n*9
2 楼
details? hard to tell without details. there should be a lot of pre-pays.
【在 s********0 的大作中提到】
: home parth, 9500 closing cost. Why so much?
【在 s********0 的大作中提到】
: home parth, 9500 closing cost. Why so much?
s*0
3 楼
我们的closing cost是这么分配的： adjusted origination charges 1300+ flood
certification and tax sservice ffee 90+title services and lender title
insurrance 1134+owner title insurrance 340+ pet inspection and survey 315+
government recording charges 80+transfer tax 2300+initional escrow account
2900 +daily interest charges 265+ hazard insurance 600=9400
certification and tax sservice ffee 90+title services and lender title
insurrance 1134+owner title insurrance 340+ pet inspection and survey 315+
government recording charges 80+transfer tax 2300+initional escrow account
2900 +daily interest charges 265+ hazard insurance 600=9400
c*r
4 楼
most of it is pre-payment and government charges. $1300 AOC is not bad. It
also depends on the APR you got.
also depends on the APR you got.
s*0
5 楼
interest rate 4.75%
c*r
6 楼
It depends on what the market rate was when you locked. Lenders use
origination fee to adjust for the APR difference. For example, if the rate
was 4.72% that day, the lender would give you a discount of AOC. If the rate
was 4.77% that day then the lender would have raised origination fees.
【在 s********0 的大作中提到】
: interest rate 4.75%
origination fee to adjust for the APR difference. For example, if the rate
was 4.72% that day, the lender would give you a discount of AOC. If the rate
was 4.77% that day then the lender would have raised origination fees.
【在 s********0 的大作中提到】
: interest rate 4.75%
s*0
7 楼
真是不懂，maryland地区这个closing cost算如何呢？这个房子home parth，不用
appraisal,
appraisal,
s*0
8 楼
10% downpayment
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