You can get your actual FICO score from Equifax that way at MyFICO.com
through the website’s Score Watch program.
•CreditKarma, which provided TransRisk score and VantageScore from
TransUnion
•CreditSesame uses EX vs. TU and their FAKO is called a National
Equivalency Score and that has a range of 360-850.
•MyFICO.com, which gave actual FICO score based on Equifax credit
report
The results:
FICO（Experian Plus） system scores from 300-850.
Elite-740-& up
Prime-700-739
Preferred-660-699
Standard-625-659
Sub-prime-624-& under
Vantage Plus（Experian） system scores from 501-990.
A-901-990
B-801-900
C-701-800
D-601-700
F-501-600
•TransRisk system scores from 300 – 850,
As far as what makes up credit scores it's the following;
1. Payment history (longer the better) 35%
2. Time in bureau (longer the better) 15%
3. Types of credit (mix of credit cards & installment loans) 10%
4. New credit (new accounts and inquiries) 10%
5. Debt to credit ratio (lower the better) 30%
