z*n
2 楼
stop is set at 1093
x*g
3 楼
可以用来买特定商品 比如创可贴 防晒霜 血压计 等等 这个可以查得到
[在 dc28271689 (ca2012) 的大作中提到:]
:公司刚给开了HSA,请教诸位contribution除了用于看病,还有什么用途?谢过
[在 dc28271689 (ca2012) 的大作中提到:]
:公司刚给开了HSA,请教诸位contribution除了用于看病,还有什么用途?谢过
p*i
4 楼
股神,这部马上就要stop?
u*n
5 楼
套子也可以
A*k
8 楼
5个点止损
大户!!
大户!!
A*k
10 楼
今天我也看跌,应该有的赚
d*9
11 楼
貌似还可以投资用?
A*k
14 楼
I did paper trade
SLD 2 ES SEP10 Futures ESU0 1080.25 USD GLOBEX 11:55:40
4.00
BOT 1 ES SEP10 Futures ESU0 1079.00 USD GLOBEX 12:
11:14 2.00
BOT 1 ES SEP10 Futures ESU0 1074.75 USD GLOBEX 12:
22:06 2.00
SLD 2 ES SEP10 Futures ESU0 1080.25 USD GLOBEX 11:55:40
4.00
BOT 1 ES SEP10 Futures ESU0 1079.00 USD GLOBEX 12:
11:14 2.00
BOT 1 ES SEP10 Futures ESU0 1074.75 USD GLOBEX 12:
22:06 2.00
L*i
32 楼
可以投资的话就投资
滚到60岁就拿出来随便用了
滚到60岁就拿出来随便用了
s*k
38 楼
I remember seeing this question, but am still not quite clear how HSA works
in medical cost deduction.
Does HSA has the highest rank in deductions? Say if I visit a doc and incur
$500 charges, would that money be subtracted from my HSA first? Does
insurance company only comes into play when I incur more than $XXXX.XX in
medical spend per year?
【在 r****l 的大作中提到】![](/moin_static193/solenoid/img/up.png)
: 可选好fund 不会多,而且很难上量,必须配合high deductible plan 每年付了医药费
: 剩不下几个钱
in medical cost deduction.
Does HSA has the highest rank in deductions? Say if I visit a doc and incur
$500 charges, would that money be subtracted from my HSA first? Does
insurance company only comes into play when I incur more than $XXXX.XX in
medical spend per year?
【在 r****l 的大作中提到】
![](/moin_static193/solenoid/img/up.png)
: 可选好fund 不会多,而且很难上量,必须配合high deductible plan 每年付了医药费
: 剩不下几个钱
I*s
39 楼
yes, i think so, HSA account usually associated with high deductible
assuming we are not talking about flexible spending account/health part here.
works
incur
【在 s******k 的大作中提到】![](/moin_static193/solenoid/img/up.png)
: I remember seeing this question, but am still not quite clear how HSA works
: in medical cost deduction.
: Does HSA has the highest rank in deductions? Say if I visit a doc and incur
: $500 charges, would that money be subtracted from my HSA first? Does
: insurance company only comes into play when I incur more than $XXXX.XX in
: medical spend per year?
assuming we are not talking about flexible spending account/health part here.
works
incur
【在 s******k 的大作中提到】
![](/moin_static193/solenoid/img/up.png)
: I remember seeing this question, but am still not quite clear how HSA works
: in medical cost deduction.
: Does HSA has the highest rank in deductions? Say if I visit a doc and incur
: $500 charges, would that money be subtracted from my HSA first? Does
: insurance company only comes into play when I incur more than $XXXX.XX in
: medical spend per year?
r*l
40 楼
actually insurance kicks in per deductible and cover% and annual cap. they
are not affected anywhere by your hsa/FSA/hra
you use these funds to cover your oop expense. so it looks like hsa take
effect first
works
incur
【在 s******k 的大作中提到】![](/moin_static193/solenoid/img/up.png)
: I remember seeing this question, but am still not quite clear how HSA works
: in medical cost deduction.
: Does HSA has the highest rank in deductions? Say if I visit a doc and incur
: $500 charges, would that money be subtracted from my HSA first? Does
: insurance company only comes into play when I incur more than $XXXX.XX in
: medical spend per year?
are not affected anywhere by your hsa/FSA/hra
you use these funds to cover your oop expense. so it looks like hsa take
effect first
works
incur
【在 s******k 的大作中提到】
![](/moin_static193/solenoid/img/up.png)
: I remember seeing this question, but am still not quite clear how HSA works
: in medical cost deduction.
: Does HSA has the highest rank in deductions? Say if I visit a doc and incur
: $500 charges, would that money be subtracted from my HSA first? Does
: insurance company only comes into play when I incur more than $XXXX.XX in
: medical spend per year?
t*5
42 楼
是不是HSA比FSA严?好像FSA可以买一些特定商品,HSA不能?
c*3
43 楼
你这个算法没看懂
300块的药,用GC成本260?
保险报销90,HSA报销10,最后你一共拿到100,倒贴160?
这种退费其实最大风险是保险公司会砍价,$100的药,可能保险公司认定$60,扣除$10
Copay后只给报销$50。只要出现一两次这种情况,你辛苦攒的都得倒贴进去
我因为经常去印度出差,每年都会找医生开驱虫药,原价$800左右,保险都是付$500左右
【在 r****l 的大作中提到】![](/moin_static193/solenoid/img/up.png)
: 不懂别误导人。这是合法的
: 举个简单例子
: 100块药费,加200GC
: CVS GC 成本260
: 小二一般全价卖药会很友好
: co Pay10块,找保险公司退90现金
: Gc 值190
: 相当于拿到20块和免费药
: 另外hsa报销10块
: 如果没病硬开处方维生素才勉强算fraud
300块的药,用GC成本260?
保险报销90,HSA报销10,最后你一共拿到100,倒贴160?
这种退费其实最大风险是保险公司会砍价,$100的药,可能保险公司认定$60,扣除$10
Copay后只给报销$50。只要出现一两次这种情况,你辛苦攒的都得倒贴进去
我因为经常去印度出差,每年都会找医生开驱虫药,原价$800左右,保险都是付$500左右
【在 r****l 的大作中提到】
![](/moin_static193/solenoid/img/up.png)
: 不懂别误导人。这是合法的
: 举个简单例子
: 100块药费,加200GC
: CVS GC 成本260
: 小二一般全价卖药会很友好
: co Pay10块,找保险公司退90现金
: Gc 值190
: 相当于拿到20块和免费药
: 另外hsa报销10块
: 如果没病硬开处方维生素才勉强算fraud
u*o
45 楼
HSA开了可以自己往里放钱吧
x*g
47 楼
用在medical不用交税
[在 shamroxk (neversaynever) 的大作中提到:]
:退休了再取出来也要交税对吧?
:HSA有啥坏处没有?这么看起来比pre-tax/ROTH 401k都要好啊
[在 shamroxk (neversaynever) 的大作中提到:]
:退休了再取出来也要交税对吧?
:HSA有啥坏处没有?这么看起来比pre-tax/ROTH 401k都要好啊
r*l
50 楼
非也,药店理论上需要把高于negotiated price退给保险公司,后者再把高于co Pay的
部分一起加上退给你
所以要搞 cvs in network
btw cvs自家经营的药险不给退钱
10
左右
【在 c******3 的大作中提到】![](/moin_static193/solenoid/img/up.png)
: 你这个算法没看懂
: 300块的药,用GC成本260?
: 保险报销90,HSA报销10,最后你一共拿到100,倒贴160?
: 这种退费其实最大风险是保险公司会砍价,$100的药,可能保险公司认定$60,扣除$10
: Copay后只给报销$50。只要出现一两次这种情况,你辛苦攒的都得倒贴进去
: 我因为经常去印度出差,每年都会找医生开驱虫药,原价$800左右,保险都是付$500左右
部分一起加上退给你
所以要搞 cvs in network
btw cvs自家经营的药险不给退钱
10
左右
【在 c******3 的大作中提到】
![](/moin_static193/solenoid/img/up.png)
: 你这个算法没看懂
: 300块的药,用GC成本260?
: 保险报销90,HSA报销10,最后你一共拿到100,倒贴160?
: 这种退费其实最大风险是保险公司会砍价,$100的药,可能保险公司认定$60,扣除$10
: Copay后只给报销$50。只要出现一两次这种情况,你辛苦攒的都得倒贴进去
: 我因为经常去印度出差,每年都会找医生开驱虫药,原价$800左右,保险都是付$500左右
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