If you cannot live well by maxing out 401k, only contribute up to matching cap. Otherwise, if you expect to pay higher tax after retirement than now (no state tax now? super saver? low income now? expect tax to be higher 30 years from now?), only contribute up to matching cap. Otherwise, you may consider maxing out.
People, do you know how google is making money out of android?
K*D
17 楼
I would imagine at least 1/3 don't. Me included.
【在 s**********d 的大作中提到】 : 这里大家都max out。
a*i
18 楼
License it to handset manufacturers, like motorola, htc, samsung.
【在 w********e 的大作中提到】 : People, do you know how google is making money out of android?
s*n
19 楼
what's your rationale not maxing it out?
【在 K****D 的大作中提到】 : I would imagine at least 1/3 don't. Me included.
w*e
20 楼
Looks like google is doing well in that then. Any idea how much per phone?
【在 a*****i 的大作中提到】 : : License it to handset manufacturers, like motorola, htc, samsung.
j*1
21 楼
for example: limited funds option; saving emergency cash if you have a house and a car to pay for and two babies and are a single earner
【在 s*****n 的大作中提到】 : what's your rationale not maxing it out?
w*e
22 楼
Actually it says here google is giving it out for free. "Unlike Microsoft's Windows Mobile, which carries a modest license fee, Google (GOOG) is offering its OS to operators and gadget makers for free."
K*D
23 楼
I already listed some examples of the reasons in this thread.
【在 s*****n 的大作中提到】 : what's your rationale not maxing it out?
a*i
24 楼
I suspect that they have some support contracts.
【在 w********e 的大作中提到】 : Actually it says here google is giving it out for free. : "Unlike Microsoft's Windows Mobile, which carries a modest license fee, : Google (GOOG) is offering its OS to operators and gadget makers for free."
【在 s*****n 的大作中提到】 : what's your rationale not maxing it out?
C*O
27 楼
According to a recent survey of more than 550,000 401(k) accounts, very few Americans are actually saving the maximum allowable per year. Only 7% of workers with a 401(k) plan came within $500 of contributing the maximum allowed by the IRS or their plan limit and that on average, retirement plan participants contribute 6.8% percent of their salaries on a pre-tax basis. http://www.savingtoinvest.com/2009/07/taking-advantage-of-new-401k.html
【在 C*******O 的大作中提到】 : According to a recent survey of more than 550,000 401(k) accounts, very few : Americans are actually saving the maximum allowable per year. Only 7% of : workers with a 401(k) plan came within $500 of contributing the maximum : allowed by the IRS or their plan limit and that on average, retirement plan : participants contribute 6.8% percent of their salaries on a pre-tax basis. : http://www.savingtoinvest.com/2009/07/taking-advantage-of-new-401k.html
a*s
31 楼
不对吧,Box1是总收入怎么会比box5(medicare)多呢? 怎么知道401k在不在W2里?
【在 s**********d 的大作中提到】 : 美国只有15%左右的人挣 $75000 以上。放$16500对绝大多数人来说 : 不现实。50以上的更是$22000才是max out. : : few : plan