Redian新闻
>
美国工作有没有可能中国贷款买房?
avatar
美国工作有没有可能中国贷款买房?# Returnee - 海归
z*o
1
可行么有人操作过么?
avatar
c*e
2
option 1. 直接在外资银行贷款。citi/boa/hsbc之类。
option 2. find a local cosigner with good income and saving in china,
legalize your employment and income from your company (notarization first,
then foreign affair office/secretary of state office legalize it, then Chinese consulate notarization,
then chinese local appointed firm for chinese translation).
option 2 is so that you could get the local loan discount, because if u buy
property using foreign income solely you are subjected to higher interest
rate, and first time home buyer discount (30% down pay etc) becomes
impossible.
avatar
z*o
3
很专业哈。
option 1有没有什么身份限制的?比如一定要PR或者美国公民
option 2等于两个人联名贷款? 到底谁算贷款人这样。

Chinese consulate notarization,
buy

【在 c********e 的大作中提到】
: option 1. 直接在外资银行贷款。citi/boa/hsbc之类。
: option 2. find a local cosigner with good income and saving in china,
: legalize your employment and income from your company (notarization first,
: then foreign affair office/secretary of state office legalize it, then Chinese consulate notarization,
: then chinese local appointed firm for chinese translation).
: option 2 is so that you could get the local loan discount, because if u buy
: property using foreign income solely you are subjected to higher interest
: rate, and first time home buyer discount (30% down pay etc) becomes
: impossible.

avatar
y*t
4
在那个城市?
各地政策不一样
像深圳刚出限购令,没深圳户口或者暂住证+纳税一年,不让买房:(
avatar
z*o
5
上海什么政策你知道么?

【在 y****t 的大作中提到】
: 在那个城市?
: 各地政策不一样
: 像深圳刚出限购令,没深圳户口或者暂住证+纳税一年,不让买房:(

相关阅读
logo
联系我们隐私协议©2024 redian.news
Redian新闻
Redian.news刊载任何文章,不代表同意其说法或描述,仅为提供更多信息,也不构成任何建议。文章信息的合法性及真实性由其作者负责,与Redian.news及其运营公司无关。欢迎投稿,如发现稿件侵权,或作者不愿在本网发表文章,请版权拥有者通知本网处理。