No Cost Refinance时以下费用应由你的Mortgage Broker出:
Closing and Real Estate Service Providers$1,221.50
Title Insurance - Lender's Policy $896.50
Settlement/Escrow $325.00
Notary Fees optional
Additional Fees $1,052.68 (不知这些fees是什么,你的broker应该清楚)
Title Services, Recording Fees and Transfer Taxes $1,052.68
以下费用是你作为借贷人需要付的:
Prepaids and Reserves $7,558.34
Interest for 29 days @ $29.19/day $846.51
Homeowner's Insurance Premium (12 month prepaid) $1,463.00
Homeowner’s Insurance (2 months) $243.83
County: Property Taxes (13 months) $5,005.00
总之做No Cost Refinance时盯准一个原则,即你需要付的费用是你不做refinance也要
付的,如贷款利息、地税、保险等。其它相关的费用则应由你的broker付。