《三體》看完了# SciFiction - 星际浪子
P*D
1 楼
刚收到一个学校没头没脑的email，就问是否还感兴趣？问Salary requirements？
这个salary requirements怎么回答比较好？
另外，startup cost要多少合适？（是化学）
这个salary requirements怎么回答比较好？
另外，startup cost要多少合适？（是化学）
p*r
2 楼
If US does default, where to hide in 401K when people have limited options.
Clearly, most money market funds hold so called AAA bonds have to sell when
it is downgraded to D. So it will have to "break the buck". Can FED or the
treasury help to avoid such stampede? What other choices are available?
Would equity fund or any other bond fund do any better? International equity
fund?
P.S. this is not a post to discuss the probability of US default and not a
post to attract gold bug, because it won't be an option in the 401K.
Clearly, most money market funds hold so called AAA bonds have to sell when
it is downgraded to D. So it will have to "break the buck". Can FED or the
treasury help to avoid such stampede? What other choices are available?
Would equity fund or any other bond fund do any better? International equity
fund?
P.S. this is not a post to discuss the probability of US default and not a
post to attract gold bug, because it won't be an option in the 401K.
z*r
3 楼
最安全的肯定是用电子加密证书了，但是不是所有的人都会用，有人就喜欢白纸黑字的
签名。可现在大多数文档都是电子版的，每次打印下来，然后再签字，扫描，很麻烦。
俺做了些调查，发现两个方法，可以解决在PDF文件和WORD文件里面签字的问题了。
First, you need to create an image of your signature. You can write it on a
piece of paper, scan the page, and then crop the image file that your
scanner creates Save the image in one of the common image file formats, such
as .bmp, .gif, .jpg, or .png.
1. In Adobe Reader: File->Get Document Signed, then you will see "Sign Now",
you can choose either "Add Text" or "Place Signature" to sign your document.
2. In word (2 ways to do):
2.1 Add a graphic of your handwritten signature: After you have your image
file, you can add it to a document, by clicking the Insert tab, clicking
Picture, and then inserting the image of your signature. However, you might
want to add other information, such as your typed name, below the image. To
do that, you can create a reusable AutoText entry that contains both the
image of your signature and the typed information.
2.2 Save a signature block as AutoText: You can save a signature block as
an AutoText entry so that it’s readily available in the AutoText building
block gallery. Type the signature block that you want to save. Or, insert
the image of your signature and type the additional information that you
want to include. Select the signature block. On the Insert tab, in the Text
group, click Quick Parts, and then click Save Selection to Quick Part
Gallery. In the Create New Building Block dialog box, type a name for your
signature block. In the Gallery list, click AutoText. Click OK. To insert
your signature block, click the Insert tab, click Quick Parts, click
AutoText, and then click your signature block. (or in the Gallery list,
click Quick Parts, Click OK. To insert your signature block, click the
Insert tab, click Quick Parts, click your signature image)
签名。可现在大多数文档都是电子版的，每次打印下来，然后再签字，扫描，很麻烦。
俺做了些调查，发现两个方法，可以解决在PDF文件和WORD文件里面签字的问题了。
First, you need to create an image of your signature. You can write it on a
piece of paper, scan the page, and then crop the image file that your
scanner creates Save the image in one of the common image file formats, such
as .bmp, .gif, .jpg, or .png.
1. In Adobe Reader: File->Get Document Signed, then you will see "Sign Now",
you can choose either "Add Text" or "Place Signature" to sign your document.
2. In word (2 ways to do):
2.1 Add a graphic of your handwritten signature: After you have your image
file, you can add it to a document, by clicking the Insert tab, clicking
Picture, and then inserting the image of your signature. However, you might
want to add other information, such as your typed name, below the image. To
do that, you can create a reusable AutoText entry that contains both the
image of your signature and the typed information.
2.2 Save a signature block as AutoText: You can save a signature block as
an AutoText entry so that it’s readily available in the AutoText building
block gallery. Type the signature block that you want to save. Or, insert
the image of your signature and type the additional information that you
want to include. Select the signature block. On the Insert tab, in the Text
group, click Quick Parts, and then click Save Selection to Quick Part
Gallery. In the Create New Building Block dialog box, type a name for your
signature block. In the Gallery list, click AutoText. Click OK. To insert
your signature block, click the Insert tab, click Quick Parts, click
AutoText, and then click your signature block. (or in the Gallery list,
click Quick Parts, Click OK. To insert your signature block, click the
Insert tab, click Quick Parts, click your signature image)
b*9
4 楼
去年有，不知道今年还有么？
谢谢。
谢谢。
a*s
5 楼
恩
首先多謝貼出來的兄弟
讀得就是本版貼出來的版本
覺得這個故事最深刻的開頭描寫文革的幾章，真的是非常瘋狂的年代
故事一般，三體游戲的描寫有些像final fantasy spirits within中aki ross的夢境
首先多謝貼出來的兄弟
讀得就是本版貼出來的版本
覺得這個故事最深刻的開頭描寫文革的幾章，真的是非常瘋狂的年代
故事一般，三體游戲的描寫有些像final fantasy spirits within中aki ross的夢境
D*a
6 楼
US may not default on bonds but other obligations, such as social security
pay. As a result, the individual bonds should maintain or lower the rating
by a notch or two. They will not all go to D.
.
when
equity
【在 p********r 的大作中提到】
: If US does default, where to hide in 401K when people have limited options.
: Clearly, most money market funds hold so called AAA bonds have to sell when
: it is downgraded to D. So it will have to "break the buck". Can FED or the
: treasury help to avoid such stampede? What other choices are available?
: Would equity fund or any other bond fund do any better? International equity
: fund?
: P.S. this is not a post to discuss the probability of US default and not a
: post to attract gold bug, because it won't be an option in the 401K.
pay. As a result, the individual bonds should maintain or lower the rating
by a notch or two. They will not all go to D.
.
when
equity
【在 p********r 的大作中提到】
: If US does default, where to hide in 401K when people have limited options.
: Clearly, most money market funds hold so called AAA bonds have to sell when
: it is downgraded to D. So it will have to "break the buck". Can FED or the
: treasury help to avoid such stampede? What other choices are available?
: Would equity fund or any other bond fund do any better? International equity
: fund?
: P.S. this is not a post to discuss the probability of US default and not a
: post to attract gold bug, because it won't be an option in the 401K.
T*e
7 楼
working pay credit吗? 有
g*n
8 楼
只看了三部曲的第一部？
g*g
9 楼
Consider US can print money, there will never be default. But there
may be super inflation. Gold is not an option for most 401K, I think
the best bet would be diversified international fund. Real estate
also hedges against inflation well. That's another place I would park
money.
.
when
equity
【在 p********r 的大作中提到】
: If US does default, where to hide in 401K when people have limited options.
: Clearly, most money market funds hold so called AAA bonds have to sell when
: it is downgraded to D. So it will have to "break the buck". Can FED or the
: treasury help to avoid such stampede? What other choices are available?
: Would equity fund or any other bond fund do any better? International equity
: fund?
: P.S. this is not a post to discuss the probability of US default and not a
: post to attract gold bug, because it won't be an option in the 401K.
may be super inflation. Gold is not an option for most 401K, I think
the best bet would be diversified international fund. Real estate
also hedges against inflation well. That's another place I would park
money.
.
when
equity
【在 p********r 的大作中提到】
: If US does default, where to hide in 401K when people have limited options.
: Clearly, most money market funds hold so called AAA bonds have to sell when
: it is downgraded to D. So it will have to "break the buck". Can FED or the
: treasury help to avoid such stampede? What other choices are available?
: Would equity fund or any other bond fund do any better? International equity
: fund?
: P.S. this is not a post to discuss the probability of US default and not a
: post to attract gold bug, because it won't be an option in the 401K.
b*9
10 楼
how much? thanks
c*t
11 楼
嗯，改天再给你贴三体2，三体3，和宝树的三体X
s*i
12 楼
Not all bond holds us treasuries. Pick ones with minimum holdings.
A*n
13 楼
400each
【在 b********9 的大作中提到】
: how much? thanks
【在 b********9 的大作中提到】
: how much? thanks
t*m
14 楼
for now, just hold cash.
.
when
equity
【在 p********r 的大作中提到】
: If US does default, where to hide in 401K when people have limited options.
: Clearly, most money market funds hold so called AAA bonds have to sell when
: it is downgraded to D. So it will have to "break the buck". Can FED or the
: treasury help to avoid such stampede? What other choices are available?
: Would equity fund or any other bond fund do any better? International equity
: fund?
: P.S. this is not a post to discuss the probability of US default and not a
: post to attract gold bug, because it won't be an option in the 401K.
.
when
equity
【在 p********r 的大作中提到】
: If US does default, where to hide in 401K when people have limited options.
: Clearly, most money market funds hold so called AAA bonds have to sell when
: it is downgraded to D. So it will have to "break the buck". Can FED or the
: treasury help to avoid such stampede? What other choices are available?
: Would equity fund or any other bond fund do any better? International equity
: fund?
: P.S. this is not a post to discuss the probability of US default and not a
: post to attract gold bug, because it won't be an option in the 401K.
E*e
15 楼
where does it show in 1040? i saw only 250 each in Making work pay credit.
thanks.
【在 A********n 的大作中提到】
: 400each
thanks.
【在 A********n 的大作中提到】
: 400each
p*r
16 楼
If there is an option for cash, I won't even be asking this question. I
would also like an option for international bond fund, or other sector funds
(like REIT mentioned by goodbug), but we only have technology sector fund
despite the company being a technology company. What was our plan
administrator thinking??
【在 t*m 的大作中提到】
: for now, just hold cash.
:
: .
: when
: equity
would also like an option for international bond fund, or other sector funds
(like REIT mentioned by goodbug), but we only have technology sector fund
despite the company being a technology company. What was our plan
administrator thinking??
【在 t*m 的大作中提到】
: for now, just hold cash.
:
: .
: when
: equity
h*y
17 楼
scheme M
m*i
18 楼
can you rollover 401K to IRA without leaving the company? (my firm allows
that)
funds
【在 p********r 的大作中提到】
: If there is an option for cash, I won't even be asking this question. I
: would also like an option for international bond fund, or other sector funds
: (like REIT mentioned by goodbug), but we only have technology sector fund
: despite the company being a technology company. What was our plan
: administrator thinking??
that)
funds
【在 p********r 的大作中提到】
: If there is an option for cash, I won't even be asking this question. I
: would also like an option for international bond fund, or other sector funds
: (like REIT mentioned by goodbug), but we only have technology sector fund
: despite the company being a technology company. What was our plan
: administrator thinking??
E*e
19 楼
but it is 250, right?
【在 h********y 的大作中提到】
: scheme M
【在 h********y 的大作中提到】
: scheme M
s*i
20 楼
are you sure about it?
normally only people over 59.5 can do in service rollover.
【在 m*****i 的大作中提到】
: can you rollover 401K to IRA without leaving the company? (my firm allows
: that)
:
: funds
normally only people over 59.5 can do in service rollover.
【在 m*****i 的大作中提到】
: can you rollover 401K to IRA without leaving the company? (my firm allows
: that)
:
: funds
w*y
21 楼
400 each
【在 E**********e 的大作中提到】
: but it is 250, right?
【在 E**********e 的大作中提到】
: but it is 250, right?
g*g
22 楼
No option for cash? I think all 401K has an money market fund
option.
funds
【在 p********r 的大作中提到】
: If there is an option for cash, I won't even be asking this question. I
: would also like an option for international bond fund, or other sector funds
: (like REIT mentioned by goodbug), but we only have technology sector fund
: despite the company being a technology company. What was our plan
: administrator thinking??
option.
funds
【在 p********r 的大作中提到】
: If there is an option for cash, I won't even be asking this question. I
: would also like an option for international bond fund, or other sector funds
: (like REIT mentioned by goodbug), but we only have technology sector fund
: despite the company being a technology company. What was our plan
: administrator thinking??
D*d
23 楼
什么 refund?
m*i
24 楼
sure.
【在 s****i 的大作中提到】
: are you sure about it?
: normally only people over 59.5 can do in service rollover.
【在 s****i 的大作中提到】
: are you sure about it?
: normally only people over 59.5 can do in service rollover.
y*p
25 楼
去年拿到了，今年还有吗？
p*r
26 楼
Read my original post. The concern is that money market fund holds AAA rated
US debt that will drop in value if US defaults. It will most likely "break
the buck" as projected by many investment advisers, as they are required to
sell at the worst time to maintain the ratings of their holdings. There is
no option for FDIC insured fund.
【在 g*****g 的大作中提到】
: No option for cash? I think all 401K has an money market fund
: option.
:
: funds
US debt that will drop in value if US defaults. It will most likely "break
the buck" as projected by many investment advisers, as they are required to
sell at the worst time to maintain the ratings of their holdings. There is
no option for FDIC insured fund.
【在 g*****g 的大作中提到】
: No option for cash? I think all 401K has an money market fund
: option.
:
: funds
S*I
27 楼
有
【在 y***p 的大作中提到】
: 去年拿到了，今年还有吗？
【在 y***p 的大作中提到】
: 去年拿到了，今年还有吗？
p*r
28 楼
I know it is possible to borrow the money from 401K to minimize the risk.
But it is too much hassle for me to consider it. I will probably just
select a bond fund with least amount of holding of US treasury...if there
is still no agreement by the end of this week.
allows
【在 m*****i 的大作中提到】
: can you rollover 401K to IRA without leaving the company? (my firm allows
: that)
:
: funds
But it is too much hassle for me to consider it. I will probably just
select a bond fund with least amount of holding of US treasury...if there
is still no agreement by the end of this week.
allows
【在 m*****i 的大作中提到】
: can you rollover 401K to IRA without leaving the company? (my firm allows
: that)
:
: funds
I*o
29 楼
我又弄了一下turbo tax显示我有这400的refund，可是最后的refund跟没有的时候比没
有变化，是咋回事？
有变化，是咋回事？
p*r
30 楼
Read the news please. Unfortunately, FED prints the money but treasury
borrows the money. It may not lose much value short-term because FED can
go out to by treasury regardless of its credit rating. But most funds are
so stupidly designed that they have to sell to maintain their overall
credit rating if US just delays the debt payment for a few days.
【在 g*****g 的大作中提到】
: Consider US can print money, there will never be default. But there
: may be super inflation. Gold is not an option for most 401K, I think
: the best bet would be diversified international fund. Real estate
: also hedges against inflation well. That's another place I would park
: money.
:
: .
: when
: equity
W*C
31 楼
被你要交的税抵消了？
s*i
32 楼
i think it is time to stay away with US assets (stock and bond). Both are
too high because of FED. I moved my money to non-US bond at the least after
the debt ceiling is over.
too high because of FED. I moved my money to non-US bond at the least after
the debt ceiling is over.
w*r
33 楼
schedule M, 400 for single, 800 for joint
a*s
34 楼
social security is from specific account. It is only possible for it to
reduce payment, rather than default payment.
【在 D*******a 的大作中提到】
: US may not default on bonds but other obligations, such as social security
: pay. As a result, the individual bonds should maintain or lower the rating
: by a notch or two. They will not all go to D.
:
: .
: when
: equity
reduce payment, rather than default payment.
【在 D*******a 的大作中提到】
: US may not default on bonds but other obligations, such as social security
: pay. As a result, the individual bonds should maintain or lower the rating
: by a notch or two. They will not all go to D.
:
: .
: when
: equity
s*9
35 楼
fmaily income多少以下的qulify?
a*s
36 楼
US is still a super power. Have you ever heard of a super power default?
US will default only if it lost super power position after losing a major
war. (Looking back the history of civilization, all super powers of the past
lost their dominant position after losing military edge and then lost the
control of world resource.)
I agree that all super powers eventually demise. But US is not in the
process of demising yet. Even if China grows mighty enough, she would not
likely to wage a war against US before our generation dies out.
.
when
equity
【在 p********r 的大作中提到】
: If US does default, where to hide in 401K when people have limited options.
: Clearly, most money market funds hold so called AAA bonds have to sell when
: it is downgraded to D. So it will have to "break the buck". Can FED or the
: treasury help to avoid such stampede? What other choices are available?
: Would equity fund or any other bond fund do any better? International equity
: fund?
: P.S. this is not a post to discuss the probability of US default and not a
: post to attract gold bug, because it won't be an option in the 401K.
US will default only if it lost super power position after losing a major
war. (Looking back the history of civilization, all super powers of the past
lost their dominant position after losing military edge and then lost the
control of world resource.)
I agree that all super powers eventually demise. But US is not in the
process of demising yet. Even if China grows mighty enough, she would not
likely to wage a war against US before our generation dies out.
.
when
equity
【在 p********r 的大作中提到】
: If US does default, where to hide in 401K when people have limited options.
: Clearly, most money market funds hold so called AAA bonds have to sell when
: it is downgraded to D. So it will have to "break the buck". Can FED or the
: treasury help to avoid such stampede? What other choices are available?
: Would equity fund or any other bond fund do any better? International equity
: fund?
: P.S. this is not a post to discuss the probability of US default and not a
: post to attract gold bug, because it won't be an option in the 401K.
k*n
37 楼
USSR
Russia is still very strong in terms of military power
past
【在 a***s 的大作中提到】
: US is still a super power. Have you ever heard of a super power default?
: US will default only if it lost super power position after losing a major
: war. (Looking back the history of civilization, all super powers of the past
: lost their dominant position after losing military edge and then lost the
: control of world resource.)
: I agree that all super powers eventually demise. But US is not in the
: process of demising yet. Even if China grows mighty enough, she would not
: likely to wage a war against US before our generation dies out.
:
: .
Russia is still very strong in terms of military power
past
【在 a***s 的大作中提到】
: US is still a super power. Have you ever heard of a super power default?
: US will default only if it lost super power position after losing a major
: war. (Looking back the history of civilization, all super powers of the past
: lost their dominant position after losing military edge and then lost the
: control of world resource.)
: I agree that all super powers eventually demise. But US is not in the
: process of demising yet. Even if China grows mighty enough, she would not
: likely to wage a war against US before our generation dies out.
:
: .
s*i
38 楼
US default means it won't pay its debt. Just because it is super power, nobody can do anything. Just like FED printing money, nobody can stop it. just as you lend money to mafia, if mafia decide to default, what can you do? best way is NOT to lend to mafia if you can. if you have to lend, then there is no way to hide.
past
【在 a***s 的大作中提到】
: US is still a super power. Have you ever heard of a super power default?
: US will default only if it lost super power position after losing a major
: war. (Looking back the history of civilization, all super powers of the past
: lost their dominant position after losing military edge and then lost the
: control of world resource.)
: I agree that all super powers eventually demise. But US is not in the
: process of demising yet. Even if China grows mighty enough, she would not
: likely to wage a war against US before our generation dies out.
:
: .
past
【在 a***s 的大作中提到】
: US is still a super power. Have you ever heard of a super power default?
: US will default only if it lost super power position after losing a major
: war. (Looking back the history of civilization, all super powers of the past
: lost their dominant position after losing military edge and then lost the
: control of world resource.)
: I agree that all super powers eventually demise. But US is not in the
: process of demising yet. Even if China grows mighty enough, she would not
: likely to wage a war against US before our generation dies out.
:
: .
w*y
39 楼
Most 401k won't have option for international bond funds. IRA probablly has.
If move money to non-us equity fund, I won't think the equity fund would
reserve value while US debt ceiling probalem is so big that causes US
default.
So overall I would still think most likely US bond is still holdable, which
may not pay interest in the short term.
after
【在 s********i 的大作中提到】
: i think it is time to stay away with US assets (stock and bond). Both are
: too high because of FED. I moved my money to non-US bond at the least after
: the debt ceiling is over.
If move money to non-us equity fund, I won't think the equity fund would
reserve value while US debt ceiling probalem is so big that causes US
default.
So overall I would still think most likely US bond is still holdable, which
may not pay interest in the short term.
after
【在 s********i 的大作中提到】
: i think it is time to stay away with US assets (stock and bond). Both are
: too high because of FED. I moved my money to non-US bond at the least after
: the debt ceiling is over.
o*8
40 楼
money market is not cash, even though it's close.
USA Today has an article on this:
http://www.usatoday.com/money/perfi/columnist/waggon/2011-07-21
Diversification is the only bet we can have.
【在 g*****g 的大作中提到】
: No option for cash? I think all 401K has an money market fund
: option.
:
: funds
USA Today has an article on this:
http://www.usatoday.com/money/perfi/columnist/waggon/2011-07-21
Diversification is the only bet we can have.
【在 g*****g 的大作中提到】
: No option for cash? I think all 401K has an money market fund
: option.
:
: funds
g*g
41 楼
I know what break-the-buck is. It's about taking the posion.
Break the buck doesn't make 401K 201K like you'd see a couple
of years ago.
【在 o******8 的大作中提到】
: money market is not cash, even though it's close.
: USA Today has an article on this:
: http://www.usatoday.com/money/perfi/columnist/waggon/2011-07-21
: Diversification is the only bet we can have.
Break the buck doesn't make 401K 201K like you'd see a couple
of years ago.
【在 o******8 的大作中提到】
: money market is not cash, even though it's close.
: USA Today has an article on this:
: http://www.usatoday.com/money/perfi/columnist/waggon/2011-07-21
: Diversification is the only bet we can have.
相关阅读