Is it possible to refin on the same rate as before?# Livingb*n2011-11-02 07:111 楼我本来最近应该要去延的,但是突然比较多面试要准备,下周和下下周要travel,等我回来4月2日了,去延5月底到期的i20,会不会太晚呢?谢谢!
f*u2011-11-02 07:114 楼absolutely not possible, there has to be at least 0.25 difference for thesame term refinance.
p*p2011-11-02 07:115 楼is it a requirement by lender or broker? if the customer wants, i don't see the reason.【在 f*****u 的大作中提到】: absolutely not possible, there has to be at least 0.25 difference for the: same term refinance.
b*d2011-11-02 07:116 楼同样的利率肯定不可以,要低到0.25%才值得做.【在 c*****r 的大作中提到】: the benefit? got a fresh 5 year with the same rate for 5/1 arm.
b*d2011-11-02 07:118 楼是的,具体要看哪个银行,这个benefit calculation每个银行的要求不一样.具体还是问问Broker比较好.【在 I********w 的大作中提到】: Didn't you get a smaller monthly payment?
k*22011-11-02 07:119 楼从lender的角度来说,需要对borrower有material benefit,其中rate降低0.25%就是其中一个哟【在 c*****r 的大作中提到】: the benefit? got a fresh 5 year with the same rate for 5/1 arm.