回国清家 电钢琴 自行车 电磁炉 书桌 电饭煲 烧水壶等# EE - 电子工程
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Question:
“We'll the following income for 2013 (married file jointly): and $35K is
salary and $10K is qualified dividends; $5K is ordinary dividends; $60K is
capital gains ($20K is short term capital gain and $40K is long term). Say
the 10% tax bracket is at $17,850 and the 15% bracket is at $72,500, what is
the best way to estimate our taxes?”
I tried to answer this question as the following. Am I correct?
Salary + ST capital gain + Ordinary Div first. Then subtract our deductions
(itemized or standard) & exemptions. Then subtract that number from $72,500
. The difference will be how much of our LTCG & Qualified DIV are taxed at 0
%. The rest will be taxed at 15%.
So, based on standard deduction and 2 exemptions (no kids):
35,000 salary
+20,000 STCG
+ 5,000 Ord Div
- 12,200 Standard deduction
- 7,800 two exemptions
= 40,000 "ordinary" taxable income ($17,850 taxed at 10% and $22,150 taxed
at 15%)
72,500
- 40,000 "ordinary" taxable income
32,500 Long term capital gains not taxed (taxed at 0%)
40,000 total LTGC
-32,500
=7,500 LTCG taxed at 15%
So our total FED tax will be $17,850 *10% + $22,150*15% + $7.5K*15%
“We'll the following income for 2013 (married file jointly): and $35K is
salary and $10K is qualified dividends; $5K is ordinary dividends; $60K is
capital gains ($20K is short term capital gain and $40K is long term). Say
the 10% tax bracket is at $17,850 and the 15% bracket is at $72,500, what is
the best way to estimate our taxes?”
I tried to answer this question as the following. Am I correct?
Salary + ST capital gain + Ordinary Div first. Then subtract our deductions
(itemized or standard) & exemptions. Then subtract that number from $72,500
. The difference will be how much of our LTCG & Qualified DIV are taxed at 0
%. The rest will be taxed at 15%.
So, based on standard deduction and 2 exemptions (no kids):
35,000 salary
+20,000 STCG
+ 5,000 Ord Div
- 12,200 Standard deduction
- 7,800 two exemptions
= 40,000 "ordinary" taxable income ($17,850 taxed at 10% and $22,150 taxed
at 15%)
72,500
- 40,000 "ordinary" taxable income
32,500 Long term capital gains not taxed (taxed at 0%)
40,000 total LTGC
-32,500
=7,500 LTCG taxed at 15%
So our total FED tax will be $17,850 *10% + $22,150*15% + $7.5K*15%
