b*c
2 楼
short sale的listing price不见得是最后成交价。我们刚买了个short sale的，最后
实际上比要价高。
【在 h******s 的大作中提到】
: 怎么办？刚交了定金
: 怕买了这个便宜的过两天又出来个10% OFF的
: 现在银行是一个星期放一个炸弹
实际上比要价高。
【在 h******s 的大作中提到】
: 怎么办？刚交了定金
: 怕买了这个便宜的过两天又出来个10% OFF的
: 现在银行是一个星期放一个炸弹
c*o
3 楼
price match?
h*b
4 楼
1. "listing price" is not the same as final "sale price". final price
could be higher/lower than listing. many short sellers try to lure more
prospective buyers and thus put out way below mkt price. but bank may not
approve.
2. each house is unique--thus price differently for sure. maybe yours has
better location, interior, etc.
3. buyer's goal can't be to buy at the absolute lowest price. rather buy
the one you feel you "ought to own", buy the one you feel good about at a
reasonable mkt price. paying slightly more or less doesn't matter much for
the longer run. even buying at the relatively low price is more like draw
of luck...
so, i wish you lots of good luck! :p
欢迎访问＂言之有屋＂Irvine Mortgage & RE 俱乐部和我的博客
http://www.mitbbs.com/club_bbsdoc/charles.html
http://www.mitbbs.com/pc/index/hkmbb
【在 h******s 的大作中提到】
: 怎么办？刚交了定金
: 怕买了这个便宜的过两天又出来个10% OFF的
: 现在银行是一个星期放一个炸弹
could be higher/lower than listing. many short sellers try to lure more
prospective buyers and thus put out way below mkt price. but bank may not
approve.
2. each house is unique--thus price differently for sure. maybe yours has
better location, interior, etc.
3. buyer's goal can't be to buy at the absolute lowest price. rather buy
the one you feel you "ought to own", buy the one you feel good about at a
reasonable mkt price. paying slightly more or less doesn't matter much for
the longer run. even buying at the relatively low price is more like draw
of luck...
so, i wish you lots of good luck! :p
欢迎访问＂言之有屋＂Irvine Mortgage & RE 俱乐部和我的博客
http://www.mitbbs.com/club_bbsdoc/charles.html
http://www.mitbbs.com/pc/index/hkmbb
【在 h******s 的大作中提到】
: 怎么办？刚交了定金
: 怕买了这个便宜的过两天又出来个10% OFF的
: 现在银行是一个星期放一个炸弹
h*s
5 楼
thanks
那请问SHORT SALE的房子一般多久能买得到？
是COUNTER OFFER 还是BID WAR？ 是不是可能买不到？
price
more
not
yours has
buy
at a
much for
draw
【在 h***b 的大作中提到】
: 1. "listing price" is not the same as final "sale price". final price
: could be higher/lower than listing. many short sellers try to lure more
: prospective buyers and thus put out way below mkt price. but bank may not
: approve.
: 2. each house is unique--thus price differently for sure. maybe yours has
: better location, interior, etc.
: 3. buyer's goal can't be to buy at the absolute lowest price. rather buy
: the one you feel you "ought to own", buy the one you feel good about at a
: reasonable mkt price. paying slightly more or less doesn't matter much for
: the longer run. even buying at the relatively low price is more like draw
那请问SHORT SALE的房子一般多久能买得到？
是COUNTER OFFER 还是BID WAR？ 是不是可能买不到？
price
more
not
yours has
buy
at a
much for
draw
【在 h***b 的大作中提到】
: 1. "listing price" is not the same as final "sale price". final price
: could be higher/lower than listing. many short sellers try to lure more
: prospective buyers and thus put out way below mkt price. but bank may not
: approve.
: 2. each house is unique--thus price differently for sure. maybe yours has
: better location, interior, etc.
: 3. buyer's goal can't be to buy at the absolute lowest price. rather buy
: the one you feel you "ought to own", buy the one you feel good about at a
: reasonable mkt price. paying slightly more or less doesn't matter much for
: the longer run. even buying at the relatively low price is more like draw
h*b
6 楼
there's no fix time that a short sale can be "approved" (then another 30-45
days to close)--or may not be approved at the end.
the length of time really depends on
1. how many lenders on the prop--1st vs 2nd mtg vs equity line. obviously
one lender should be the most efficient. multiple lenders require multiple
lenders approval (all of them whom may have diff interest in the prop). if
one disapproves, then no deal.
2. price--if buyer offers a price that's not too much (varies from local mkt
to mkt) below fair mkt, lender tends to move faster.
3. lender may come back w/ counters--on price and other terms.
4. seller usually selects one offer to pass on to lender for approval.
there may be a "bidding war" during the selection process if the prop is "
hot" :p
5. to speed up the short sale approval process, communicate w/ seller/agent.
streamline your requirements. factor as much negatives (of course
acceptable to you) into price as possible. i.e. disc on price to compensate
on possible repairs. banks tend to process "clean" offers faster
there's no guarantee on short sale--i had one client fought w/ banks for 9
months before giving up. so do prepare for that.
【在 h******s 的大作中提到】
: thanks
: 那请问SHORT SALE的房子一般多久能买得到？
: 是COUNTER OFFER 还是BID WAR？ 是不是可能买不到？
:
: price
: more
: not
: yours has
: buy
: at a
days to close)--or may not be approved at the end.
the length of time really depends on
1. how many lenders on the prop--1st vs 2nd mtg vs equity line. obviously
one lender should be the most efficient. multiple lenders require multiple
lenders approval (all of them whom may have diff interest in the prop). if
one disapproves, then no deal.
2. price--if buyer offers a price that's not too much (varies from local mkt
to mkt) below fair mkt, lender tends to move faster.
3. lender may come back w/ counters--on price and other terms.
4. seller usually selects one offer to pass on to lender for approval.
there may be a "bidding war" during the selection process if the prop is "
hot" :p
5. to speed up the short sale approval process, communicate w/ seller/agent.
streamline your requirements. factor as much negatives (of course
acceptable to you) into price as possible. i.e. disc on price to compensate
on possible repairs. banks tend to process "clean" offers faster
there's no guarantee on short sale--i had one client fought w/ banks for 9
months before giving up. so do prepare for that.
【在 h******s 的大作中提到】
: thanks
: 那请问SHORT SALE的房子一般多久能买得到？
: 是COUNTER OFFER 还是BID WAR？ 是不是可能买不到？
:
: price
: more
: not
: yours has
: buy
: at a
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