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California Civil Code Section 1747.85
Unless requested by the cardholder, no card issuer shall cancel a credit
card without having first given the cardholder 30 days' written notice of
its intention to do so unless the cardholder is or has been within the last
90 days in default of payment or otherwise in violation of any provision of
the agreement between the card issuer and the cardholder governing the
cardholder's use of the credit card or unless the card issuer has evidence
or reasonable belief that the cardholder is unable or unwilling to repay
obligations incurred under the agreement or that an unauthorized use of the
card may be made.
Nothing provided herein shall be construed to prohibit a card issuer from
placing the account of a cardholder on inactive status if the cardholder has
not used the card for a period in excess of 18 months or from requiring
that cardholder, upon subsequent reuse of a card, to provide to the card
issuer such updated information as will enable the card issuer to verify the
current creditworthiness of the cardholder.
- See more at: http://codes.findlaw.com/ca/civil-code/civ-sect-1747-85.html#sthash.WADyZw9K.dpuf
Unless requested by the cardholder, no card issuer shall cancel a credit
card without having first given the cardholder 30 days' written notice of
its intention to do so unless the cardholder is or has been within the last
90 days in default of payment or otherwise in violation of any provision of
the agreement between the card issuer and the cardholder governing the
cardholder's use of the credit card or unless the card issuer has evidence
or reasonable belief that the cardholder is unable or unwilling to repay
obligations incurred under the agreement or that an unauthorized use of the
card may be made.
Nothing provided herein shall be construed to prohibit a card issuer from
placing the account of a cardholder on inactive status if the cardholder has
not used the card for a period in excess of 18 months or from requiring
that cardholder, upon subsequent reuse of a card, to provide to the card
issuer such updated information as will enable the card issuer to verify the
current creditworthiness of the cardholder.
- See more at: http://codes.findlaw.com/ca/civil-code/civ-sect-1747-85.html#sthash.WADyZw9K.dpuf
