贡献一贴:双职工middle income 分开报税可能少交税 - 未名空间MITBBS历史存档

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贡献一贴:双职工middle income 分开报税可能少交税

贡献一贴:双职工middle income 分开报税可能少交税# Living

b*s2010-02-10 08:02

1 楼

总结: 主要适用于一些有孩子双收入家庭2009年 federal tax.
双收入家庭AGI小于12, 13 万没这必要，大于20万就不太适用啦。有孩在两个城市住的可以分报。看好分开报限制条款.
关键是你分开报,比合报，一方可能多拿：
First time home buyer credit
Child Credit
Making Work Pay Tax Credit.
能少交5000美元税的大有人在。注意，joint filing, AGI 15万之上，实际税率突涨。
If you are married, has double middle income, have kids, one spouse make more than another. Married filing separately may save you tax.
It especially benefit those who has kids, and bought house before Nov 2009,
and $8000 credit may just be wiped out by reachin

v*e2010-02-10 08:02

2 楼

根据我自己读head of household的定义，不能claim head of household.
Head of household一般是给divorced,single,分居,同时还有dependent的人。
对于婚姻稳定，只是空间上分居的，不适用。
我的依据是head of household要求是primary抚养dependent的人。LD的即使不住一起，钱还是一起花的吧。

,
as

【在 b****s 的大作中提到】

: 总结: 主要适用于一些有孩子双收入家庭2009年 federal tax.
: 双收入家庭AGI小于12, 13 万没这必要，大于20万就不太适用啦。有孩在两个城市住的可以分报。看好分开报限制条款.
: 关键是你分开报,比合报，一方可能多拿：
: First time home buyer credit
: Child Credit
: Making Work Pay Tax Credit.
: 能少交5000美元税的大有人在。注意，joint filing, AGI 15万之上，实际税率突涨。
: If you are married, has double middle income, have kids, one spouse make more than another. Married filing separately may save you tax.
: It especially benefit those who has kids, and bought house before Nov 2009,
: and $8000 credit may just be wiped out by reachin

p*a2010-02-10 08:02

3 楼

会增加被audit 的机会

,
as

【在 b****s 的大作中提到】

d*n2010-02-10 08:02

4 楼

"Also may get some child credit.."
has to be seperate for last 6 monthes to get child credit. it is hard for
most couple.

,
as

【在 b****s 的大作中提到】

b*s2010-02-10 08:02

5 楼

不能偷税漏税，完全照IRS规矩，计算分开报是不是更省。

【在 p***a 的大作中提到】

: 会增加被audit 的机会
:
: ,
: as

f*r2010-02-10 08:02

6 楼

你想到的IRS已经做到，没想到IRS也想到了，别折腾了

m*y2010-02-10 08:02

7 楼

Aglee, you have to be very creative to outsmart IRS and other tax dodgers.
Sure, there are loopholes, but chance to be the first one finding out?
Virtually zero.

【在 f********r 的大作中提到】

: 你想到的IRS已经做到，没想到IRS也想到了，别折腾了

s*i2010-02-10 08:02

8 楼

You are absolutely right. I have the same thoughts before and was told by my
tax lawyer that living apart itself does not justify as head of household.

起，钱还是一起花的吧。

【在 v***e 的大作中提到】

: 根据我自己读head of household的定义，不能claim head of household.
: Head of household一般是给divorced,single,分居,同时还有dependent的人。
: 对于婚姻稳定，只是空间上分居的，不适用。
: 我的依据是head of household要求是primary抚养dependent的人。LD的即使不住一起，钱还是一起花的吧。
:
: ,
: as

b*s2010-02-10 08:02

9 楼

IRS set the rule and filing option. IRS has different tax credit and set
complex limitation. You follow the tax law and pick whatever the best filing
status and what tax credit you can get. Most family will not get benefit by
filing separately. But for double middle income family, having kids,
especially eligible for first time home credit in 2009, this may save by
having one person claim some child credit, first time home buyer credit.
2009 is very special tax year due to special tax credit!

【在 f********r 的大作中提到】

: 你想到的IRS已经做到，没想到IRS也想到了，别折腾了

s*e2010-02-10 08:02

10 楼

I was told you need to file jointly in order to claim child credit (unless
divorced etc.)

b*s2010-02-10 08:02

11 楼

听谁说的？查啦以下，没发现这规定呀？can't claim child expense, but can claim
child credit.
Special Rules
If you choose married filing separately as your filing status,
You cannot take the credit for child and dependent care expenses in most
cases, and the amount that you can exclude from income under an employer's
dependent care assistance program is limited to $2,500 (instead of $5,000 if
you filed a joint return). For more information about these expenses, the
credit, and the exclusion, see chapter 34.
The foll

【在 s*******e 的大作中提到】

: I was told you need to file jointly in order to claim child credit (unless
: divorced etc.)