关于LOAN POINT的退税问题 - 未名空间MITBBS历史存档

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关于LOAN POINT的退税问题

关于LOAN POINT的退税问题# Living

v*l2011-03-05 08:03

1 楼

去年买了房, 现在准备退税. 发现个问题, 请教大家.
mortgage的point可以退税. 寄来的F1098表上的BOX 2有写$500的point. 可是当时
closing时的HUD上有栏origination charge,是$800. 到底用哪个填表呢?
谢谢.

c*y2011-03-05 08:03

2 楼

我也遇到同样的问题，打电话给customer service，他们说1098没错。根据PUB936
，我认为应该是HUD1上的数额才对。请达人出来解释一下。

h*b2011-03-05 08:03

3 楼

"point" paid on purchase loan can be deducted in full for the yr it was paid
. origination charge could be point, lender fees, etc. or a combination of
all. 1098 was sent to IRS but as long as you can document add'l legit
deduction, incld it in your schedule A.

【在 v*****l 的大作中提到】