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Obama to Seek Limited U.S. Mortgage Role

Obama to Seek Limited U.S. Mortgage Role# Stock

az2013-08-05 07:08

1 楼

就是这个：
http://www.toysrus.com/product/index.jsp?productId=12143122
上面那部分突然就瘪了，那里漏气了吧，吹的累死我了，找不出洞在那里？大家有什么
诀窍找到漏气的地方没？BRU肯定不能管了吧，唉，还挺好玩的呢，就玩了一个月。。。
我记得小时候爸爸补自行车胎，打足了气，放在水里，看那里冒泡泡。。。可是我怎么
吹也吹不起来了啊，怎么办。。。

u*n2013-08-05 07:08

2 楼

刚才可能被误删了
Adds details on president's expected plan throughout.)
WASHINGTON--President Barack Obama will call for a continued but limited
government role to backstop the U.S. mortgage market, as part of a strategy
to ultimately replace Fannie Mae (FNMA) and Freddie Mac (FMCC) with a bigger
private-sector presence, according to White House advisers.
In a speech Tuesday, Mr. Obama will begin making the case that a limited
government guarantee is needed to preserve access to the long-term, fixed-
rate loans that have become a staple of the U.S. housing market. But he also
will call for ending the business model of Fannie and Freddie, which took
on risks that benefited private shareholders during good times and saddled
taxpayers with losses when the housing market crashed in 2008.
Fannie and Freddie, which received a$188 billion taxpayer bailout to help
weather losses, should be replaced with a system in which "private capital
must be wiped out before the government pays on any form of catastrophic
guarantee," said a senior administration official. Any government role
should be " transparent and explicit," the official said.
The administration hasn't yet detailed exactly how that would work. A
bipartisan Senate bill introduced in June by Sens. Bob Corker (R., Tenn.)
andMark Warner (D., Va.) would create a new federal guarantor to back
mortgages and charge lenders for guarantees, much the way the Federal
Deposit Insurance Corp. guarantees bank deposits to prevent bank runs. That
bill has won backing so far from five Republicans and five Democrats in
theSenate.
The White House proposal is likely to meet opposition from House Republicans
, who have advanced a bill through the Financial Services Committee that
would significantly restrict the government's role in the housing market,
ceding the positions previously played by Fannie and Freddie to private
lenders over the next five years.
Republicans have said they hope to bring the bill up for a full vote next
month, though the real-estate industry is expected to make a full-court
press against the measure and attempt to peel away centrist Republicans.
Democrats have lined up in opposition to the measure.
The White House released a "white paper" 2 1/2 years ago that set out three
options for how to replace Fannie and Freddie, but it never endorsed a
particular plan. White House officials concluded that releasing any proposal
in a highly polarized atmosphere without a stronger political consensus
would only give critics a target to shoot down.
The bipartisan Senate discussions appear to have created an environment in
which the president's advisers believe Mr. Obama could help shape what
promises to be a prolonged and messy fight over how to remake the nation's$
10 trillion mortgage market. Fannie and Freddie have backed at least one-
third of all U.S. mortgages over the past two decades; since the crisis,
they have guaranteed nearly two-thirds of all home loans.
Policy makers have shied away from tampering with Fannie and Freddie amid a
depressed housing market but could find it easier to contemplate a more
dramatic overhaul as the market gains altitude. Home values nationally rose
by 5.8% from one year ago in June, according to Zillow Inc., the best gain
in seven years.
In the past, the White House has talked of winding down Fannie and Freddie,
but in a shift, a set of administration principles released Monday suggested
that while the business model of Fannie and Freddie would indeed end, parts
of the companies themselves could be part of a "responsible transition"
toward some to-be-determined end state.
Though Fannie and Freddie remain unpopular for their roles in the housing
crisis, they still provide benefits that many lawmakers may find hard to
give up or diminish. The firms don't make mortgages but instead buy and
guarantee loans that are packaged into securities. That middleman function
attracts an array of investors, which fund mortgages, particularly 30-year,
fixed-rate loans that banks don't like to hold on their books.
Such loans have become a bedrock of the U.S. mortgage market but aren't
widely available in other countries. Bond investors say eliminating federal
support could degrade the deep, liquid credit markets that attract those
investors and that have functioned only due to a perceived government
guarantee.
The president "is simply putting a marker down--a very important one--that
says there's a need for a government backstop for the secondary mortgage
market, one whose magnitude is still to be determined," said Jared Bernstein
, an economist who left the White House inApril 2011.
Mr. Obama is expected to outline other steps that can begin shrinking the
federal government's outsized role in the mortgage market, including
allowing loan limits in high-cost housing markets to gradually decline.
Advisers said the president would also reiterate calls for long-stalled
legislation that would help homeowners refinance even if they owe more than
their homes are worth.
The president is also expected to raise concerns about steps lenders have
taken to restrict credit in a bid to avoid regulatory costs or disputes in
which they're forced by Fannie, Freddie, or federal agencies to take back
defaulted loans.
Tuesday's speech takes Mr. Obama back to Phoenix, where he first unveiled an
ambitious housing-aid plan in 2009 and which has seen one of the nation's
strongest housing rebounds over the past 18 months.
Rising home prices have also turned around the fortunes of Fannie and
Freddie, which are well on their way to returning more to the government
than they borrowed. The companies have sent $132 billion in dividends to the
Treasury, though they technically aren't allowed to redeem the $188 billion
in shares held by the Treasury.
The Treasury Department is facing a series of lawsuits from shareholders
alleging the government improperly altered the terms of its support last
year.
Write to Nick Timiraos a*************[email protected] and Carol E. Leeat [email protected]
wsj.com
(END) Dow Jones Newswires 08-05-13 2105ET Copyright (c) 2013 Dow Jones &
Company, Inc.

t*y2013-08-05 07:08

3 楼

吹的话太慢了，不容易找到，不如用个气筒之类的快速打气再放水里试泡泡,看起来真
的蛮好玩的

u*n2013-08-05 07:08

4 楼

Fannie and Freddie, which received a$188 billion taxpayer bailout to help
weather losses, should be replaced with a system in which "private capital
must be wiped out before the government pays on any form of catastrophic
guarantee," said a senior administration official. Any government role
should be " transparent and explicit," the official said.
这位 senior administration official，连个名字都没有。
according to White House advisers. 这里也是，连个名字都没有。
典型的华尔街出来的谣言。

q*o2013-08-05 07:08

5 楼

你用嘴吹的啊？太牛了哈哈
我们有个类似的玩了半年多也没漏，不过都被娃踩烂了
现在更新成这个了，手动打气真真累死了

。。

【在 az 的大作中提到】

: 就是这个：
: http://www.toysrus.com/product/index.jsp?productId=12143122
: 上面那部分突然就瘪了，那里漏气了吧，吹的累死我了，找不出洞在那里？大家有什么
: 诀窍找到漏气的地方没？BRU肯定不能管了吧，唉，还挺好玩的呢，就玩了一个月。。。
: 我记得小时候爸爸补自行车胎，打足了气，放在水里，看那里冒泡泡。。。可是我怎么
: 吹也吹不起来了啊，怎么办。。。

f*n2013-08-05 07:08

6 楼

不会又要下去了吧，难不成到 99c ?

【在 u**********n 的大作中提到】

: Fannie and Freddie, which received a$188 billion taxpayer bailout to help
: weather losses, should be replaced with a system in which "private capital
: must be wiped out before the government pays on any form of catastrophic
: guarantee," said a senior administration official. Any government role
: should be " transparent and explicit," the official said.
: 这位 senior administration official，连个名字都没有。
: according to White House advisers. 这里也是，连个名字都没有。
: 典型的华尔街出来的谣言。

az2013-08-05 07:08

7 楼

谢谢娇娇妈和楼上
我有个给球打气的，不合适用啊，那时候没办法啊，他爸吹不起来，只好我上了，吹了
一会就吹起来了啊。要说肺活量，我的倒是从小很大啊，每次体检，我都不好意思，使
一半的力气都比别人的肺活量大啊，那时候觉得姑娘家家肺活量大多丢人啊。。。没想
到现在派上用场了，哈哈
这个打气的工具叫什么名字呢？我去BRU买去

【在 q**o 的大作中提到】

: 你用嘴吹的啊？太牛了哈哈
: 我们有个类似的玩了半年多也没漏，不过都被娃踩烂了
: 现在更新成这个了，手动打气真真累死了
:
: 。。

u*n2013-08-05 07:08

8 楼

有一点很奇怪，好像从没亲口听obama提过解散两房的事，永远是从“someone
familiar with that matter”口中传来的。

【在 f****n 的大作中提到】

: 不会又要下去了吧，难不成到 99c ?

q*o2013-08-05 07:08

9 楼

就叫pump
给球充气的不可以用吗？我以为都是标准头。我用的就是以前yoga ball自带的一个塑
料pump，可以脚踩的，比手动好一些。如果以后还打算买大的充气玩具的，就买个电动
的吧，伤不起啊

【在 az 的大作中提到】

: 谢谢娇娇妈和楼上
: 我有个给球打气的，不合适用啊，那时候没办法啊，他爸吹不起来，只好我上了，吹了
: 一会就吹起来了啊。要说肺活量，我的倒是从小很大啊，每次体检，我都不好意思，使
: 一半的力气都比别人的肺活量大啊，那时候觉得姑娘家家肺活量大多丢人啊。。。没想
: 到现在派上用场了，哈哈
: 这个打气的工具叫什么名字呢？我去BRU买去

p*y2013-08-05 07:08

10 楼

are you kidding me again!

j*e2013-08-05 07:08

11 楼

。。
BRU 三个月内可以退/换。

【在 az 的大作中提到】

p*y2013-08-05 07:08

12 楼

查了雅虎财经，好像是的

a*l2013-08-05 07:08

13 楼

我在target 买过一个multi-function foot pump，里面带各种头，给车轮、各种球打
气都可以。

【在 az 的大作中提到】

p*y2013-08-05 07:08

14 楼

kao
忍不住要对fnma的MM说粗口了

u*n2013-08-05 07:08

15 楼

兄弟，我们现在是一条战线上的。

【在 p**y 的大作中提到】

: kao
: 忍不住要对fnma的MM说粗口了

l*u2013-08-05 07:08

16 楼

哪条线？

【在 u**********n 的大作中提到】

: 兄弟，我们现在是一条战线上的。

u*n2013-08-05 07:08

17 楼

死亡线，呵呵

【在 l*****u 的大作中提到】

: 哪条线？

l*u2013-08-05 07:08

18 楼

game最早在ER那天over.没有重大坏消息就直接gap up了。

【在 u**********n 的大作中提到】

: 死亡线，呵呵

u*n2013-08-05 07:08

19 楼

明天把今天吐出的捡回？担心明天就gap up

【在 l*****u 的大作中提到】

: game最早在ER那天over.没有重大坏消息就直接gap up了。

l*u2013-08-05 07:08

20 楼

可以设个钓鱼单，中了就算捡的，每中就move on. 炒股千万不要讲感情。就是一草。

【在 u**********n 的大作中提到】

: 明天把今天吐出的捡回？担心明天就gap up

q*g2013-08-05 07:08

21 楼

觉得大家还没有明白两房的玩法，呵呵。。斗胆说两句，大牛们轻拍。。
两房的common stock的价值是零，无论ER多少，都改变不了这个事实。2012年的每股收
益是$16.04，如果ER有用，这个股早100多去了，翻开ticker list那个股能股价是收益
的1/10的，为什么？因为这些收益对common stock来说，是空气，common stock的价值
决定是有政府说了算了，说是零就是零，说100就100。
两房就是个消息股，靠消息，跟小penny的操作法一样，FA/TA都不管用。

p*y2013-08-05 07:08

22 楼

sorry
我kao得是fnma得MM，他们得消息很灵通
明天看来

【在 p**y 的大作中提到】

: kao
: 忍不住要对fnma的MM说粗口了

u*n2013-08-05 07:08

23 楼

MM怎么会知道Obama明天讲话要说什么？

【在 p**y 的大作中提到】

: sorry
: 我kao得是fnma得MM，他们得消息很灵通
: 明天看来

l*u2013-08-05 07:08

24 楼

其实大家都知道有什么把戏，问题就是这个浪你冲不冲的问题。两房不可能就这么私有
化了，也不可能就这么就解散了，就是各种把戏登台大家热闹一下。

【在 u**********n 的大作中提到】

: MM怎么会知道Obama明天讲话要说什么？