了
我也喜欢ragdoll,可惜我们这里太少了
x*7
63 楼
恩,Coco是Ragdoll,是在NAPA Valley的Breeder那里直接挑的,当时她小小,傻傻的,
在众多白白的ragdoll里面我们就直接选中她了。
Birman和 Seal Ragdoll (就是Coco这种的)确实有点像,Birman的毛更长一些,脖子
粗一些。
【在 c******n 的大作中提到】![](/moin_static193/solenoid/img/up.png)
: 好漂亮!我家的猫猫和COCO有点像呢,就是脸上没那么黑。这种也是Ragdoll吗?
: 我到现在也不能确定我家的猫猫是什么品种,可能是混血的, 也有可能是所谓的
: BIRMAN。大家看下面的link看看BIRMAN是啥样?嗬嗬。和Siamese有一点点像吧, 鼻子
: 黑黑的。
: http://www.cfainc.org/breeds/profiles/birman.html
:
: 她老爸玩捉迷藏。
在众多白白的ragdoll里面我们就直接选中她了。
Birman和 Seal Ragdoll (就是Coco这种的)确实有点像,Birman的毛更长一些,脖子
粗一些。
【在 c******n 的大作中提到】
![](/moin_static193/solenoid/img/up.png)
: 好漂亮!我家的猫猫和COCO有点像呢,就是脸上没那么黑。这种也是Ragdoll吗?
: 我到现在也不能确定我家的猫猫是什么品种,可能是混血的, 也有可能是所谓的
: BIRMAN。大家看下面的link看看BIRMAN是啥样?嗬嗬。和Siamese有一点点像吧, 鼻子
: 黑黑的。
: http://www.cfainc.org/breeds/profiles/birman.html
:
: 她老爸玩捉迷藏。
c*n
64 楼
为什么大部分ragdoll都长得不像浣熊
w*u
66 楼
cute
x*a
67 楼
你们怎么看出来这不是siamese的?我看着没区别啊
h*o
70 楼
哇,好乖的猫啊~
口水哈~
口水哈~
c*t
71 楼
好萌啊
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