n*e
2 楼
Bank will need the appraisal to justify your purchase price as well as your
loan amount you applied.
loan amount you applied.
n*9
3 楼
appraisal is just an opinion from a 3rd party. the difference between
appraisal and your's market CMA is that an appraisal has to use at least two
different approach to get the price. if you buy with all cash and know for
sure that you are getting a deal, you don't have to have one, but if you
need a loan, the lender will require one for their purpose.
【在 s********0 的大作中提到】
: appraisal是干嘛用的?看估价多少?看房屋面积?
appraisal and your's market CMA is that an appraisal has to use at least two
different approach to get the price. if you buy with all cash and know for
sure that you are getting a deal, you don't have to have one, but if you
need a loan, the lender will require one for their purpose.
【在 s********0 的大作中提到】
: appraisal是干嘛用的?看估价多少?看房屋面积?
c*o
6 楼
不一定,如果你cash买房,银行靠边站
d*n
7 楼
如果要做贷款的话,就需要做appraisal,因为银行要了解抵押物的市场价值。
s*c
8 楼
估價 (appraisal) 對買方是個保護措施
她可以讓你了解銀行認為你買的房子值多少錢
有時候你出 80 萬, 賣方接受了
後來估價出來值 78 萬, 你就可以跟賣方 negotiate, 看看對方願不願意降個 1-2 萬
我上次幫人買房, 殺價殺到比估價還低 1 萬.
她可以讓你了解銀行認為你買的房子值多少錢
有時候你出 80 萬, 賣方接受了
後來估價出來值 78 萬, 你就可以跟賣方 negotiate, 看看對方願不願意降個 1-2 萬
我上次幫人買房, 殺價殺到比估價還低 1 萬.
s*0
9 楼
谢谢。真感动,这么热心。也就是说贷款的时候必须做的,但我们买家要出钱
appraisal对吧?
appraisal对吧?
d*n
10 楼
为啥用但是呢?银行没有义务借钱给borrower呀,都是business么么,想qualify的话
,就得出钱做appraisal呀,还要付closing cost呀。
,就得出钱做appraisal呀,还要付closing cost呀。
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