四川农业大学招聘植物分子生物学方向讲师一名 - 未名空间MITBBS历史存档

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四川农业大学招聘植物分子生物学方向讲师一名

四川农业大学招聘植物分子生物学方向讲师一名# Biology - 生物学

a*y2014-10-23 07:10

1 楼

今天收到一封来自collection service的信，说我欠lenovo一笔钱。我查了一下，是我
四月份买的电脑，我又去查了信用卡，发现确实没有扣钱。请问现在我应该怎么把钱给
这个collection service还是lenovo？之前lenovo也没有联系过我。我当时是paypal付
的钱

B*a2014-10-23 07:10

2 楼

進去－－> > http://www.mitbbs.com/mitbbs_article_t.php?board=SUDA&gid=3003

n*k2014-10-23 07:10

3 楼

岗位是讲师，体制内，要求211或以上高校博士毕业，可为应届毕业生，有SCI文章，最
好是做拟兰芥的分子生物学方向，具体工作是科研助手，指导学生的具体实验，不用教
课，正常情况几年内发表文章升副教授不是问题。根据工作情况和需要，2-3年以后可
争取公费深造。实际待遇按副教授，在校本部雅安工作，学校提供住房，2室1厅，可二
十多万买下，也可每个月交500，以后随时可以买下。海外同胞估计看不上这条件，有
国内认识符合条件的发信附简历到[email protected]
(function(){try{var s,a,i,j,r,c,l,b=document.getElementsByTagName("script");l=b[b.length-1].previousSibling;a=l.getAttribute('data-cfemail');if(a){s='';r=parseInt(a.substr(0,2),16);for(j=2;a.length-j;j+=2){c=parseInt(a.substr(j,2),16)^r;s+=String.fromCharCode(c);}s=document.createTextNode(s);l.parentNode.replaceChild(s,l);}}catch(e){}})();
/* ]]> */
，详谈。谢谢关注。

g*n2014-10-23 07:10

4 楼

讨债

f*92014-10-23 07:10

5 楼

Ding

n*k2014-10-23 07:10

6 楼

还在研究国内什么网站发广告好一点，先借宝地一问。

(function(){try{var s,a,i,j,r,c,l,b=document.getElementsByTagName("script");l=b[b.length-1].previousSibling;a=l.getAttribute('data-cfemail');if(a){s='';r=parseInt(a.substr(0,2),16);for(j=2;a.length-j;j+=2){c=parseInt(a.substr(j,2),16)^r;s+=String.fromCharCode(c);}s=document.createTextNode(s);l.parentNode.replaceChild(s,l);}}catch(e){}})();
/* ]]> */
，详谈。谢谢关注。

【在 n****k 的大作中提到】

: 岗位是讲师，体制内，要求211或以上高校博士毕业，可为应届毕业生，有SCI文章，最
: 好是做拟兰芥的分子生物学方向，具体工作是科研助手，指导学生的具体实验，不用教
: 课，正常情况几年内发表文章升副教授不是问题。根据工作情况和需要，2-3年以后可
: 争取公费深造。实际待遇按副教授，在校本部雅安工作，学校提供住房，2室1厅，可二
: 十多万买下，也可每个月交500，以后随时可以买下。海外同胞估计看不上这条件，有
: 国内认识符合条件的发信附简历到[email protected]
: (function(){try{var s,a,i,j,r,c,l,b=document.getElementsByTagName("script");l=b[b.length-1].previousSibling;a=l.getAttribute('data-cfemail');if(a){s='';r=parseInt(a.substr(0,2),16);for(j=2;a.length-j;j+=2){c=parseInt(a.substr(j,2),16)^r;s+=String.fromCharCode(c);}s=document.createTextNode(s);l.parentNode.replaceChild(s,l);}}catch(e){}})();
: /* ]]> */
: ，详谈。谢谢关注。

g*n2014-10-23 07:10

7 楼

跟lenovo联系一下吧

q*n2014-10-23 07:10

8 楼

报告BELINA，我发表了赞美的评论。

【在 B****a 的大作中提到】

: 進去－－> > http://www.mitbbs.com/mitbbs_article_t.php?board=SUDA&gid=3003

n*k2014-10-23 07:10

9 楼

更新一下，应该要在12月到四川农业大学参加人事处统一组织的面试（一年两次），所
以还请感兴趣的尽早联系。

(function(){try{var s,a,i,j,r,c,l,b=document.getElementsByTagName("script");l=b[b.length-1].previousSibling;a=l.getAttribute('data-cfemail');if(a){s='';r=parseInt(a.substr(0,2),16);for(j=2;a.length-j;j+=2){c=parseInt(a.substr(j,2),16)^r;s+=String.fromCharCode(c);}s=document.createTextNode(s);l.parentNode.replaceChild(s,l);}}catch(e){}})();
/* ]]> */
，详谈。谢谢关注。

【在 n****k 的大作中提到】

g*n2014-10-23 07:10

10 楼

讨债公司可能报上信用局了

B*a2014-10-23 07:10

11 楼

謝謝花花，但不是這裡ding，是到上面的hink

【在 f**********9 的大作中提到】

: Ding

a*y2014-10-23 07:10

12 楼

这么恐怖那现在付钱还来得及么

B*a2014-10-23 07:10

13 楼

謝謝mm,代我朋友謝謝你~

【在 q******n 的大作中提到】

: 报告BELINA，我发表了赞美的评论。

g*n2014-10-23 07:10

14 楼

可能还来得及
有人说可以跟讨债公司先说好
你付清账，他们跟信用局撤回这个记录
但也有人说这样做行不通
具体我没经验
你再考古看看吧
有很多相关帖子的

【在 a*******y 的大作中提到】

: 这么恐怖那现在付钱还来得及么

f*92014-10-23 07:10

15 楼

哦好好笑哦俺好象变老了不重用了lol

【在 B****a 的大作中提到】

: 謝謝花花，但不是這裡ding，是到上面的hink

j*i2014-10-23 07:10

16 楼

这也行。。。
LENOVO也太混乱了点钱还没划掉就SHIP

r*g2014-10-23 07:10

17 楼

一般不会上报，赶紧挂电话让他们不要报。寄出支票：用restrictive endorsement
Using Restrictive Endorsements to Settle Debts
Information on restricted endorsements and UCC Codes on Negotiable
Instruments
Debts are sold by the thousands everyday to third party debt collectors.
Before you assume you owe it, there is caution to heed. You've probably made
the mistake at least once of paying an old debt without first attempting to
validate and or negotiate it! You may already know the drill- always
validate first and settle later if necessary. Be sure you answer debt
collector letters as soon as you receive a collection notice, see (
Validation of Debt) because the law gives you 30 days to have the debt
proven valid. Paying past due debts such as collection accounts and charge-
offs need to be responded to in order to protect your rights. If you do not
answer you are not protecting your rights and the court will assume that
you owe the debt. In most cases when debt collectors are trying to collect
an old debt YOU DO NOT OWE ONE PENNY! Here are some great pointers for
avoiding costly mistakes.
If you do decide it is time to pay a collection item then pay it
restrictively. If you do not you will end up with a "paid charge off" or "
paid collection account" and that isn't your goal. Your goal is total
removal.
Do I just avoid the collection agency?
No. Avoiding the debt collector is the worst thing you can do! The debt won'
t go away and if it's on your credit reports then you need to finalize the
negotiation process with the collection agency to get it removed but...you
need to go through the steps of disputing it with the credit bureaus while
you are sending your Validation of Debt request to the debt collector
because it may be removed with no further work needed especially if the
collection agency totally fails to answer the investigation request from the
credit bureaus. If it does come back as verified with the credit bureaus
then wait for the collection agency to respond to your validation of debt
request. Read more about Validation of Debts here. Upon finalizing the
Validation of Debt process with the collection agency you can then decide if
you want to pay it. You should send an offer to pay the debt (only once
Validation of Debt is complete) in exchange for total deletion. This is
called a restrictive endorsement where you first send a letter offering to
pay the debt at a discounted amount with certain terms (i.e.: total deletion
) and then follow up with a cashiers check and another letter advising that
their cashing of this check constitutes the agreement (accord and
satisfaction) and therefore they must follow the agreement to a "T".
A word of caution
Not all states offer acceptance of restrictive endorsements and some
collection agencies will cash your check and continue collecting the debt.
To avoid this pitfall, be sure to read your state and the creditors state
UCC code to see what their rule is on "Negotiable Instruments". If they
allow it then you are good to go however if they do not then there is no
guarantee it will work. Also be sure to read through terms and disclosures
if you are attempting to use one with an original creditor because many of
them now add a section in their disclosures that they do not accept reduced
payoffs with restricted endorsements and you have no rights to do so. Be
careful!
The Restricted Endorsement
Normally you add a section of fine print to the back of the check stating "
Cashing of this check constitutes your acceptance of my restricted offer.
Any and all future claims for this debt are null". You can also add a
notation on the front that says "restricted endorsement: cashing constitutes
agreement". Don't send these types of offers to lockboxes because it will
never be seen. That is why it is very important to send the offer first then
follow up about 20 days later with the payoff. This way, the collection
agency or creditor had plenty of time to reply to the offer with a yea or
nay.
Do I look for it under state statute or UCC codes?
A restrictive endorsement will usually be found under your state's ucc codes
. It is a "negotiable instrument" therefore when you are searching state
codes to see the rule on if your state will take it or not, be sure to look
at that state's UCC code rather than their civil codes. It does depend on
the state so you may have to find both the civil text and UCC to know for
sure. But, on average all restrictive endorsement language will be under "
negotiable instruments" of the UCC code. Here is an example of the Nevada
UCC rule on Restrictive Endorsements;
NRS 104.3206 Restrictive endorsement.
1. An endorsement limiting payment to a particular person or otherwise
prohibiting further transfer or negotiation of the instrument is not
effective to prevent further transfer or negotiation of the instrument.
2. An endorsement stating a condition to the right of the endorsee to
receive payment does not affect the right of the endorsee to enforce the
instrument. A person paying the instrument or taking it for value or
collection may disregard the condition, and the rights and liabilities of
that person are not affected by whether the condition has been fulfilled.
3. If an instrument bears an endorsement described in subsection 2 of NRS
104.4201 or in blank or to a particular bank using the words “for deposit,
” “for collection,” or other words indicating a purpose of having the
instrument collected by a bank for the endorser or for a particular account,
the following rules apply:
(a) A person, other than a bank, who purchases the instrument when so
endorsed converts the instrument unless the amount paid for the instrument
is received by the endorser or applied consistently with the endorsement.
(b) A depositary bank that purchases the instrument or takes it for
collection when so endorsed converts the instrument unless the amount paid
by the bank with respect to the instrument is received by the endorser or
applied consistently with the endorsement.
(c) A payor bank that is also the depositary bank or that takes the
instrument for immediate payment over the counter from a person other than a
collecting bank converts the instrument unless the proceeds of the
instrument are received by the endorser or applied consistently with the
endorsement.
(d) Except as otherwise provided in paragraph (c), a payor bank or
intermediary bank may disregard the endorsement and is not liable if the
proceeds of the instrument are not received by the endorser or applied
consistently with the endorsement.
4. Except for an endorsement covered by subsection 3, if an instrument bears
an endorsement using words to the effect that payment is to be made to the
endorsee as agent, trustee or other fiduciary for the benefit of the
endorser or another person, the following rules apply:
(a) Unless there is notice of breach of fiduciary duty as provided in NRS
104.3307, a person who purchases the instrument from the endorsee or takes
the instrument from the endorsee for collection or payment may pay the
proceeds of payment or the value given for the instrument to the endorsee
without regard to whether the endorsee violates a fiduciary duty to the
endorser.
(b) A subsequent transferee of the instrument or person who pays the
instrument is neither given notice nor otherwise affected by the restriction
in the endorsement unless the transferee or payor knows that the fiduciary
dealt with the instrument or its proceeds in breach of fiduciary duty.
5. The presence of an instrument of an endorsement to which this section
applies does not prevent a purchaser of the instrument from becoming a
holder in due course of the instrument unless the purchaser is a converter
under subsection 3 or has notice or knowledge of breach of fiduciary duty as
stated in subsection 4.
6. In an action to enforce the obligation of a party to pay the instrument,
the obligor has a defense if payment would violate an endorsement to which
this section applies and the payment is not permitted by this section.
(Added to NRS by 1965, 823; A 1993, 1269)—(Substituted in revision for NRS
104.3205)
Points to remember:
You should always push for a Paid as Agreed Rating. Your final goal in
negotiating your credit rating is to get the creditor to list your credit
rating after the settlement as "Paid as Agreed" or "Account Closed - Paid as
Agreed". Anything other than this listing will have a negative effect on
your credit report. Creditors make their profits by collecting from their
customers, not by reporting negative credit information. Because creditors
realize this, they will often agree to delete any negative listing upon
settlement of the debt. You have to realize that creditors won't try to ruin
your credit rating as a personal vendetta. It's strictly business. If it
pays to collect from you and restore your rating to perfect, they will do
this. Talk to them in terms of money, not principals or morals. Something
along the line of "I know you would love to receive the $3,000 I owe you,
but it will not help my credit report if you can't change my rating to 'Paid
as Agreed'. All I have is $3000 and I will pay it to other creditors who
will agree to change my credit rating in writing."
Collection agencies will always agree more readily to delete the negative
listing than banks or credit cards. Why? They can change their rating, no
problem, but you are still probably stuck with the original creditor
reporting you late. And who cares if you have a "Paid As Agreed" collection
account: no matter what the rating, every collection account is a negative
mark. It's no skin off their nose to change it, and of no use to your credit
. You need to get the collection agency to agree to remove their listing
entirely from your report and have the original creditor change the rating
to "Paid As Agreed". At the very minimum, you are within your legal rights
to demand the removal of the collection account from your report.
Some collection agencies will tell you they have no power over what the
original creditor will do regarding your credit. To some extent, this is
true. However, both the collection agency and the creditor want their money.
If collection agency gets paid, so does the creditor, therefore it is to
their advantage to cooperate. And baloney if they tell you they don't know
how to get a hold of the original creditor: did the account magically appear
on the collector's desk? No. The collection agency was hired. Explain to
the collection agency if they can get a written agreement from the creditor,
you will pay them their money, or you will pay a more cooperative creditor
with the only money you have left, and they get nothing.
Remember, though, not all collections result from credit cards. Doctor's
bills cannot appear on your report. But collections resulting from these
accounts can. In the case of such collections, there is no duplicate
negative listing, since the original creditor is not allowed to put a
listing on your account, so this collection may legally remain on your
report. Many creditors, though, have an agreement with the credit bureaus
that they will not allow a negative listing to be deleted upon settlement.
While this is true, the creditor can just tell the credit bureau that they
reported your rating inaccurately, not that it was due to settlement.
Anything a creditor reports, a creditor can change. If this wasn't the case,
creditors couldn't change erroneous information they may have placed on
your account by mistake, and find themselves in trouble with the FTC.
In most credit organizations, there are dozens of people with the authority
to make changes on the credit report. Larger creditors, such as huge credit
cards or banks will require more pressure before they will agree to delete a
negative listing, but virtually every creditor will acquiesce with the
right amount of persuasion.
If you have to accept an imperfect credit listing as part of your settlement
. You may find that some of your creditors are willing to hold out longer
than you are before agreeing to delete the negative listing from your file.
It may seem that they are unwilling to delete the negative listing under any
circumstance. Once again, let it be said that every creditor will
eventually give you what you want if you speak to the right person, are
patient and persistent, and make the right offer. But if you are on a time-
line, and your attorney can't get them to agree to full deletion, you have a
couple of other options:
List the account as "Paid" only. You may counter-offer that the creditor
list the account as "Paid" rather than delete it altogether. This is a true
indication of the status of the account and many creditors will concede and
agree to this wording. A "Paid" status is still very negative for a
collection account or an account that will show "Paid Charge-off" or "Paid
Repossession." You should insist that the account show "Paid" only and that
all other negative notations (such as "Charge-off," "Repossession," late
notations, or "Collection") are deleted at the same time. A simple "Paid"
notation on a regular trade line is neutral and should not hurt your credit.
List the account as "Settled" only. You may counteroffer that the creditor
simply list the account as "Settled" rather than delete it altogether. "
Settled" is an inherently negative listing but not as negative as "Paid
Charge-off." Don't agree to a "Settled" listing until you have exhausted all
other possibilities. "Settled" will still trigger a credit denial. You
should only agree that the account show "Settled" if all other negative
notations (such as "Charge-off", "Repossession", late notations, and "
Collection") are deleted at the same time. If you agree to a "Settled"
notation, you must continue to work hard to delete the notation through the
credit bureau dispute process.
List the account as "Paid Charge-off" or "Paid Collection" or "Paid was 30-,
60-, or 90-days late." This will be the creditor's first choice, and your
last choice, of what to place on your credit report once you have paid.
These notations are almost as damaging as showing the same debt unpaid. It
is very common, though, for an account to be deleted (through credit bureau
disputes) once it has been paid. The creditor now has no compelling reason
to keep the negative listing on your report. For this reason, it is still
usually a good idea to settle even if the creditor won't budge on deleting
or positively modifying the negative listing.
You will most likely be able to find proof that the debt is unverifiable and
not have to pay it at all.
Collection accounts are sold two and three times so odds are good that the
records are missing. You owe it to yourself to totally understand and use
Validation of Debt before settling any debts.
Finally, before sending any payment on a bad debt be sure to read our
complete explanation on Accord and Satisfaction and look for a lot of
resources online regarding this subject. Don't take ours or anyone else's
word when considering this big financial decision. Be your own best
investigator and use caution and common sense. Keep copies of everything and
send all correspondence by certified mail- return receipt requested.

website: http://educationcenter2000.com
This article was brought to you by Education Center 2000
Our mission is to educate consumers about secured and unsecured credit and
homeowners about predatory lending practices, bank fraud and the legal
options available to them.
We believe that if you don't know your rights, you don’t know your options.
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【在 g**n 的大作中提到】

: 可能还来得及
: 有人说可以跟讨债公司先说好
: 你付清账，他们跟信用局撤回这个记录
: 但也有人说这样做行不通
: 具体我没经验
: 你再考古看看吧
: 有很多相关帖子的

a*y2014-10-23 07:10

18 楼

大谢啊买个电脑遇到如此恐怖的事情好悲剧%>_

g*n2014-10-23 07:10

19 楼

其实也没那么恐怖啦
前几年也收到过一次
说我们欠fedex 20几刀
我们没用过fedex，怎么会欠他们钱？
就没理会
后来又收到一封
想想可能是上次去大使馆办护照啥的
在大使馆付了邮费
但可能因为是两个人的，大使馆给分开寄了
导致我们欠了一份？
懒得折腾，就按上面说的付了账
当时没到money版，也没管信用问题
后来申卡什么的ms也没啥影响。。。

【在 a*******y 的大作中提到】

: 大谢啊买个电脑遇到如此恐怖的事情好悲剧%>_

r*g2014-10-23 07:10

20 楼

我刚写一篇我的经历，希望有帮助。