s*r
5 楼
貌似龙卷风也很频繁啊,三倍也没啥
s*l
9 楼
agreed.无法理解。每次龙卷风都要死人。
x*u
12 楼
Chinese are more risk averse.
So for Chinese, even though the chance of it actually happens is extremely
small, the cost of a Tornado damaging the house still outweighs the cost of
prevention.
For Americans, the chance of a tornado hitting your house is so small that
the cost doesn't justify it.
【在 s*********l 的大作中提到】
: agreed.无法理解。每次龙卷风都要死人。
b*n
13 楼
It's culture/habit. American are much more will to buy insurance while
Chinese would take the chance.
Chinese would take the chance.
x*a
17 楼
怎么解释中国人不喜欢买保险从人身的到电器的
of
【在 x****u 的大作中提到】
:
: Chinese are more risk averse.
: So for Chinese, even though the chance of it actually happens is extremely
: small, the cost of a Tornado damaging the house still outweighs the cost of
: prevention.
: For Americans, the chance of a tornado hitting your house is so small that
: the cost doesn't justify it.
of
【在 x****u 的大作中提到】
:
: Chinese are more risk averse.
: So for Chinese, even though the chance of it actually happens is extremely
: small, the cost of a Tornado damaging the house still outweighs the cost of
: prevention.
: For Americans, the chance of a tornado hitting your house is so small that
: the cost doesn't justify it.
w*g
19 楼
越是资源丰富、没经历过大灾大难的国家的人民,越是不会算帐。
越是人均资源稀缺的国家,尤其是灾难深重的国家,人民越是一个个精明的赛过猴子。
这是进化论决定的。
所以说,论适应环境的能力,谁也比不了中国人。也就是犹太人勉强可以匹敌。
越是人均资源稀缺的国家,尤其是灾难深重的国家,人民越是一个个精明的赛过猴子。
这是进化论决定的。
所以说,论适应环境的能力,谁也比不了中国人。也就是犹太人勉强可以匹敌。
T*u
20 楼
龙卷风带来的损失比都换成水泥的花费少多了
C*n
22 楼
Actually it's the welfare system. It seems unrelated, but actually the
welfare system dramatically changes people's behavior and decision making
process.
Because of welfare system, people get a sense of security of the future. No
matter what I do, I won't be too worse off in the future. so the risk of the
future is greatlt reduced by the government.
Then all the decision making will focus on the happiness of the today,
instead of 10 years later. It really makes a lot sense. I will be happy for
now. 10 years later, if I am lucky, I will be happy forever, if I am not, I
will have a normal life, won't be too bad.
For Chinese, it's a different issue: There's no welfare,no sense of security
of the future. All of our behaviors, our decisions are preparing for the
unknown future. A Tornado blow away of our house, may present a terrible
life style for me 10 years later. While I am young and can make a lot money
now, I will sacrafice my today's happiness to secure my future, at least
keep my bottomline.
The Americans don't need to keep their bottomline, the welfare system just
did that for them.
of
【在 x****u 的大作中提到】
:
: Chinese are more risk averse.
: So for Chinese, even though the chance of it actually happens is extremely
: small, the cost of a Tornado damaging the house still outweighs the cost of
: prevention.
: For Americans, the chance of a tornado hitting your house is so small that
: the cost doesn't justify it.
welfare system dramatically changes people's behavior and decision making
process.
Because of welfare system, people get a sense of security of the future. No
matter what I do, I won't be too worse off in the future. so the risk of the
future is greatlt reduced by the government.
Then all the decision making will focus on the happiness of the today,
instead of 10 years later. It really makes a lot sense. I will be happy for
now. 10 years later, if I am lucky, I will be happy forever, if I am not, I
will have a normal life, won't be too bad.
For Chinese, it's a different issue: There's no welfare,no sense of security
of the future. All of our behaviors, our decisions are preparing for the
unknown future. A Tornado blow away of our house, may present a terrible
life style for me 10 years later. While I am young and can make a lot money
now, I will sacrafice my today's happiness to secure my future, at least
keep my bottomline.
The Americans don't need to keep their bottomline, the welfare system just
did that for them.
of
【在 x****u 的大作中提到】
:
: Chinese are more risk averse.
: So for Chinese, even though the chance of it actually happens is extremely
: small, the cost of a Tornado damaging the house still outweighs the cost of
: prevention.
: For Americans, the chance of a tornado hitting your house is so small that
: the cost doesn't justify it.
m*n
24 楼
同意你的说法。
他们不存钱是因为系统提供保障。
房子建筑质量差也无所谓。
Tornado might never come and hit my house.
他们不存钱是因为系统提供保障。
房子建筑质量差也无所谓。
Tornado might never come and hit my house.
x*u
26 楼
这和美国人平时不买建康保险,obama强迫他们买他们还不爽,生病了又要求医院全力
治疗,埋怨政府不管是一样的道理。
治疗,埋怨政府不管是一样的道理。
m*a
30 楼
我们这里是tornado高发区,来这里六年只听说过三四家被吹倒的,保险赔付新房子新家
具还有剩余,死过一个人. 小镇是10万人的规模.
具还有剩余,死过一个人. 小镇是10万人的规模.
s*y
33 楼
RE
g*l
34 楼
有道理,看来每个人也是做过优化的
只是您这英文让人看着实在是需要修改。。。
No
the
for
I
【在 C****n 的大作中提到】
: Actually it's the welfare system. It seems unrelated, but actually the
: welfare system dramatically changes people's behavior and decision making
: process.
: Because of welfare system, people get a sense of security of the future. No
: matter what I do, I won't be too worse off in the future. so the risk of the
: future is greatlt reduced by the government.
: Then all the decision making will focus on the happiness of the today,
: instead of 10 years later. It really makes a lot sense. I will be happy for
: now. 10 years later, if I am lucky, I will be happy forever, if I am not, I
: will have a normal life, won't be too bad.
只是您这英文让人看着实在是需要修改。。。
No
the
for
I
【在 C****n 的大作中提到】
: Actually it's the welfare system. It seems unrelated, but actually the
: welfare system dramatically changes people's behavior and decision making
: process.
: Because of welfare system, people get a sense of security of the future. No
: matter what I do, I won't be too worse off in the future. so the risk of the
: future is greatlt reduced by the government.
: Then all the decision making will focus on the happiness of the today,
: instead of 10 years later. It really makes a lot sense. I will be happy for
: now. 10 years later, if I am lucky, I will be happy forever, if I am not, I
: will have a normal life, won't be too bad.
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