r*d
2 楼
各个地方各种费用名目繁多。只要记住自己需要付什么就行了。
a. previous lender's loan interest from Date A to Date B
b. current lender's loan interest from Date C to Date D
c. Old loan amount - New loan amount
d. other debit such as impound account deposit, hazard insurance or others
e. other credit such as old lender refund
f. prepaid appraisal fee
g. prepaid credit check fee
You need to pay (a + b + c + d - e - f - g)
a. previous lender's loan interest from Date A to Date B
b. current lender's loan interest from Date C to Date D
c. Old loan amount - New loan amount
d. other debit such as impound account deposit, hazard insurance or others
e. other credit such as old lender refund
f. prepaid appraisal fee
g. prepaid credit check fee
You need to pay (a + b + c + d - e - f - g)
m*n
3 楼
mark
【在 r******d 的大作中提到】
: 各个地方各种费用名目繁多。只要记住自己需要付什么就行了。
: a. previous lender's loan interest from Date A to Date B
: b. current lender's loan interest from Date C to Date D
: c. Old loan amount - New loan amount
: d. other debit such as impound account deposit, hazard insurance or others
: e. other credit such as old lender refund
: f. prepaid appraisal fee
: g. prepaid credit check fee
: You need to pay (a + b + c + d - e - f - g)
【在 r******d 的大作中提到】
: 各个地方各种费用名目繁多。只要记住自己需要付什么就行了。
: a. previous lender's loan interest from Date A to Date B
: b. current lender's loan interest from Date C to Date D
: c. Old loan amount - New loan amount
: d. other debit such as impound account deposit, hazard insurance or others
: e. other credit such as old lender refund
: f. prepaid appraisal fee
: g. prepaid credit check fee
: You need to pay (a + b + c + d - e - f - g)
h*a
4 楼
What about title insurance?
【在 r******d 的大作中提到】
: 各个地方各种费用名目繁多。只要记住自己需要付什么就行了。
: a. previous lender's loan interest from Date A to Date B
: b. current lender's loan interest from Date C to Date D
: c. Old loan amount - New loan amount
: d. other debit such as impound account deposit, hazard insurance or others
: e. other credit such as old lender refund
: f. prepaid appraisal fee
: g. prepaid credit check fee
: You need to pay (a + b + c + d - e - f - g)
【在 r******d 的大作中提到】
: 各个地方各种费用名目繁多。只要记住自己需要付什么就行了。
: a. previous lender's loan interest from Date A to Date B
: b. current lender's loan interest from Date C to Date D
: c. Old loan amount - New loan amount
: d. other debit such as impound account deposit, hazard insurance or others
: e. other credit such as old lender refund
: f. prepaid appraisal fee
: g. prepaid credit check fee
: You need to pay (a + b + c + d - e - f - g)
h*n
5 楼
同问
【在 h**********a 的大作中提到】
: What about title insurance?
【在 h**********a 的大作中提到】
: What about title insurance?
r*d
6 楼
Lender's title insurance is not a fee clients need to pay in No-Cost
refinance.
refinance.
z*i
7 楼
I think the broker will cover this for no-cost.
【在 r******d 的大作中提到】
: Lender's title insurance is not a fee clients need to pay in No-Cost
: refinance.
【在 r******d 的大作中提到】
: Lender's title insurance is not a fee clients need to pay in No-Cost
: refinance.
b*d
8 楼
Broker去付Title insurance的Charge。
【在 h*****n 的大作中提到】
: 同问
【在 h*****n 的大作中提到】
: 同问
m*d
9 楼
谢谢各位大侠的解答，那是不是no cost refinance risk free了
b*d
10 楼
对，如果你的appraisal也是Broker提前付的，那就真的没有Risk了。
【在 m********d 的大作中提到】
: 谢谢各位大侠的解答，那是不是no cost refinance risk free了
【在 m********d 的大作中提到】
: 谢谢各位大侠的解答，那是不是no cost refinance risk free了
d*e
11 楼
不过一般的 broker都让你先垫付，close时再返还给你。要不然，你半截儿变卦了，他
岂不倒贴钱。
【在 b*d 的大作中提到】
: 对，如果你的appraisal也是Broker提前付的，那就真的没有Risk了。
岂不倒贴钱。
【在 b*d 的大作中提到】
: 对，如果你的appraisal也是Broker提前付的，那就真的没有Risk了。
r*e
12 楼
yes, we want our clients to pay this first and will refund fully once the
escrow is done.
thanks for the consideration. it is very important to build mutual trust.
real estate business is a big investment in anyone's life, so a lot of
twists and turns could happen.
【在 d*e 的大作中提到】
: 不过一般的 broker都让你先垫付，close时再返还给你。要不然，你半截儿变卦了，他
: 岂不倒贴钱。
escrow is done.
thanks for the consideration. it is very important to build mutual trust.
real estate business is a big investment in anyone's life, so a lot of
twists and turns could happen.
【在 d*e 的大作中提到】
: 不过一般的 broker都让你先垫付，close时再返还给你。要不然，你半截儿变卦了，他
: 岂不倒贴钱。
a*e
13 楼
就是说title endurance 一定是我们自己付的了？而且既是buyer也是seller？这个钱
是最大的一笔了。
【在 b*d 的大作中提到】
: 对，如果你的appraisal也是Broker提前付的，那就真的没有Risk了。
是最大的一笔了。
【在 b*d 的大作中提到】
: 对，如果你的appraisal也是Broker提前付的，那就真的没有Risk了。
t*l
14 楼
最简单的区分，就是non-recurring的，就是cost，
其他都不算
【在 m********d 的大作中提到】
: 包括律师费等等么？谢谢。如果不包括，还需要其他什么费用？
其他都不算
【在 m********d 的大作中提到】
: 包括律师费等等么？谢谢。如果不包括，还需要其他什么费用？
b*j
15 楼
LA这边都是一般都是broker直接付，自己不用垫付。
【在 d*e 的大作中提到】
: 不过一般的 broker都让你先垫付，close时再返还给你。要不然，你半截儿变卦了，他
: 岂不倒贴钱。
【在 d*e 的大作中提到】
: 不过一般的 broker都让你先垫付，close时再返还给你。要不然，你半截儿变卦了，他
: 岂不倒贴钱。
相关阅读
还是求推荐flushing contractor要转帐吗？[求助]神器二代这么多型号选哪个？挖坑：从升值的角度考虑该如何装修房子？怎么知道家里油烟机出口是往上还是往背后的墙？哪里买秋裤？离着commuter rail 500 ft的房子是不是不能考虑？请教大家，refinancing 的步骤一般是怎样的？一个贷款的问题请教品牌油漆kelly moore的折扣,25%-38%off租的卧室破窗户只能打开三分之一，可以和apartment交涉吗？Re: 女人闺蜜之间的那点事 (转载)Can I buy a house bulit in 1890?engineered wood 比laminate装在厨房更好些吗？NEW HOME LOCK (sorry can't type Chinese)Mello Roos还能抵税吗？问个国内寄钱过来的问题OPT能贷到款么？国内转钱请帮忙有个SHORT SALE的问题谁能回答？