Is it hard to apply for a mortgage loan now? - 未名空间MITBBS历史存档

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Is it hard to apply for a mortgage loan now?

Is it hard to apply for a mortgage loan now?# Living

s*a2009-10-17 07:10

1 楼

一个学校申请两个AP Positions在engineering school底下两个department。在cover
letter里需不需要提一下，我也申请了另一个系的position。我的背景两个位置都可
以fit，一个是我本专业，而另一个系的position要求正好是我在phd期间的主要的研究
方向。

w*22009-10-17 07:10

2 楼

如题，找到了大学教职的工作。想等办好了H1B，让老婆在国内签H4过来美国（她以前
都是用的B2）。我因为工作忙没法回去，但是我是在美国境内OPT转的H1B身份，所以没
有H1B 的visa stamp。请问这样的情况可以让老婆单独去签H4吗？求助

s*h2009-10-17 07:10

3 楼

Hi,
I am applying for a mortgage loan now. I am an H1B. my credit score is about
790. The lender asked for a lot of documents after review my application
package: my H1b doc, my intention to apply for Green Card, etc., my two
years W2, Insurance, and even the appraisal etc.
BTW, should ask somebody to do the appraisal? Doesn't the lender ask somebody to do it?
Is this normal for a loan application?
Thanks!

s*a2009-10-17 07:10

4 楼

自己顶一下，一个学校申请2个位置，有什么需要注意的吗？

C*d2009-10-17 07:10

5 楼

I think all the requirements you listed are reasonable. It is normal that
they are more cautious for people without greencard because you do have more
chance to leave this country, thus making the loan a bad one.
The bank/loan agent should arrange the appraisal.

about
somebody to do it?

【在 s******h 的大作中提到】

: Hi,
: I am applying for a mortgage loan now. I am an H1B. my credit score is about
: 790. The lender asked for a lot of documents after review my application
: package: my H1b doc, my intention to apply for Green Card, etc., my two
: years W2, Insurance, and even the appraisal etc.
: BTW, should ask somebody to do the appraisal? Doesn't the lender ask somebody to do it?
: Is this normal for a loan application?
: Thanks!

s*y2009-10-17 07:10

6 楼

不需要
如果两个申请都进入了面试阶段才需要提这个问题。

cover

【在 s*****a 的大作中提到】

: 一个学校申请两个AP Positions在engineering school底下两个department。在cover
: letter里需不需要提一下，我也申请了另一个系的position。我的背景两个位置都可
: 以fit，一个是我本专业，而另一个系的position要求正好是我在phd期间的主要的研究
: 方向。

s*h2009-10-17 07:10

7 楼

Thanks a lot for your reply!

more

【在 C*******d 的大作中提到】

: I think all the requirements you listed are reasonable. It is normal that
: they are more cautious for people without greencard because you do have more
: chance to leave this country, thus making the loan a bad one.
: The bank/loan agent should arrange the appraisal.
:
: about
: somebody to do it?