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杯具啊下暴雨了

杯具啊下暴雨了# pets - 心有所宠

l*n2011-08-01 07:08

1 楼

看上一short sale 房，屋主06年40多万买的（几乎0 downpay),现在short sale, 我
们出了20来万，该签binder contract了。
问题来了：对方律师要求$2000 downpay in escrow （不能用copy of check), 而且要
求做title search, 而且我的律师告诉我银行如果批了肯定是sold as is, 因此建议我
们在签之前就做inspection.这样在得到银行的任何答复之前，律师费（1st pay)+
title search + inspection就1~2千块了，而且还有downpay.
以前在版上看到downpay 有人建议用copy of check, 而且没有看到有讨论title
search+inspection的（before bank approval/counter offer). 因此想问问版上大
虾们这是纽约州的规定还是律师这里有猫腻？谢谢各位建议！

l*o2011-08-01 07:08

2 楼

今天干活干晚了，开始下暴雨了。
杯具，怎么去停车场啊!!!

n*92011-08-01 07:08

3 楼

sounds like you are working with pros who really know about short sale. OK,
for the inspection: if you do it before your received approval from the lien
holders, you can actually know 1) whether to wait for the approval or move
on since short sale will be an "as is" sale. There's no credit for repairing
or any repairs from the lien holder. 2) you may be able to negotiate some
credit from the seller and once you and the seller agree on the credit,
seller's lawyer may be able to get it for you. that's your benefit part. of
cause if the lien holder does approve the sale, you will not get the money
for the inspection back. so it will be your call. spend a little for bigger
gain or spend nothing for nothing.
for the EM, the seller's lawyer doesn't want you to walk since he/she will
the one who does the work. if they hold nothing against you, you can walk
free at any time before the approval letter arrived. they don't want that
happen so they ask you to put a little money there.

【在 l******n 的大作中提到】

: 看上一short sale 房，屋主06年40多万买的（几乎0 downpay),现在short sale, 我
: 们出了20来万，该签binder contract了。
: 问题来了：对方律师要求$2000 downpay in escrow （不能用copy of check), 而且要
: 求做title search, 而且我的律师告诉我银行如果批了肯定是sold as is, 因此建议我
: 们在签之前就做inspection.这样在得到银行的任何答复之前，律师费（1st pay)+
: title search + inspection就1~2千块了，而且还有downpay.
: 以前在版上看到downpay 有人建议用copy of check, 而且没有看到有讨论title
: search+inspection的（before bank approval/counter offer). 因此想问问版上大
: 虾们这是纽约州的规定还是律师这里有猫腻？谢谢各位建议！

M*a2011-08-01 07:08

4 楼

哇这片运千万别飘到北边来...
停车场很远？

【在 l*****o 的大作中提到】

: 今天干活干晚了，开始下暴雨了。
: 杯具，怎么去停车场啊!!!

l*n2011-08-01 07:08

5 楼

Thanks a lot for your reply!
Still question on the title search part before bank's approval. My attorney
told me it usually takes 4 weeks and she can push it to get it in 3 weeks.
But I don't understand why the seller's attorney cares about it and requires
it in the contract. Looks like another binding to prevent me to walk away
due to the money spent on it. Is that so?

,
lien
move
repairing
of
bigger

【在 n*******9 的大作中提到】

: sounds like you are working with pros who really know about short sale. OK,
: for the inspection: if you do it before your received approval from the lien
: holders, you can actually know 1) whether to wait for the approval or move
: on since short sale will be an "as is" sale. There's no credit for repairing
: or any repairs from the lien holder. 2) you may be able to negotiate some
: credit from the seller and once you and the seller agree on the credit,
: seller's lawyer may be able to get it for you. that's your benefit part. of
: cause if the lien holder does approve the sale, you will not get the money
: for the inspection back. so it will be your call. spend a little for bigger
: gain or spend nothing for nothing.

l*o2011-08-01 07:08

6 楼

大概要走四五分钟的样子

【在 M*****a 的大作中提到】

: 哇这片运千万别飘到北边来...
: 停车场很远？

n*92011-08-01 07:08

7 楼

to make sure that they are dealing with the right lien holder(s) and no tax
lien and/or any other liens. there may have more liens than even they know
about. seller's lawyer is not the seller. she has to make sure that she can
get paid by getting the job done which is a good thing for all of you, both
you as the buyer and the seller. title search shouldn't cost you anything if
the transaction failed to close which is true for our state.

attorney
requires

【在 l******n 的大作中提到】

: Thanks a lot for your reply!
: Still question on the title search part before bank's approval. My attorney
: told me it usually takes 4 weeks and she can push it to get it in 3 weeks.
: But I don't understand why the seller's attorney cares about it and requires
: it in the contract. Looks like another binding to prevent me to walk away
: due to the money spent on it. Is that so?
:
: ,
: lien
: move

b*r2011-08-01 07:08

8 楼

哇，千万要，热死了！！！

【在 M*****a 的大作中提到】

: 哇这片运千万别飘到北边来...
: 停车场很远？

l*n2011-08-01 07:08

9 楼

Thanks a lot!

tax
can
both
if

【在 n*******9 的大作中提到】

: to make sure that they are dealing with the right lien holder(s) and no tax
: lien and/or any other liens. there may have more liens than even they know
: about. seller's lawyer is not the seller. she has to make sure that she can
: get paid by getting the job done which is a good thing for all of you, both
: you as the buyer and the seller. title search shouldn't cost you anything if
: the transaction failed to close which is true for our state.
:
: attorney
: requires

M*a2011-08-01 07:08

10 楼

百米冲刺跑也就一分钟。7天p90x了啊，见证成果的时候到了！ lol
公司楼下有没有小店啥的买把伞？或者顶一落报纸。

【在 l*****o 的大作中提到】

: 大概要走四五分钟的样子

M*a2011-08-01 07:08

11 楼

过来后就又潮又热！

【在 b*****r 的大作中提到】

: 哇，千万要，热死了！！！