请问出生证明？# Immigration - 落地生根
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【 以下文字转载自 FLY 俱乐部 】
发信人: tjphoton (冬种秋收), 信区: FLY
标 题: [原创]AAA与信用卡路边救援服务之比较
美国汽车俱乐部(AAA)的主要卖点在于提供路边救援服务(Roadside Assistance)，外加
一些打折优惠、免费地图。第一个会员的年费需要$57(Basic Membership)，或者$87(
Plus RV)。AAA提供的服务，除了换轮胎、Jump电池、开锁外，主要的是免费拖车，普
通会员最多免费拖5迈，Plus RV会员免费拖100迈。如果车没汽油而熄火，普通会员可
以免费送油，油费自理，Plus RV会员汽油免费。
现在很多信用卡行业竞争激烈，很多有年费的高端信用卡提供路边救援服务，此贴根据
手上已有信用卡的Terms and Conditions，宣传单，网上的信息，尝试总结和比较各个
信用卡之间的路边救援服务的优劣和价格。难免遗漏，欢迎补充和修正。
1. AMEX Card
1.1 Platinum (年费$450)，Delta Reserve($450)，Premier Rewards Gold ($175)，
Gold ($125)
以上几张AMEX的优质信用卡，年费高昂，提供的服务也相对较好。他们的路边救援服务
是通过The American Express Roadside Assistance Anywhere services提供,电话号
码 1-800-345-AMEX (1-800-345-2639)
服务一年包含4次，每次可以报销$50，同一个原因引起的服务间隔必须在7天以上。服
务覆盖全美国、加拿大、波多黎各（似乎没有把夏威夷和阿拉斯加排除在外）。
This service provides up to 4 service calls per year, with $50 of coverage
per service call. (Limit of 1 service call in 7 days for the same cause.)
Towing is to nearest authorized facility at a maximum of 10 miles with a
maximum of $50 coverage. Coverage is applicable to the entire United States,
Canada, and Puerto Rico.
============================================================================
2011/12/26 shawn总更新：
Amex直接打Roadside Assistance电话：1-800-333-AMEX (2639)。打那个345的也
要先找接线员转过去。出了问题的关键时刻，省一分钟是一分钟。Amex报销不包括
rental vehicle，必须是私人的车，自己或者朋友的都可以。不过，你懂的，Amex问你
的时候你不自爆，来road assistance服务的人也不会多事吧。
amex直接付款，jump的人来了，你只要签个字，不用付钱也不用提供信用卡号。如
果开支超过$50, amex会在jump的人来前通知你，让你确认是不是付$50以外的。
============================================================================
1.2 Green Card ($95)
和上面AMEX 1.1里面的卡一样的服务，唯一的限制是必须在离家超过50迈以外的地方才
能使用服务。
This service provides up to 4 service calls per year, with $50 of coverage
per service call. (Limit of 1 service call in 7 days for the same cause.)
Towing is to nearest authorized facility at a maximum of 10 miles with a
maximum of $50 coverage. Coverage is applicable to the entire United States,
Canada, and Puerto Rico. The Cardmember must be 50 miles from home in order
to receive the service.
1.3 Starwood Preferred Guest （$65)
不提供免费的路边救援服务。可以帮助你叫当地的公司来帮你服务，但费用自理。
This benefit is a coordination of the service and the Cardmember is
resposible for all costs associated with this service. Coverage is
applicable to the entire United States, Canada, and Puerto Rico.
2. Visa Card
不知道是不是所有卡都有，还是只是高端卡才有。以Chase Marriott为例，不提供免费
的服务，只是帮你叫当地的服务公司，费用虽然自理，但visa卡有协议价，每次均价$
59.95。服务电话号码： (1-800-VISA-TOW)
Chase Marriott Rewards Premier Visa Credit Card
Roadside Dispatch (1-800-VISA-TOW) : 24 hour, toll free dispatch for
emergency roadside assistance such as, towing, fuel, delivery and more. pay
a pre-negotiated fee of currently $59.95 per service call.
3. Master Card
普通的卡和Visa一样，取决于卡的类型，每次服务协议价$70 - $95。服务电话号码
800-622-7747
Roadside Dispatch: Referral service Roadside Assistance (1-866-359-5402)
Arranges emergency roadside assistance such as jump-starts, tire change,
towing, and gas delivery if you get stuck on the road. Service fees are pre-
negotiated and billed to your eligible MasterCard card. You pay a pre-
specified flat rate for the service, which ranges from $70 to $95, depending
on which type of service you require. If you need the service, simply call
the general MasterCard number (800-622-7747) and they will connect you to
the service.
4. Chase
Updated: 11/30/2012
http://mitbbs.com/clubarticle/FLY/33728075_3.html
摩根大通银行的大陆航空公司UA MileagePlus Explorer、President Plus卡跟AMEX的
Green卡基本一样，包含免费的服务，也有离家50迈以上的要求。服务电话1-866-359-
5402
Card members are eligible for coverage up to $50 per event, four times a
year for roadside assistance. Assistance services include gas, flat tire
service, a tow and more. reqires 50 miles away from home
6. Discover Card
除了Discover Miles cards外，不提供这类服务。服务电话通过 1-800-Discover提供
，每次收费$69.95
7. 电话公司
(来源于pigbert补充) AT&T的手机feature里面也有Roadside Assistance，好象一个月
$2.99，加了要过72小时才生效，但可以随时取消。如果是road trip的话，可以加这个
feature，trip完了再cancel.
8. 车险公司
现在很多车险公司也提供类似服务，只要你车险多交一些费用。不知道如果用了这个服
务，以后车险费用会不会涨价。欢迎补充！
(rest的经验) 保险公司也有roadside assistance coverage，通常很便宜，半年两三
块钱。用户自己打电话叫服务，可以用任何roadside assistance service，用收据到
保险公司报销。cover的金额在“合理的范围以内”。我lp用过两次jump start，每次
几十块钱；拿收据到agent，当场给支票。事后没有涨保费。
从ConsumerReports.org摘过来：
http://www.consumerreports.org/cro/cars/tires-auto-parts/car-ma
A tow could boost your car insurance premium
Using an insurance company’s roadside assistance or towing benefits too
often could affect your rates (and not in a nice way) or even your
eligibility for coverage. Some auto insurers consider your calls for
roadside assistance to be negatives, just like accident claims. State Farm,
the nation’s largest insurer, says the use of roadside assistance is a very
small factor in calculating rates or considering a driver’s insurability.
Some insurers report roadside assistance calls made under their policies to
ChoicePoint, an Alpharetta, Ga., company that compiles claims information
for the insurance industry. Nationwide Insurance and Geico say they report
the information but don’t use it in their policy decisions. Allstate says
it doesn’t report usage by members of the Allstate Motor Club, but it does
report towing claims made under its insurance policies.
9. 新车保修计划
不少新车随保修计划也附带路边救援服务，一般与新车的保修期一样长。尼桑3年，现
代5年，奔驰终身！这种服务是跟随车而不是跟人的。买新车的同学可以留意一下。
============================================================================
2012/11/30 flyfire总更新：
10. 如果你有CompleteSaving帐号，他们提供免费的Roadside Assistance服务。一个
帐号只能注册一辆车，需要提前注册，第一次注册后8天生效；何以随时改，修改13天
之后生效。限制120天内只提供一次拖车服务和两次其它服务（每次服务上限$60）。
总结:
AMEX很赞，很多卡提供免费的路边救援服务，但年费高昂，最便宜的Green Card也要$
95。Visa/Master/Discover有些卡提供类似服务，但要每次$60 - $90的协议价需要自
理，唯一的例外是Chase UnitedPlus Explorer/President Plus卡，提供免费的服务。
电话公司和车险公司提供的服务也非常不错，需要的话可以考虑。如果你已经有
CompleteSaving帐号，免费的服务也不要错过。
发信人: tjphoton (冬种秋收), 信区: FLY
标 题: [原创]AAA与信用卡路边救援服务之比较
美国汽车俱乐部(AAA)的主要卖点在于提供路边救援服务(Roadside Assistance)，外加
一些打折优惠、免费地图。第一个会员的年费需要$57(Basic Membership)，或者$87(
Plus RV)。AAA提供的服务，除了换轮胎、Jump电池、开锁外，主要的是免费拖车，普
通会员最多免费拖5迈，Plus RV会员免费拖100迈。如果车没汽油而熄火，普通会员可
以免费送油，油费自理，Plus RV会员汽油免费。
现在很多信用卡行业竞争激烈，很多有年费的高端信用卡提供路边救援服务，此贴根据
手上已有信用卡的Terms and Conditions，宣传单，网上的信息，尝试总结和比较各个
信用卡之间的路边救援服务的优劣和价格。难免遗漏，欢迎补充和修正。
1. AMEX Card
1.1 Platinum (年费$450)，Delta Reserve($450)，Premier Rewards Gold ($175)，
Gold ($125)
以上几张AMEX的优质信用卡，年费高昂，提供的服务也相对较好。他们的路边救援服务
是通过The American Express Roadside Assistance Anywhere services提供,电话号
码 1-800-345-AMEX (1-800-345-2639)
服务一年包含4次，每次可以报销$50，同一个原因引起的服务间隔必须在7天以上。服
务覆盖全美国、加拿大、波多黎各（似乎没有把夏威夷和阿拉斯加排除在外）。
This service provides up to 4 service calls per year, with $50 of coverage
per service call. (Limit of 1 service call in 7 days for the same cause.)
Towing is to nearest authorized facility at a maximum of 10 miles with a
maximum of $50 coverage. Coverage is applicable to the entire United States,
Canada, and Puerto Rico.
============================================================================
2011/12/26 shawn总更新：
Amex直接打Roadside Assistance电话：1-800-333-AMEX (2639)。打那个345的也
要先找接线员转过去。出了问题的关键时刻，省一分钟是一分钟。Amex报销不包括
rental vehicle，必须是私人的车，自己或者朋友的都可以。不过，你懂的，Amex问你
的时候你不自爆，来road assistance服务的人也不会多事吧。
amex直接付款，jump的人来了，你只要签个字，不用付钱也不用提供信用卡号。如
果开支超过$50, amex会在jump的人来前通知你，让你确认是不是付$50以外的。
============================================================================
1.2 Green Card ($95)
和上面AMEX 1.1里面的卡一样的服务，唯一的限制是必须在离家超过50迈以外的地方才
能使用服务。
This service provides up to 4 service calls per year, with $50 of coverage
per service call. (Limit of 1 service call in 7 days for the same cause.)
Towing is to nearest authorized facility at a maximum of 10 miles with a
maximum of $50 coverage. Coverage is applicable to the entire United States,
Canada, and Puerto Rico. The Cardmember must be 50 miles from home in order
to receive the service.
1.3 Starwood Preferred Guest （$65)
不提供免费的路边救援服务。可以帮助你叫当地的公司来帮你服务，但费用自理。
This benefit is a coordination of the service and the Cardmember is
resposible for all costs associated with this service. Coverage is
applicable to the entire United States, Canada, and Puerto Rico.
2. Visa Card
不知道是不是所有卡都有，还是只是高端卡才有。以Chase Marriott为例，不提供免费
的服务，只是帮你叫当地的服务公司，费用虽然自理，但visa卡有协议价，每次均价$
59.95。服务电话号码： (1-800-VISA-TOW)
Chase Marriott Rewards Premier Visa Credit Card
Roadside Dispatch (1-800-VISA-TOW) : 24 hour, toll free dispatch for
emergency roadside assistance such as, towing, fuel, delivery and more. pay
a pre-negotiated fee of currently $59.95 per service call.
3. Master Card
普通的卡和Visa一样，取决于卡的类型，每次服务协议价$70 - $95。服务电话号码
800-622-7747
Roadside Dispatch: Referral service Roadside Assistance (1-866-359-5402)
Arranges emergency roadside assistance such as jump-starts, tire change,
towing, and gas delivery if you get stuck on the road. Service fees are pre-
negotiated and billed to your eligible MasterCard card. You pay a pre-
specified flat rate for the service, which ranges from $70 to $95, depending
on which type of service you require. If you need the service, simply call
the general MasterCard number (800-622-7747) and they will connect you to
the service.
4. Chase
Updated: 11/30/2012
http://mitbbs.com/clubarticle/FLY/33728075_3.html
摩根大通银行的大陆航空公司UA MileagePlus Explorer、President Plus卡跟AMEX的
Green卡基本一样，包含免费的服务，也有离家50迈以上的要求。服务电话1-866-359-
5402
Card members are eligible for coverage up to $50 per event, four times a
year for roadside assistance. Assistance services include gas, flat tire
service, a tow and more. reqires 50 miles away from home
6. Discover Card
除了Discover Miles cards外，不提供这类服务。服务电话通过 1-800-Discover提供
，每次收费$69.95
7. 电话公司
(来源于pigbert补充) AT&T的手机feature里面也有Roadside Assistance，好象一个月
$2.99，加了要过72小时才生效，但可以随时取消。如果是road trip的话，可以加这个
feature，trip完了再cancel.
8. 车险公司
现在很多车险公司也提供类似服务，只要你车险多交一些费用。不知道如果用了这个服
务，以后车险费用会不会涨价。欢迎补充！
(rest的经验) 保险公司也有roadside assistance coverage，通常很便宜，半年两三
块钱。用户自己打电话叫服务，可以用任何roadside assistance service，用收据到
保险公司报销。cover的金额在“合理的范围以内”。我lp用过两次jump start，每次
几十块钱；拿收据到agent，当场给支票。事后没有涨保费。
从ConsumerReports.org摘过来：
http://www.consumerreports.org/cro/cars/tires-auto-parts/car-ma
A tow could boost your car insurance premium
Using an insurance company’s roadside assistance or towing benefits too
often could affect your rates (and not in a nice way) or even your
eligibility for coverage. Some auto insurers consider your calls for
roadside assistance to be negatives, just like accident claims. State Farm,
the nation’s largest insurer, says the use of roadside assistance is a very
small factor in calculating rates or considering a driver’s insurability.
Some insurers report roadside assistance calls made under their policies to
ChoicePoint, an Alpharetta, Ga., company that compiles claims information
for the insurance industry. Nationwide Insurance and Geico say they report
the information but don’t use it in their policy decisions. Allstate says
it doesn’t report usage by members of the Allstate Motor Club, but it does
report towing claims made under its insurance policies.
9. 新车保修计划
不少新车随保修计划也附带路边救援服务，一般与新车的保修期一样长。尼桑3年，现
代5年，奔驰终身！这种服务是跟随车而不是跟人的。买新车的同学可以留意一下。
============================================================================
2012/11/30 flyfire总更新：
10. 如果你有CompleteSaving帐号，他们提供免费的Roadside Assistance服务。一个
帐号只能注册一辆车，需要提前注册，第一次注册后8天生效；何以随时改，修改13天
之后生效。限制120天内只提供一次拖车服务和两次其它服务（每次服务上限$60）。
总结:
AMEX很赞，很多卡提供免费的路边救援服务，但年费高昂，最便宜的Green Card也要$
95。Visa/Master/Discover有些卡提供类似服务，但要每次$60 - $90的协议价需要自
理，唯一的例外是Chase UnitedPlus Explorer/President Plus卡，提供免费的服务。
电话公司和车险公司提供的服务也非常不错，需要的话可以考虑。如果你已经有
CompleteSaving帐号，免费的服务也不要错过。
