s*0
2 楼
请问从UStraveldoc 申请一个帐户首先就要填名字和、email 地址和密码什么的。请问
这用谁的名字呀？ 我给父母开一个account， 是填我的米名字还是父母（applicant）
的名字？父母两人要各申请一个account 吗？ 还是可以share一个？
要用代签服务。
thanks。
这用谁的名字呀？ 我给父母开一个account， 是填我的米名字还是父母（applicant）
的名字？父母两人要各申请一个account 吗？ 还是可以share一个？
要用代签服务。
thanks。
z*s
3 楼
never heard about this one.
FYI
http://www.mitbbs.com/article/Money/31470505_0.html
FYI
http://www.mitbbs.com/article/Money/31470505_0.html
h*l
4 楼
填父母的
y*m
5 楼
这个看了，只有crimia可以看信用分吧，据说不大准...
thx!
【在 z****s 的大作中提到】
: never heard about this one.
: FYI
: http://www.mitbbs.com/article/Money/31470505_0.html
thx!
【在 z****s 的大作中提到】
: never heard about this one.
: FYI
: http://www.mitbbs.com/article/Money/31470505_0.html
n*3
6 楼
应该是父母的
l*4
7 楼
Equifax 也有分数的
【在 y***m 的大作中提到】
: 这个看了，只有crimia可以看信用分吧，据说不大准...
: thx!
【在 y***m 的大作中提到】
: 这个看了，只有crimia可以看信用分吧，据说不大准...
: thx!
l*n
8 楼
而且有说明要用中文
y*m
9 楼
请问怎么查？
thx!
【在 l**4 的大作中提到】
: Equifax 也有分数的
thx!
【在 l**4 的大作中提到】
: Equifax 也有分数的
l*4
10 楼
Did you actually checked the post above mine?
You do not read people's response carefully.
never heard about this one.
FYI
http://www.mitbbs.com/article/Money/31470505_0.html
You do not read people's response carefully.
never heard about this one.
FYI
http://www.mitbbs.com/article/Money/31470505_0.html
y*m
11 楼
thanks! 刚又细看了，从 https://www.credit.com 上到了一份
creditkarma和credit。com上不大一样，credit.com更好，虽然分数更低了只有 654(
karma是675),告诉了原因:
Helping Your Score Equifax Experian TransUnion
Your payment history is excellent. Helps Your Score Not
Applicable Not Applicable
Hurting Your Score Equifax Experian TransUnion
There is insufficient information about mortgage accounts. Hurts Your
Score Not Applicable Not Applicable
The outstanding balance on your revolving accounts is too high.
Your payment history is excellent.
You have an excellent payment history on your accounts, which helps your
credit score. Paying your bills on time will continue to benefit your credit
score.
What's hurting Your score
Below are the aspects of your credit profile and history that is hurting
your equifax credit score.They are listed the order of impact to your score
- the first has the most positive impact, and the last has the least
positive impact. You should make an effort to continue these good credit
habits.
Experian TransUnion
There is insufficient information about mortgage accounts.
You either have no mortgage accounts, or there is insufficient information
about mortgage accounts, in your credit file. People without mortgage
accounts or those who do not have sufficient information about mortgage
accounts are considered riskier by lenders. It is important to have various
types of credit that are held in good standing in your credit file,
including mortgage accounts.
The outstanding balance on your revolving accounts is too high.
Your credit report shows that the outstanding balance on your revolving
accounts is too high. People who have higher amounts outstanding on
revolving accounts are considered riskier to lenders than those with lower
outstanding balances. You should strive to pay down this balance.
Helps Your Score
Your total balance on revolving accounts is: $202
【在 l**4 的大作中提到】
: Did you actually checked the post above mine?
: You do not read people's response carefully.
: never heard about this one.
: FYI
: http://www.mitbbs.com/article/Money/31470505_0.html
creditkarma和credit。com上不大一样，credit.com更好，虽然分数更低了只有 654(
karma是675),告诉了原因:
Helping Your Score Equifax Experian TransUnion
Your payment history is excellent. Helps Your Score Not
Applicable Not Applicable
Hurting Your Score Equifax Experian TransUnion
There is insufficient information about mortgage accounts. Hurts Your
Score Not Applicable Not Applicable
The outstanding balance on your revolving accounts is too high.
Your payment history is excellent.
You have an excellent payment history on your accounts, which helps your
credit score. Paying your bills on time will continue to benefit your credit
score.
What's hurting Your score
Below are the aspects of your credit profile and history that is hurting
your equifax credit score.They are listed the order of impact to your score
- the first has the most positive impact, and the last has the least
positive impact. You should make an effort to continue these good credit
habits.
Experian TransUnion
There is insufficient information about mortgage accounts.
You either have no mortgage accounts, or there is insufficient information
about mortgage accounts, in your credit file. People without mortgage
accounts or those who do not have sufficient information about mortgage
accounts are considered riskier by lenders. It is important to have various
types of credit that are held in good standing in your credit file,
including mortgage accounts.
The outstanding balance on your revolving accounts is too high.
Your credit report shows that the outstanding balance on your revolving
accounts is too high. People who have higher amounts outstanding on
revolving accounts are considered riskier to lenders than those with lower
outstanding balances. You should strive to pay down this balance.
Helps Your Score
Your total balance on revolving accounts is: $202
【在 l**4 的大作中提到】
: Did you actually checked the post above mine?
: You do not read people's response carefully.
: never heard about this one.
: FYI
: http://www.mitbbs.com/article/Money/31470505_0.html
y*m
12 楼
the first has the most negative impact, and the last has the least negative
impact.
There is insufficient information about mortgage accounts.
除了贷款买房买车还有别的可以补救这个么
The outstanding balance on your revolving accounts is too high.
这个应该比较好补救
thx!
【在 y***m 的大作中提到】
: thanks! 刚又细看了，从 https://www.credit.com 上到了一份
: creditkarma和credit。com上不大一样，credit.com更好，虽然分数更低了只有 654(
: karma是675),告诉了原因:
: Helping Your Score Equifax Experian TransUnion
: Your payment history is excellent. Helps Your Score Not
: Applicable Not Applicable
: Hurting Your Score Equifax Experian TransUnion
: There is insufficient information about mortgage accounts. Hurts Your
: Score Not Applicable Not Applicable
: The outstanding balance on your revolving accounts is too high.
impact.
There is insufficient information about mortgage accounts.
除了贷款买房买车还有别的可以补救这个么
The outstanding balance on your revolving accounts is too high.
这个应该比较好补救
thx!
【在 y***m 的大作中提到】
: thanks! 刚又细看了，从 https://www.credit.com 上到了一份
: creditkarma和credit。com上不大一样，credit.com更好，虽然分数更低了只有 654(
: karma是675),告诉了原因:
: Helping Your Score Equifax Experian TransUnion
: Your payment history is excellent. Helps Your Score Not
: Applicable Not Applicable
: Hurting Your Score Equifax Experian TransUnion
: There is insufficient information about mortgage accounts. Hurts Your
: Score Not Applicable Not Applicable
: The outstanding balance on your revolving accounts is too high.
l*4
13 楼
I think as your credit is excellent, why to bother those two?
Sometimes, it is more important to have a long credit history.
Sometimes, it is more important to have a long credit history.
y*m
14 楼
上次看中了一套房子要租，landlord check credit score后选了别人，说我的credit
不够好...
【在 l**4 的大作中提到】
: I think as your credit is excellent, why to bother those two?
: Sometimes, it is more important to have a long credit history.
不够好...
【在 l**4 的大作中提到】
: I think as your credit is excellent, why to bother those two?
: Sometimes, it is more important to have a long credit history.
l*4
15 楼
租房子？
是不是买房子贷款的时候要查credit？
都是excellent了 还不够好？听他扯把。argue 之。
credit
【在 y***m 的大作中提到】
: 上次看中了一套房子要租，landlord check credit score后选了别人，说我的credit
: 不够好...
是不是买房子贷款的时候要查credit？
都是excellent了 还不够好？听他扯把。argue 之。
credit
【在 y***m 的大作中提到】
: 上次看中了一套房子要租，landlord check credit score后选了别人，说我的credit
: 不够好...
y*m
16 楼
credit score 654 是 fair吧？ 他们好像只关心总分数，payment excellent 但其他
bad就砸了。。
thx!
【在 l**4 的大作中提到】
: 租房子？
: 是不是买房子贷款的时候要查credit？
: 都是excellent了 还不够好？听他扯把。argue 之。
:
: credit
bad就砸了。。
thx!
【在 l**4 的大作中提到】
: 租房子？
: 是不是买房子贷款的时候要查credit？
: 都是excellent了 还不够好？听他扯把。argue 之。
:
: credit
l*4
17 楼
Oh，我看错了 那个excellent是payment的
不是overall的。
654确实不高 都不到good。
【在 y***m 的大作中提到】
: credit score 654 是 fair吧？ 他们好像只关心总分数，payment excellent 但其他
: bad就砸了。。
: thx!
不是overall的。
654确实不高 都不到good。
【在 y***m 的大作中提到】
: credit score 654 是 fair吧？ 他们好像只关心总分数，payment excellent 但其他
: bad就砸了。。
: thx!
y*m
18 楼
噢.....
【在 l**4 的大作中提到】
: Oh，我看错了 那个excellent是payment的
: 不是overall的。
: 654确实不高 都不到good。
【在 l**4 的大作中提到】
: Oh，我看错了 那个excellent是payment的
: 不是overall的。
: 654确实不高 都不到good。
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