f*n
2 楼
★性别: 男
★年龄: 23
★所在地: SF湾区
★职业情况: -
★简单的物理参数(身高/体重): 177cm,84kg
★当前婚姻状态(从没结过婚/曾婚/丧偶): 从没
★星座血型:不知道
★联系方式(email/IM/站内): 站内
希望对方
★性别: 女
★年龄:18-24
★所在地(至少明确state):SF湾区
★年龄: 23
★所在地: SF湾区
★职业情况: -
★简单的物理参数(身高/体重): 177cm,84kg
★当前婚姻状态(从没结过婚/曾婚/丧偶): 从没
★星座血型:不知道
★联系方式(email/IM/站内): 站内
希望对方
★性别: 女
★年龄:18-24
★所在地(至少明确state):SF湾区
A*u
7 楼
What is the process for buying a house without a Realtor?
Profile picture for joeychab
joeychab
Contributions:1
I would like to purchase a home from a family member. There is no need for
a listing agent or buying agent because of the nature of the transaction.
I assume to start the process by speaking with a real estate attorney and/or
title company.
Thanks for the help!
0
January 16 2012 - St. Clair
Best Answer
Profile picture for StrictlyMainLine
Gwen Janicki, "StrictlyMainLine"
(13 reviews)
Contributions:116
By all means hire a residential real estate attorney. The legal
consequences from mistakes occuring during the buying process can lead to
some major headaches. An attorney who specializes in residential real estate
will review your contract, work with your mortgage loan officer, and make
sure that dates are set for home inspections, mortgage commitment and other
contingencies.
An attorney will also review important documents, including the deed, legal
descriptions, mortgage loan documents, and title. The attorney you select
should also attend your closing.
Only an experienced professional, who is closely familiar with these
documents, can catch problems that will save you future expenses to correct.
It's good to have someone experienced looking out for your legal interests.
Costs for an attorney can vary. Some attorneys charge a flat fee from
contract to closing and others will charge an hourly rate. But, before
proceeding, ask for a retainer agreement that outlines the attorney's
charges and responsibilities in detail.
3
January 16 2012
Email Share TweetEmail me RSS
Answers (7)
Sort by:
Profile picture for NicholasRibeiro
Nicholas Ribeiro, "NicholasRibeiro"
(19 reviews)
Contributions:1978
Look for a Realtor to act as a transaction licensee for you.
0
January 28 2012
Profile picture for SpringHillHomes
Erik Pearson, "SpringHillHomes"
Write a review
Contributions:36
Drew makes a good point. You can always hire a Realtor to do your paperwork
and closing for a flat fee. I bet it would cost less than you think.
0
January 18 2012
Profile picture for DrewLudlow
Drew Ludlow, "DrewLudlow"
(14 reviews)
Contributions:507
I'll make a bold suggestion to hire a Realtor, but only pay a flat fee for
paperwork and guidance. Yes, an attorney or title company will help you
with the closing details and the paperwork, but I think a Realtor will be
much, much, much more proactive and knowledgable in guiding you through the
loan process, the inspections and all other due diligence. Not that an
attorney can't handle it, but on a day to day basis, those piddly details
are not their ball of wax. Also, it would be much easier to reach a local
real estate broker on off hours or weekends than it would be to ever talk
with an attorney.
0
January 16 2012
Profile picture for Joseph S. Cordova
Joseph Cordova, "Joseph S. Cordova"
Write a review
Contributions:74
That was a great answer Gwen. One more thing to consider when buying from a
family member is your mortgage financing. Did you know that you could
purchase a home from a family member with no money out of pocket? It is a
gift of equity purchase. Both parties will have to agree on this type of
financing. But it is a very common type of mortgage transaction.
The amount of funds out of your pocket will be determined by the agreed upon
sales price, appraised value, the current use of the home (is it a family
members primary residence, second home, or investment property), and if you
already occupy this property.
[hotlink removed by Zillow moderator]
0
January 16 2012
Profile picture for SpringHillHomes
Erik Pearson, "SpringHillHomes"
Write a review
Contributions:36
I'm not sure what the custom is where you live, but in my area, we use
closing companies instead of real estate attorneys to do closings. If you
agreed to use the closing company, I bet they would help you through the
paperwork. If you're getting a loan for the property, then you'll definitely
need a closing company or attorney; on the other hand, if your paying cash
or some other arrangement, it's just a matter of having an written agreement
and recording the sale...I know all my real estate colleagues will cringe
when I say that because it's usually such a complex process.
0
January 16 2012
Profile picture for BlairCohen
Blair W. Cohen, "BlairCohen"
(34 reviews)
Contributions:75
If there are no surprises and the transaction goes smoothly: Contact a good
real estate attorney to prepare an Agreement Of Sale as you should have this
done as well as to coordinate and obtain all necessary documentation for
the closing. Contact a mortgage lender if you are obtaining a mortgage.
Contact property/wood infestation/ radon/etc. inspectors if you are going to
have inspections. Contact local government authorities to see if an
occupancy permit and a sewer dye test are required by them and any other
requirements that they may have. You can do it without real estate agent
involvement. I have represented transactions between family members that
were easy. I have also represented transactions between family members that
were extremely difficult and the parties were glad to have had my assistance
.
Profile picture for joeychab
joeychab
Contributions:1
I would like to purchase a home from a family member. There is no need for
a listing agent or buying agent because of the nature of the transaction.
I assume to start the process by speaking with a real estate attorney and/or
title company.
Thanks for the help!
0
January 16 2012 - St. Clair
Best Answer
Profile picture for StrictlyMainLine
Gwen Janicki, "StrictlyMainLine"
(13 reviews)
Contributions:116
By all means hire a residential real estate attorney. The legal
consequences from mistakes occuring during the buying process can lead to
some major headaches. An attorney who specializes in residential real estate
will review your contract, work with your mortgage loan officer, and make
sure that dates are set for home inspections, mortgage commitment and other
contingencies.
An attorney will also review important documents, including the deed, legal
descriptions, mortgage loan documents, and title. The attorney you select
should also attend your closing.
Only an experienced professional, who is closely familiar with these
documents, can catch problems that will save you future expenses to correct.
It's good to have someone experienced looking out for your legal interests.
Costs for an attorney can vary. Some attorneys charge a flat fee from
contract to closing and others will charge an hourly rate. But, before
proceeding, ask for a retainer agreement that outlines the attorney's
charges and responsibilities in detail.
3
January 16 2012
Email Share TweetEmail me RSS
Answers (7)
Sort by:
Profile picture for NicholasRibeiro
Nicholas Ribeiro, "NicholasRibeiro"
(19 reviews)
Contributions:1978
Look for a Realtor to act as a transaction licensee for you.
0
January 28 2012
Profile picture for SpringHillHomes
Erik Pearson, "SpringHillHomes"
Write a review
Contributions:36
Drew makes a good point. You can always hire a Realtor to do your paperwork
and closing for a flat fee. I bet it would cost less than you think.
0
January 18 2012
Profile picture for DrewLudlow
Drew Ludlow, "DrewLudlow"
(14 reviews)
Contributions:507
I'll make a bold suggestion to hire a Realtor, but only pay a flat fee for
paperwork and guidance. Yes, an attorney or title company will help you
with the closing details and the paperwork, but I think a Realtor will be
much, much, much more proactive and knowledgable in guiding you through the
loan process, the inspections and all other due diligence. Not that an
attorney can't handle it, but on a day to day basis, those piddly details
are not their ball of wax. Also, it would be much easier to reach a local
real estate broker on off hours or weekends than it would be to ever talk
with an attorney.
0
January 16 2012
Profile picture for Joseph S. Cordova
Joseph Cordova, "Joseph S. Cordova"
Write a review
Contributions:74
That was a great answer Gwen. One more thing to consider when buying from a
family member is your mortgage financing. Did you know that you could
purchase a home from a family member with no money out of pocket? It is a
gift of equity purchase. Both parties will have to agree on this type of
financing. But it is a very common type of mortgage transaction.
The amount of funds out of your pocket will be determined by the agreed upon
sales price, appraised value, the current use of the home (is it a family
members primary residence, second home, or investment property), and if you
already occupy this property.
[hotlink removed by Zillow moderator]
0
January 16 2012
Profile picture for SpringHillHomes
Erik Pearson, "SpringHillHomes"
Write a review
Contributions:36
I'm not sure what the custom is where you live, but in my area, we use
closing companies instead of real estate attorneys to do closings. If you
agreed to use the closing company, I bet they would help you through the
paperwork. If you're getting a loan for the property, then you'll definitely
need a closing company or attorney; on the other hand, if your paying cash
or some other arrangement, it's just a matter of having an written agreement
and recording the sale...I know all my real estate colleagues will cringe
when I say that because it's usually such a complex process.
0
January 16 2012
Profile picture for BlairCohen
Blair W. Cohen, "BlairCohen"
(34 reviews)
Contributions:75
If there are no surprises and the transaction goes smoothly: Contact a good
real estate attorney to prepare an Agreement Of Sale as you should have this
done as well as to coordinate and obtain all necessary documentation for
the closing. Contact a mortgage lender if you are obtaining a mortgage.
Contact property/wood infestation/ radon/etc. inspectors if you are going to
have inspections. Contact local government authorities to see if an
occupancy permit and a sewer dye test are required by them and any other
requirements that they may have. You can do it without real estate agent
involvement. I have represented transactions between family members that
were easy. I have also represented transactions between family members that
were extremely difficult and the parties were glad to have had my assistance
.
A*u
8 楼
谁有经验的谈一谈阿。。
w*m
11 楼
搞清楚TITLE,别搞到最后发现你兄弟没有TILE,白忙活了
A*u
12 楼
做了一番研究,发现了一些有用的东西啊,如果曾经买过第一个房子,第二个好像真的
可以DIY了。
I want buy a house with out a realtor what do I need?
http://www.trulia.com/voices/Home_Buying/I_want_buy_a_house_wit
【在 w*****m 的大作中提到】
: 搞清楚TITLE,别搞到最后发现你兄弟没有TILE,白忙活了
可以DIY了。
I want buy a house with out a realtor what do I need?
http://www.trulia.com/voices/Home_Buying/I_want_buy_a_house_wit
【在 w*****m 的大作中提到】
: 搞清楚TITLE,别搞到最后发现你兄弟没有TILE,白忙活了
w*m
13 楼
昨天朋友给我打电话,买了半天房CONTRACT都签了,卖家说他没有TITLE,
结果就HASSLE起来了,我说还罗嗦什么,直接告他们欺诈
结果就HASSLE起来了,我说还罗嗦什么,直接告他们欺诈
A*u
14 楼
在County Courthouse里应该就可以找到了,你买之前应该是可以找到这个的吧。。
http://answers.yahoo.com/question/index?qid=20080518065923AAaFZ
【在 w*****m 的大作中提到】
: 昨天朋友给我打电话,买了半天房CONTRACT都签了,卖家说他没有TITLE,
: 结果就HASSLE起来了,我说还罗嗦什么,直接告他们欺诈
http://answers.yahoo.com/question/index?qid=20080518065923AAaFZ
【在 w*****m 的大作中提到】
: 昨天朋友给我打电话,买了半天房CONTRACT都签了,卖家说他没有TITLE,
: 结果就HASSLE起来了,我说还罗嗦什么,直接告他们欺诈
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