万能的pet版，再来问个关于保险的对策--附25个人品包（pets ID)# pets - 心有所宠
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我的policy 是12月26日到期，当时犹豫着换保险公司，一个不当心到了27日晚上才交
了renew policy的frist installment, 根据online-billing record---payment
posted on 12/27(在缴费的时候是用信用卡，但网页上有submit payment as debit
card,withdraw inmmediately 的选择，所以是马上就posted了）。根据我的policy
summary, coverage begins at 12/28/2011 12:01am,结果当天下午4点半出了事故, 报
告事故后当天晚上把剩
下的余额全部pay off.
现在收到progressive的信，说
It appears there may be a problem with your coverage under policy number
XXXXX.Specifically, our record indicate that your policy canceled on 12/26/
11, for non-payment. Therefore, the handing of this is being conducted under
a reservation of rights.
Any action taken to date, or any action we take in the future, to
investigate, explore settlement, or defend a lawsuit arising out of the
above-captioned claim should not be de deemed an admission of coverage under
policy number XXXXXX issued by progressive county mutual insurance company.
这意思是不认账了？可我的policy是早上0点开始，事故是16个小时后发生的啊！
付上billing record, 有些词不太懂，不知道write off 还有renew with lapse有什么
特别
时间上是比较危险，已经受到血的教训了，大家就以我的经验为戒，千万不要把事情拖
到最后一刻来做。
我的问题是，这种情况下保险公司能赖账吗？
Resume Billing 01/08/2012 n/a
Refund - Credit Card 12/30/2011 $5.00
Refund - Credit Card 12/30/2011 $84.00
Policy Change (Effective: 12/28/2011) 12/29/2011 -$84.00
Bill Plan Change 12/28/2011 n/a
Reverse Write Off - Installment Fee - Automatic 12/28/2011 $5.00
Renewal With Lapse 12/28/2011 $561.00
Fee 12/28/2011 $51.00
Resume Disbursements 12/28/2011 n/a
Payment - Credit Card (Posted: 12/28/2011) 12/28/2011 -$509.97
Suspend Billing 12/28/2011 n/a
Write Off - Installment Fee 12/28/2011 -$5.00
Payment - Credit Card (Posted: 12/27/2011) 12/27/2011 -$107.03
Hold Disbursements 12/27/2011 n/a
Resume Billing And Follow-Up 12/27/2011 n/a
Write Off - Installment Fee - Automatic 12/27/2011 -$5.00
Cancel - Lapse 12/27/2011 -$561.00
Fee 12/27/2011 -$51.00
Bill Sent (Due: 12/26/2011) 12/26/2011 $107.03
Suspend Billing And Follow-Up 12/26/2011 n/a
了renew policy的frist installment, 根据online-billing record---payment
posted on 12/27(在缴费的时候是用信用卡，但网页上有submit payment as debit
card,withdraw inmmediately 的选择，所以是马上就posted了）。根据我的policy
summary, coverage begins at 12/28/2011 12:01am,结果当天下午4点半出了事故, 报
告事故后当天晚上把剩
下的余额全部pay off.
现在收到progressive的信，说
It appears there may be a problem with your coverage under policy number
XXXXX.Specifically, our record indicate that your policy canceled on 12/26/
11, for non-payment. Therefore, the handing of this is being conducted under
a reservation of rights.
Any action taken to date, or any action we take in the future, to
investigate, explore settlement, or defend a lawsuit arising out of the
above-captioned claim should not be de deemed an admission of coverage under
policy number XXXXXX issued by progressive county mutual insurance company.
这意思是不认账了？可我的policy是早上0点开始，事故是16个小时后发生的啊！
付上billing record, 有些词不太懂，不知道write off 还有renew with lapse有什么
特别
时间上是比较危险，已经受到血的教训了，大家就以我的经验为戒，千万不要把事情拖
到最后一刻来做。
我的问题是，这种情况下保险公司能赖账吗？
Resume Billing 01/08/2012 n/a
Refund - Credit Card 12/30/2011 $5.00
Refund - Credit Card 12/30/2011 $84.00
Policy Change (Effective: 12/28/2011) 12/29/2011 -$84.00
Bill Plan Change 12/28/2011 n/a
Reverse Write Off - Installment Fee - Automatic 12/28/2011 $5.00
Renewal With Lapse 12/28/2011 $561.00
Fee 12/28/2011 $51.00
Resume Disbursements 12/28/2011 n/a
Payment - Credit Card (Posted: 12/28/2011) 12/28/2011 -$509.97
Suspend Billing 12/28/2011 n/a
Write Off - Installment Fee 12/28/2011 -$5.00
Payment - Credit Card (Posted: 12/27/2011) 12/27/2011 -$107.03
Hold Disbursements 12/27/2011 n/a
Resume Billing And Follow-Up 12/27/2011 n/a
Write Off - Installment Fee - Automatic 12/27/2011 -$5.00
Cancel - Lapse 12/27/2011 -$561.00
Fee 12/27/2011 -$51.00
Bill Sent (Due: 12/26/2011) 12/26/2011 $107.03
Suspend Billing And Follow-Up 12/26/2011 n/a
